Southeast Asian millennial wealth has grown exponentially, yet

7 in 10 users

are still denied access to financial services, like a credit card.

The delightful payment solution

GrabPay wallet has delighted our partners and consumers across markets for years and we want to further delight you and our consumers with PayLater.

It’s a checkout solution that gets consumers what they want, when they want and pay for it later without interest.

Attract customers at no risk to you

+ 0 %
Larger order value
+ 0 %
More checkouts completed
+ 0 %
New shoppers

Give over 160 million Grab users the freedom to get what they want now and pay later. We take on all the credit and fraud risk while you get paid upfront.

You’ll also be listed in our shop directory with your store promotions featured.

Delight your and our consumers with PayLater

Our consumers are affluent millennials who want to enjoy their lives within their means. However, 70% of Southeast Asians are still denied access to basic financial services like a credit card. Our mission is to delight our users with PayLater.

Giving them what no one else can

Instant access

to a pre-approved limit. No application or documents required.


points for every PayLater payment.

Exciting offers

from their favourite brands as well as new ones.

And keeping them smart about money


at every stage.

No hidden fees

except a flat $10 reactivation fee in case of late payment.

Transaction notifications

and payment reminders so they are on top of everything.

Giving them flexibility with every purchase


Pay in monthly instalments

PayLater Instalments lets your customers spread their payments across 4 interest-free monthly instalments, so a large bill is now much more manageable. Every payment made with PayLater Instalments will receive GrabRewards points.

Our Price Divider plugins help you easily educate your customers about PayLater by Grab.


Pay next month

Every payment made with PayLater Postpaid will receive GrabRewards points.

You'll be in
good company

Frequently asked questions

PayLater is an alternative to traditional financial services as it provides consumers with interest-free payments over 4 instalments or at the end of the month. No interest means consumers will never pay more than the amount of their purchase as long as payments are made on time.

Rolling interests on late payments can run up a hefty sum. As a financial provider focused on sustainable services for our consumers, PayLater only charges a flat admin fee to reactivate PayLater account which has been suspended due to non-payment of PayLater bill(s)

PayLater is offered to customers pursuant to a tie-up between Grab and merchants. As part of such tie-up, the merchants will grant the customers deferred payment terms and Grab will purchase the sums that the customers owe to the merchants.

See full terms here.

We have a comprehensive library of help articles here to cover any questions you may have.

Accept PayLater on your website now

To proceed, you will need an eCommerce website to offer PayLater as an online payment method.
  • If you have selected ‘No’ for the last 2 questions, please note that you will require a developer to integrate PayLater online with your website.

  • By proceeding, I agree that you can collect, use and disclose the information provided by me in accordance with Grab’s Privacy Policy which I have read and understand.

Komsan Chiyadis

GrabFood delivery-partner, Thailand

Komsan Chiyadis

GrabFood delivery-partner, Thailand

COVID-19 has dealt an unprecedented blow to the tourism industry, affecting the livelihoods of millions of workers. One of them was Komsan, an assistant chef in a luxury hotel based in the Srinakarin area.

As the number of tourists at the hotel plunged, he decided to sign up as a GrabFood delivery-partner to earn an alternative income. Soon after, the hotel ceased operations.

Komsan has viewed this change through an optimistic lens, calling it the perfect opportunity for him to embark on a fresh journey after his previous job. Aside from GrabFood deliveries, he now also picks up GrabExpress jobs. It can get tiring, having to shuttle between different locations, but Komsan finds it exciting. And mostly, he’s glad to get his income back on track.