Komsan Chiyadis
GrabFood delivery-partner, Thailand
Spread your payments with
Why PayLater?
Get what you want now, pay for it later
PayLater is here to bring you what you want when you want it, making payments for life’s pleasures easier and stress-free.
PayLater, the smart way to pay for life’s many pleasures
2 ways to PayLater
Pay in 4 monthly instalments
Make a large bill smaller at checkout. Pay only 1/4 of the total bill today.
Or
Pay the next month
Track your monthly spend and pay for it all in one bill. You also earn GrabRewards points this way!
No interest, no fees
Pay only the price of what you’re bringing home. There’s no interest, no upfront costs, and no fees as long as you repay on time.
Brands you (will) love
Use PayLater for your Grab spends and on brands you love.
Discover new brands and exciting offers now.
It is completely transparent.
Know everything that happens
Get updates every step of the way. From when a transaction has been made to when a repayment is successful. Made a refund in-store? We’ll let you know when you will get your money back.
No hidden charges
There’s only one charge if you miss a scheduled payment – a flat S$10 admin fee to reactivate your suspended PayLater account. Link your bank card to enable automatic repayment so it’s virtually impossible to miss a scheduled payment.
It prioritises your privacy and security.
Keep your credit card number safe
Keying in sensitive credit/debit card details on multiple websites leaves you at risk of fraudulent transactions. With PayLater, you only need to check out with your mobile number no matter which store you are shopping at.
We confirm it's you who's shopping
We verify every of your transactions with a One-Time Password (OTP) sent to your mobile.
It's super simple to use.
The joy is in receiving your parcel, not paying.
Check out in 3 taps
There’s no need to memorise anything. Simply choose to checkout with Grab, key in the OTP sent to your mobile and select PayLater as your payment method. Done!
Pay back with ease
You can automate repayments from your GrabPay balance or linked card. This makes it virtually impossible to miss a bill and keeps you from incurring any admin fee.
Yours in 2 minutes
PayLater is designed for easy registration, so you won’t need to apply or send us more documentation to start using it. If you’re an existing Grab user, you’re likely able to access PayLater immediately.
Frequently asked questions
Grab users who are eligible for PayLater should be
1. 21 years and older
2. Platinum, Gold or Silver GrabRewards tier member, and
3. Have used either credit or debit card for at least 3 Grab transactions in the recent month.
If you’re eligible for PayLater, you’ll be able to activate it in-app, or simply launch your Grab app, tap on Payments, tap on Enjoy Now and Pay Later under Explore GrabPay.
If you fulfil the above criteria but don’t see the PayLater option, we’re unfortunately unable to offer this service to you just yet.
An easy way to track if you’re earning GrabRewards points for your selected Grab payment method is to check it during the checkout flow. GrabRewards points is awarded for every PayLater Postpaid transaction.
While PayLater Instalments does not currently award any GrabRewards points, you can look out for our various exciting promotions and merchant offers for great value at our merchant directory.
PayLater is a free service offered by retailers to you – there are no upfront fees charged or any interest accrued.
The only fee that may be incurred is admin fee to reactivate your suspended account. Your PayLater account may be suspended if you have overdue PayLater bill and you do not make any payments after being notified by us.
Find a comprehensive library of help articles in our Help Center.
For retailers who want to increase conversion, you can offer PayLater to our customers.
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Komsan Chiyadis
GrabFood delivery-partner, Thailand
COVID-19 has dealt an unprecedented blow to the tourism industry, affecting the livelihoods of millions of workers. One of them was Komsan, an assistant chef in a luxury hotel based in the Srinakarin area.
As the number of tourists at the hotel plunged, he decided to sign up as a GrabFood delivery-partner to earn an alternative income. Soon after, the hotel ceased operations.
Komsan has viewed this change through an optimistic lens, calling it the perfect opportunity for him to embark on a fresh journey after his previous job. Aside from GrabFood deliveries, he now also picks up GrabExpress jobs. It can get tiring, having to shuttle between different locations, but Komsan finds it exciting. And mostly, he’s glad to get his income back on track.
