Stay on top of your budget with PayLater Postpaid

Activate PayLater Postpaid and consolidate your Grab transactions into a single monthly bill for easy tracking and budgeting. The best part? You pay for them next month – all at no extra charge.

What is PayLater?

PayLater Postpaid is a new service for Grab services (e.g. rides, food and deliveries) and purchases from selected online partners. When you activate PayLater Postpaid, you get instant access to a pre-approved PayLater Amount that can be used for your Grab and online transactions. At the end of the month, your transactions will be consolidated into a single bill that you can settle using your GrabPay balance before the due date.

Why activate PayLater Postpaid?

Get one consolidated bill at the end of month

Get up to 30 days to pay for Grab services

No extra charges if bill payment is made on time

Get instant access to pre-approved monthly amount

How to activate PayLater Postpaid?

Or scroll down to learn how to activate PayLater Postpaid on your app.

*Please ensure you are on Grab app version 5.44 or above before activating PayLater.


  • Activate PayLater Postpaid
  • Select PayLater Postpaid as Payment Method
  • Pay Outstanding Amount
  • Settle Monthly Bill

Frequently Asked Questions

PayLater Postpaid can be used to pay for:

  1. Grab rides
  2. GrabFood orders
  3. GrabExpress deliveries
  4. Online purchases from our selected partner stores

Yes, you will get the same amount of GrabRewards points when you use PayLater Postpaid as you do on GrabPay. 

No, there are no hidden fees and charges to use PayLater Postpaid.

For users who pay on time, no penalty fees will be charged. If you do not pay the bill by the due date, your PayLater Postpaid service will be suspended and you will be charged an admin fee of $10 for the suspension of PayLater Postpaid.

As of now, only eligible Grab users will be offered the option to pay using PayLater Postpaid. Eligibility depends on various factors, such as how long you have been a Grab user, the number of rides you have taken with Grab, your GrabRewards tier and more.

Please ensure you are on Grab app version 5.59 or above and your device OS version 6 or above (for Android users) before activating PayLater. 

Yes, you will need to activate PayLater Postpaid if you wish to start using it as a payment method. To activate PayLater Postpaid, you can open your Grab app and go to Payment > PayLater > Try PayLater Now.

Once you activate PayLater Postpaid, it will be set as your Primary Payment Method for Grab rides, GrabFood orders and GrabExpress deliveries. 

Each user will be assigned a unique PayLater Available Amount based on their user profile. 

Unfortunately, PayLater Available Amounts cannot be changed at this point.

Your PayLater Postpaid Available Amount is based on your user profile and the information available to us. Such as how long you have been a Grab user, how much you’ve used Grab and your GrabRewards tier, to name just a few. 

Your profile may change over time and therefore your Available Amount may change too. In the event your Available Amount decreases, it is done so to protect you from overspending. 

If you’ve experienced a decrease in your PayLater Available Amount and you want to increase it again, you can continue to use our services, stay on top of your PayLater repayments and check back in a few months’ time.

Once you have activated PayLater Postpaid, it will be selected as your Primary Payment method.

For Grab services (e.g. rides, food and deliveries), your payment method is automatically selected to be PayLater, but you can change this anytime.

For online purchases, visit one of our partner stores and select PayLater as your payment method during checkout.

You can go to Payment > PayLater > View Details to view your current Spent Amount, Available Amount and Transaction History.

No, you will only be able to use PayLater in Singapore. It will be disabled when you travel to other countries.

Your billing period will be from the 1st of each month to the last day of the month, regardless of when PayLater was activated. Your bill will be generated on the 1st of the following month. For example, if your billing period is from 1 March to 31 March, your bill will be generated and sent to you on 1st April.

The payment due date will be by the 7th of the month in which the bill was generated. For example, if your bill was generated on 1st April, you will need to settle the outstanding amount by 7th April.

You can settle your monthly bill using your GrabPay balance. You may top up your GrabPay Wallet using credit or debit card to ensure you have sufficient balance to settle your bill. To make payment, you can go to Payment > PayLater > Pay Now.

Yes, you will receive regular payment reminders before the due date to help you avoid any fees.

Please enable all your notifications so that you receive timely reminders. You can go to Account > Settings > Communications to activate reminders. Please check your spam email folder to ensure that you receive your monthly billing emails.

Please settle the bill when you are back in Singapore. Kindly reach out to us via Help Centre to request for a waiver of the admin fee charged before you make a payment.

We heard you! From January 2020, PayLater Postpaid users will be able to settle their PayLater bills from anywhere in the world! Please update your Grab app to the latest version, iOS v5.74 and above and Android v5.75 and above.

If you are unable to settle your PayLater Postpaid bills for any reason, you are encouraged to write in via the Help Centre and we will help arrange for alternative payment methods.

You can change your default payment method by going to Payment > Settings (in the top right corner) and selecting your preferred payment method. Alternatively, you can also change your payment method when you book a ride or make a GrabFood order.

Available for selected users only.
PayLater Postpaid is offered to you pursuant to a tie-up between Grab and third-party service providers. As part of such tie-up, these service providers grant you deferred payment terms and GFin Services (S) Pte. Ltd. purchases your sums owed to them. The use of PayLater does not constitute a loan, credit card or charge card provided to you by Grab.

Komsan Chiyadis

GrabFood delivery-partner, Thailand

Komsan Chiyadis

GrabFood delivery-partner, Thailand

COVID-19 has dealt an unprecedented blow to the tourism industry, affecting the livelihoods of millions of workers. One of them was Komsan, an assistant chef in a luxury hotel based in the Srinakarin area.

As the number of tourists at the hotel plunged, he decided to sign up as a GrabFood delivery-partner to earn an alternative income. Soon after, the hotel ceased operations.

Komsan has viewed this change through an optimistic lens, calling it the perfect opportunity for him to embark on a fresh journey after his previous job. Aside from GrabFood deliveries, he now also picks up GrabExpress jobs. It can get tiring, having to shuttle between different locations, but Komsan finds it exciting. And mostly, he’s glad to get his income back on track.