It’s like bubble wrap for
your Grab ride …
only much better.

With Ride Cover, you’ll enjoy benefits of up to S$100,000 under a Personal Accident plan on top of Grab’s existing coverage for just S$0.30/ride. Plus, get a S$5 Grab ride voucher if your pickup arrives 10 minutes after the waiting time shown in the app. Perfect for when things like unexpected traffic jams happen.

How Ride Cover works

Simply opt in to Ride Cover for S$0.30 per trip. Upon opt in, S$0.30 will be added to subsequent eligible fares.
In the event of an unforeseen accident, easily re-trace your ride in-app to file a claim.

You’ll be compensated if You’ll receive
You get into an accident during your eligible Grab ride in Singapore A claim of up to S$100,000 for death or permanent disability, on top of Grab's existing coverage
Your pickup is delayed more than 10 minutes after the estimated arrival time A S$5 Grab ride voucher will be added to "My Rewards" once your eligible journey has been completed; your voucher will be valid for six months

Because you matter to us, you’ll enjoy free COVID-19 coverage as well. If you are diagnosed with COVID-19 within the coverage period**, you will receive a lump sum payment of S$500. Simply opt in from March 1 till 31.

** COVID-19 coverage is valid from the day of opt in till 15 April 2020.

Extra protection made extra convenient

Enhanced protection

Get extra personal accident coverage of up to S$100,000

Protection when you need it

One time opt in via the Insurance tile

Affordable peace of mind

Get covered for only S$0.30 per ride


Ride Cover is a programme which comprises (1) Personal Accident insurance product offered to you by Chubb and (2) Pick-up Delay Voucher made available to you by GrabCar Pte Ltd and/or GrabTaxi Pte Ltd while you are taking a Grab ride in Singapore only.

You can go to the Insurance tile and click on Ride Cover under the “Explore Plans” tab. You will be able to read all the important information relevant to Ride Cover and will also be able to opt into Ride Cover from that page.

If you have opted into Ride Cover, you can go to the Insurance tile and look under the “My Plans” tab to see the status of your Ride Cover plan. If you do not see Ride Cover as one of your plans, it means you have not opted in and you can opt into the plan.

Contact Grab Customer Support at +65 6655 0005 (24/7 hotline) or submit a query so we can help you opt in.

If you are opted into Ride Cover, you will be charged the Ride Cover Fee (“Fee”) on eligible rides and you will be able to see this in the ride receipt that is emailed to you after your ride has been completed.

If you pay for any ride using cash or corporate billing, that ride will not be eligible for Ride Cover. You will not be charged the Fee for the ride even if you are opted in.

GrabShare, GrabHitch and GrabCoach are the only ride types not covered by Ride Cover. If you are opted into Ride Cover and take a GrabShare, GrabHitch, or GrabCoach, no Fee will be charged and you will not enjoy the Ride Cover benefits for that ride.

No. Once you have opted in, the Fee will be added to every eligible ride. If the Fee is charged for a ride, that ride is covered by Ride Cover.

If your pick-up is delayed for more than 10 minutes after the given estimated arrival time, we will send you an inbox message to let you know that you qualify to receive the S$5 Grab ride voucher. You will only receive the voucher if you continued with that ride.

Pick-Up Delay Voucher is not an insurance product. It is an added feature exclusive to Ride Cover.

If the Fee was not charged, that ride is not eligible for Ride Cover and the pick-up delay benefit does not apply.

Contact Grab Customer Support at +65 6655 0005 (24/7 hotline) or submit a query so we can help you opt out.

If you have previously opted into Ride Cover, you can go to the Insurance Tile and click on Ride Cover under the “My Plans” tab. You will be able to opt out by tapping into the plan.

If you qualify for the voucher (the pick-up was delayed for more than 10 minutes and you completed your ride), you will receive an inbox message informing you that you have received the S$5 Grab ride voucher from us. You can find this voucher under the “My Rewards” tab in GrabRewards.

If you cancelled the pick-up delayed ride, you will not receive the S$5 Grab ride voucher. You must continue with the ride in order to be eligible for the voucher.

No, you only qualify if you complete the ride. Please contact Grab Customer Support at +65 6655 0005 (24/7 hotline) or submit a query so we can help you.

Fraudulent activity has been detected on your Grab account. Please contact Grab Customer Support at +65 6655 0005 (24/7 hotline) or submit a query so that we can help you.

Any pre-existing conditions are not included. A pre-existing condition means any condition for which a doctor has been consulted or for which treatment or medication has been prescribed; or a condition, the manifestation or symptoms of which a reasonable person in the circumstances would be expected to be aware of at or before the relevant Grab ride commencing. Please refer to policy wording for the complete list of exclusions.

Riders are currently covered with Grab’s Personal Accident Insurance for eligible Grab rides taken. It ensures that you are protected from pick-up to drop-off in the event of an accident, and is provided to you at no cost. It allows you to claim:

(1) Up to S$13,500 in the event of an Accidental Death or Permanent Disablement, and;

(2) Up to S$700* for medical expenses.

More information can be found here.

*As converted from US$10,000 and US$500 respectively; the actual amount may fluctuate with exchange rates.

The free COVID-19 coverage is an additional benefit offered under Ride Cover, for a limited time only. This benefit provides a lump sum payout in the event of diagnosis of COVID-19, subject to policy terms and conditions.

This coverage is automatically available as a free benefit to all passengers who opt into Ride Cover at anytime between 1 March and 31 March 2020.

In the unfortunate event you are diagnosed with COVID-19, you will receive a S$500 lump sum payout.

For the avoidance of doubt, this benefit can only be claimed once and is not extended to immediate family and co-riders.

The coverage starts from the day you opt into Ride Cover (i.e. anytime between 1 March and 31 March 2020) till 15 April 2020.

If you are diagnosed with COVID-19 during this period, you may submit a claim.

You can submit your claim 24/7 using online claims portal – Chubb Claims Centre.

Please file a claim under “Medical Event” and submit your medical report confirming the diagnosis of COVID-19 and any other supporting documents.

Please submit your claim within 30 days from the date of diagnosis of COVID-19.

If you need help, please send an email to a&  

If you have another insurance policy, you can claim the benefit on top of your existing coverage.

For more information or assistance, you can reach out to Chubb’s Customer Service Hotline at +65 6299 0988 (Mondays to Fridays, 9.00am – 5.00pm, excluding Public Holidays).

Got a question?

For personal accident policy enquiries, please contact Chubb Customer Service at +65 6229 0988 (Mondays to Fridays, 9.00am – 5.00pm, excluding public holidays).

For all other enquiries about Ride Cover, please contact the Grab Customer Experience team at +65 6655 0005.

Chubb is the world’s largest publicly traded property and casualty insurer. Chubb Insurance Singapore Limited, via acquisitions by its predecessor companies, has been present in Singapore since 1948. Chubb in Singapore provides underwriting and risk management expertise for all major classes of general insurance, including Property & Casualty, Marine, Liability, Financial Lines and Group Personal Accident insurance. As one of the leading providers of Accident & Health insurance through direct marketing, the company partners with financial institutions and other companies to tailor individual policies for their clients and employees. In addition, it offers a suite of customised Personal & Specialty insurance solutions to meet the needs of consumers. Over the years, Chubb in Singapore has established strong client relationships by delivering responsive service, developing innovative products and providing market leadership built on financial strength.

More information can be found at

The personal accident insurance is distributed by GrabInsure Insurance Agency (S) Pte Ltd and is underwritten by Chubb Insurance Singapore Limited. GrabCar Pte Ltd shall undertake the insurance policy as the master policyholder for the benefit of you as the insured member.