Partner Cover

Tailor your all-in-one
personal accident

Protect you and your family from more than road accidents. 

This personal accident plan gives you the flexibility to insure your loved ones and add on extra protection at a low price. 

How Partner Cover works

With our Core Plan, receive up to S$300,000 for accidental death or permanent disability, S$200 a day for hospital income, and more.

Customize your plan for the extra peace of mind by adding optional add-ons.

Core Plan Coverage 4 Wheel Driver Receives 2 Wheel Driver Receives
Accidental death or permanent disability Up to S$300,000 Up to S$200,000
Accidental Medical Expenses Reimbursement due to Accident (incl. Dengue) Up to S$3,000 Up to S$2,000
Hospitalisation due to accident or dengue Up to S$200 a day Up to S$150 a day
Bones fracture Up to S$4,000 Up to S$4,000
Long-term household bill due to permanent disability $40,000 lump sum (for Premium plan only) Up to S$40,000 lump sum (for Premium plan only)

Add-on Plan Coverage 4 Wheel Driver Receives 2 Wheel Driver Receives
Third-degree burns S$20,000 on top of core coverage S$20,000 on top of core coverage
Hospitalisation due to illness Up to S$200 a day on top of core coverage Up to S$150 a day on top of core coverage

Learn about the basic personal accident coverage you receive without Partner Cover here.

Accident protection with extra flexibility


3 areas of customization to suit your every need – from price, to coverage to add-ons.


Partner Cover is one of the most competitive and relevant plans in the market specifically tailored for drivers. 


No complicated forms, tiresome paperwork or credit card details required. Everything is through your Grab Driver App.


Upon signing up for Partner Cover, we would automatically check if you have existing Personal Accident Plus and/or Prolonged Medical Leave Plus policies bought through the Grab Driver App, in which we would help you to cancel with your consent

Partner Cover provides you with 24 hours worldwide coverage even when you are not driving, subject to policy terms and conditions

Yes, you have the flexibility to cancel or make changes at any time. You can do it through your Grab Driver App, by clicking on ‘Account’ -> ‘Financial Services’ -> ‘Insurance’ ->  ‘My Policies’

No, the coverage will lapse if you are no longer a Grab Driver-Partner as the premiums will not be received.

You can claim for Accidental Death or Accidental Permanent Disability benefits under both policies, subject to a maximum sum insured of SGD 2 million. You will only be eligible to claim under one policy for the Accidental Medical Expenses and Alternative Medical Treatment benefits, as they are based on reimbursement basis.

Yes, Partner Cover provides 24 hours worldwide coverage.

No, the coverage will lapse if you are no longer a Grab Driver-Partner as the premiums will not be received.

Yes, only if you have purchased the Illness Hospital Cash add-on cover.

Pre-Existing Medical Condition means any condition, sickness, injury, disease or physical, medical, mental or nervous condition, disorder or ailment which an Insured Person had suffered, or was or should have been aware they were suffering from at any time prior to the Commencement Date of the Policy or in respect of any amendment or endorsement to the terms, conditions and exclusions of this Policy, including the benefits payable under this Policy.

The period of insurance is 1 month if you are paying a monthly premium, and 1 year if you are paying an annual premium. The policy will be automatically renewed upon payment of the monthly/annual premium every month/year.

Yes, only if you have purchased the Illness Hospital Cash add-on cover.

Yes, some of the key exclusions include:

  • Pre-existing medical conditions
  • Deliberate and self-inflicted injury, suicide or, criminal or illegal act
  • Unlawful acts or wilful exposure to unnecessary danger (such as jaywalking or speeding) except in an attempt to save human life
  • Injury caused by the Insured Person while under the influence of alcohol or any drugs
  • Air travel except as a passenger in a fully licensed passenger carrying aircraft
  • Hazardous sports or activities involving parachuting, skydiving, hang gliding, ballooning, any kind of race (other than on foot or swimming) or trial of speed or reliability, potholing, mountaineering or rock climbing, or scuba diving.

Please refer to the policy wording for full details of exclusions.

You can make a claim immediately after, or within 30 days from the date of  accident.

Please submit your claims online by accessing Grab Driver App -> Insurance -> Claims or at the Chubb Claim Centre. Alternatively, you can call Chubb’s Customer Service Hotline at +65 6299 0988 (Mondays to Fridays, 9.00am – 5.00pm, excluding Public Holidays).

(a) Death Certificate / autopsy report / coroner’s report

(b) Medical bills / receipts

(c) Hospital discharge summary

(d) Any reports that have been obtained from the police, a carrier or other authorities in regard to a road traffic accident (if applicable)

(e) Any other documents  or evidence that may be required by Chubb

Once your claim has been verified and approved, payment will be processed within the next 5 – 7 working days.

Claim payment will be made to you via electronic funds transfer.

Yes, you can make the amendments via the Grab Driver App.

Got a question?

For personal accident policy enquiries, please contact Chubb Customer Service at +65 6299 0988 (Mondays to Fridays, 9.00am – 5.00pm, excluding public holidays).

Partner Cover is underwritten by Chubb Insurance Singapore Limited (Co. Regn. No. 199702449H) and distributed by GrabInsure Insurance Agency (S) Pte Ltd, a wholly owned subsidiary with the Grab Group of Companies.

Chubb is the world’s largest publicly traded property and casualty insurer. Chubb Insurance Singapore Limited, via acquisitions by its predecessor companies, has been present in Singapore since 1948. Chubb in Singapore provides underwriting and risk management expertise for all major classes of general insurance, including Property & Casualty, Marine, Liability, Financial Lines and Group Personal Accident insurance. As one of the leading providers of Accident & Health insurance through direct marketing, the company partners with financial institutions and other companies to tailor individual policies for their clients and employees. In addition, it offers a suite of customised Personal & Specialty insurance solutions to meet the needs of consumers. Over the years, Chubb in Singapore has established strong client relationships by delivering responsive service, developing innovative products and providing market leadership built on financial strength.

More information can be found at

Komsan Chiyadis

GrabFood delivery-partner, Thailand

Komsan Chiyadis

GrabFood delivery-partner, Thailand

COVID-19 has dealt an unprecedented blow to the tourism industry, affecting the livelihoods of millions of workers. One of them was Komsan, an assistant chef in a luxury hotel based in the Srinakarin area.

As the number of tourists at the hotel plunged, he decided to sign up as a GrabFood delivery-partner to earn an alternative income. Soon after, the hotel ceased operations.

Komsan has viewed this change through an optimistic lens, calling it the perfect opportunity for him to embark on a fresh journey after his previous job. Aside from GrabFood deliveries, he now also picks up GrabExpress jobs. It can get tiring, having to shuttle between different locations, but Komsan finds it exciting. And mostly, he’s glad to get his income back on track.