Don’t let costly repairs set you back


Every commercial car insurance policy for rental vehicles has an excess. This is the amount that you have to pay in the event of an accident.

Steer clear of expensive auto repair fees with Auto Excess. In the event of an accident, this plan helps reduce your liability, with premiums starting from as low as S$0.75 per day.

Why Auto Excess


So flexible

Missed the opportunity to add on Collision Damage Waiver (CDW) when you first signed your car rental contract?

You can sign up or cancel anytime, even when you are in the middle of your contract.


Tailored to your needs

Customise your plan with protection ranging from a sum assured of S$500 to S$5,000.


Low deductible of just S$500

Limit your repair costs to as low as S$500 and leave the rest to us!


S$500 Sum Insured


S$1,000 Sum Insured


S$1,500 Sum Insured


S$2,000 Sum Insured


S$2,500 Sum Insured


S$3,000 Sum Insured


View premiums for higher coverage here.

Price is exclusive of 7% GST and Emerald Circle discount.

Discounts you will enjoy based on your Emerald Circle tier











Got questions? We’ve got answers.

For more questions, please visit our Help Centre.

  • Who is eligible to buy Auto Excess?

    All Grab driver-partners and the public are eligible to purchase Auto Excess. However, only Grab Driver-partners are eligible to enjoy discounts under the Emerald Circle Program.

  • How do I sign up?

    You can do so by submitting your details <a href"">here</a> and a Chubb representative will be in touch with more information.

  • What should I do in the event of an accident?
    1. Make an insurance claim with your rental company or commercial auto insurer
    2. Claim for the excess you paid for in step 1 with Chubb
    3. Pay S$500 out of your pocket and the remaining amount will be covered by Chubb

    Do note that you need to pay the full fees upfront before making a claim with Chubb.

  • I already have an excess on my commercial car insurance policy. What’s the difference?

    It’s compulsory for all commercial driver-partners to purchase commercial car insurance. Every commercial car insurance policy has an excess. This is the amount that the driver-partner has to pay in the event of an accident. With Auto Excess, we insure a commercial driver-partner’s excess. This means that should an accident occur, you can submit a claim to Chubb, to lower your liability.

  • What level of coverage is right for me?

    All commercial driver-partners have different levels of excess pegged to their commercial car’s insurance policy. When applying for an Auto Excess policy, you can select from 10 tiers of coverage that’s the same as the excess of your commercial car insurance.

  • How do I make a claim?

    Download the Auto Excess Claim Form (for Grab driver-partners) here and drop the completed form off in person or mail it to Chubb Insurance Singapore Limited at 138 Market Street, #11-01 CapitaGreen, Singapore 048946. Do ensure that the relevant original copies of supporting documents are included in the submission.

    If you need any assistance, please reach out to Chubb’s Customer Service Representatives at +65 6299 0988 (Mondays to Fridays, 9.00am – 5.00pm, excluding Public Holidays).

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  • This product is underwritten by Chubb Insurance Singapore Limited. Co. Regn. No. 199702449H and is distributed by GrabInsure Insurance Agency (S) Pte. Ltd, a member of the Grab Group of companies.

    About Chubb Insurance Singapore Limited

    Chubb is the world’s largest publicly traded property and casualty insurer. Chubb Insurance Singapore Limited, via acquisitions by its predecessor companies, has been present in Singapore since 1948. Chubb in Singapore provides underwriting and risk management expertise for all major classes of general insurance, including Property & Casualty, Marine, Liability, Financial Lines and Group Personal Accident insurance. As one of the leading providers of Accident & Health insurance through direct marketing, the company partners with financial institutions and other companies to tailor individual policies for their clients and employees. In addition, it offers a suite of customised Personal & Specialty insurance solutions to meet the needs of consumers. Over the years, Chubb in Singapore has established strong client relationships by delivering responsive service, developing innovative products and providing market leadership built on financial strength.

    More information can be found at

Komsan Chiyadis

GrabFood delivery-partner, Thailand

Komsan Chiyadis

GrabFood delivery-partner, Thailand

COVID-19 has dealt an unprecedented blow to the tourism industry, affecting the livelihoods of millions of workers. One of them was Komsan, an assistant chef in a luxury hotel based in the Srinakarin area.

As the number of tourists at the hotel plunged, he decided to sign up as a GrabFood delivery-partner to earn an alternative income. Soon after, the hotel ceased operations.

Komsan has viewed this change through an optimistic lens, calling it the perfect opportunity for him to embark on a fresh journey after his previous job. Aside from GrabFood deliveries, he now also picks up GrabExpress jobs. It can get tiring, having to shuttle between different locations, but Komsan finds it exciting. And mostly, he’s glad to get his income back on track.