Komsan Chiyadis
GrabFood delivery-partner, Thailand
Driver-partner
Stay covered while you’re on the road
Overview
As our partner, your wellbeing is our priority. We've got you covered on the job, with our Work Injury Compensation Act (WICA) and Prolonged Medical Leave benefit.
What’s in it for you
1
Enjoy automatic coverage
All our partners will receive these benefits automatically, so you don’t have to worry about signing up.
2
Get covered for the essentials and more
With WICA, you’ll be protected on the job. If you fall ill and need an extended recuperation period, you’re in safe hands with the Prolonged Medical Leave Benefit.
3
Filing for claims is easy
Just submit your claim within the Driver app and your claim will be processed swiftly.
Coverage
Here’s what you’ll be covered for while you’re on the job with us.
Work Injury Compensation Act (WICA)
- Up to SGD 45,000 in medical expenses
- Compensation for income loss due to medical leave or hospitalisation
- Lump sum compensation of SGD 76,000 - 225,000 for death
- Lump sum compensation of SGD 97,000 - 289,000 for permanent incapacity
Third-Party Liability Insurance
(GrabFood/ GrabMart/ Grab Express)
- Up to S$200,000 in the event of any personal injury or property damage caused to someone else while on the job
Third-Party Liability Insurance is available to walkers, cyclists, and delivery-partners on a power-assisted bicycle (PAB), or motorised wheelchair (PMA).
Prolonged Medical Leave Benefit
Enjoy payout of up to 90% of average earnings capped at S$200/day based on partner tier.
- Up to 60 days Daily Hospital Income Benefit
- Up to 14 days Daily Medical Leave Benefit
Prolonged Medical Leave Benefit is not available for Emerald tier.
View detailed coverage information for Driver-partners.
FAQs
Got questions? We’ve got answers.
For more questions on please visit our Help Centre.
- Am I still covered if I’m no longer a Grab driver-partner?
No, these insurance benefits are exclusively for Grab driver-partners only.
- In the event of an accident, how do I report it?
Please report the accident to our customer service via the Help Centre (Accident and Safety > I was involved in an accident).
You should also lodge a police report if anyone is injured from the accident. Our customer service team is available 24/7 to assist you. You’ll also be required to answer several questions (Who, What, When, Where, Why & How) to ascertain the details of the accident.
- How do I file a claim?
You can file your claim by accessing Grab Driver App > Insurance > Claims.
- When and how will I receive my claim payment?
Once your claim has been verified and approved, the payment will be processed within the next 5 to 7 working days. The payment will be made to you via electronic funds transfer.
- Can I claim for medical treatment from a Chinese medical practitioner or chiropractor instead of a general practitioner?
No, you can only claim for medical treatments received from a regulatory registered doctor.
- What do you mean by pre-existing medical condition?
A pre-existing medical condition refers to a condition for which you received medical treatment, diagnosis, consultation or prescribed drugs within 12 months prior to you being incepted/accepted as a Grab driver-partner in the Ruby, Sapphire or Diamond tier.
Insurance
Supporting your journey with Grab as a driver-partner
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Komsan Chiyadis
GrabFood delivery-partner, Thailand
COVID-19 has dealt an unprecedented blow to the tourism industry, affecting the livelihoods of millions of workers. One of them was Komsan, an assistant chef in a luxury hotel based in the Srinakarin area.
As the number of tourists at the hotel plunged, he decided to sign up as a GrabFood delivery-partner to earn an alternative income. Soon after, the hotel ceased operations.
Komsan has viewed this change through an optimistic lens, calling it the perfect opportunity for him to embark on a fresh journey after his previous job. Aside from GrabFood deliveries, he now also picks up GrabExpress jobs. It can get tiring, having to shuttle between different locations, but Komsan finds it exciting. And mostly, he’s glad to get his income back on track.
