You are reading Merchant Cash Advance under Products

Merchant Cash Advance


Merchant Cash Advance: A Grab Merchant-partner Exclusive to help you manage daily operating costs whether it's payroll, rent, or diversifying your offerings.
Up to
6 months
Late Charges
One-time Fee
From as low as 5% of total loan amount
Automated Daily Deduction

Keep your business going

Maintaining your business in these times can be challenging, but we’ve got the loan solution to keep your business going one step at a time. Whether you’re looking to manage your payroll, pay your rent or even diversify your offerings, GrabFinance’s Merchant Cash Advance can help you reach your goals, now and in the future.

Why a Merchant Cash Advance Loan for your business?


Tenure Period of to 6 Months


0% Interest Fee


One-time Admin Fee


No Late Charges


Automated repayment : as low as $30 daily deduction from your Grab Wallet.

How your GrabFinance Merchant Cash Advance works

Get in touch

Complete the form above and we’ll contact you to discuss your eligibility and help you apply.

Customise your loan

Choose how much you’d like to borrow and pay it back daily via your GrabPay Wallet.

Chat with us

Our team will be in touch to finalise your loan and disburse the funds to your bank account.

Keep track of your loan

Repayments are automatically deducted from your Grab Wallet.


This is an exclusive offer for selected Grab Merchant-partners.

There will be daily deduction from the Grab wallet until 27th of every month; whatever outstanding due will be debited via your bank account on the last business day of the month.

It can take up to five business days for us to review and approve your completed application and supporting documents. Once accepted, you’ll receive your funds in just a couple of days.

The 1st deduction from the Grab wallet starts on the next day after funds have been disbursed into the merchant’s bank account.

See more FAQs

This information is intended as a guide only and does not constitute a loan application or offer of finance. Any finance or loan request is subject to GrabFinance’s internal assessment, standard disclaimers and terms and conditions.

See full terms and conditions

Why Partner with Us?


When you start a small business, you’ve got big dreams. And GrabFinance is here to help. We’re committed to empowering SMEs across Southeast Asia with funding, tools and insights so they can reach their goals, no matter what they are.

Want to chat?

Complete our form and we’ll be in touch to talk about your business funding needs.

Let us help you

Tell us a little more about yourself and one of our product specialists will be in touch shortly.

Let us help you : GFI

Tell us a little more about yourself and one of our product specialists will be in touch shortly.

All Set!

We’ve received your information.
A Grab representative will be in touch with you soon.

Let’s chat about your business needs

Komsan Chiyadis

GrabFood delivery-partner, Thailand

Komsan Chiyadis

GrabFood delivery-partner, Thailand

COVID-19 has dealt an unprecedented blow to the tourism industry, affecting the livelihoods of millions of workers. One of them was Komsan, an assistant chef in a luxury hotel based in the Srinakarin area.

As the number of tourists at the hotel plunged, he decided to sign up as a GrabFood delivery-partner to earn an alternative income. Soon after, the hotel ceased operations.

Komsan has viewed this change through an optimistic lens, calling it the perfect opportunity for him to embark on a fresh journey after his previous job. Aside from GrabFood deliveries, he now also picks up GrabExpress jobs. It can get tiring, having to shuttle between different locations, but Komsan finds it exciting. And mostly, he’s glad to get his income back on track.