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Business Loan
Fund your business dreams
When you’re running a small business, it’s important to have a steady, reliable cashflow. That’s where a GrabFinance Business Loan can help.
How your GrabFinance Business Loan works
Apply online
Register and verify your email. Provide some quick business information and upload some documents.
Customise your loan
Choose how much you’d like to borrow and how long you’ll need to pay it back. Confirm your monthly repayments and disbursal fee.
Chat with us
Our team will be in touch to finalise your loan and disburse the funds to your bank account.
Keep track of your loan
Repayments are automatically deducted from your bank account each month. Stay on top of your progress in your online dashboard.
Why a GrabFinance Business Loan for your SME?
Personalised
We’ll get to know your business before offering funding that suits your needs.
Affordable
No application fee and interest rates from as low as 0.9%.
Flexible
Apply online in minutes and customise your loan to suit your business needs.
Testimonial
"I can now plan better with the extra cash flow support from GrabFinance"
Edmond
JuntoSTARC, Singapore-based wholesale distributor
Learn how GrabFinance helpedCalculate your monthly repayment
Is my SME eligible?
Limited liability
partnership or company
200 staff
or fewer
30%+ owned
by a Singapore citizen or PR
6+ months
in operation
Make getting a business loan easy
When you’re a GrabPay or GrabFood partner, we know your business is on the right track. That means we’re more likely to lend to you, and higher amounts too. It’s a win-win with new revenue streams and easier funding.
Accept more payment options in-store
Feed millions of hungry customers near you
Questions?
It can take up to five business days for us to review and approve your completed application and supporting documents. Once accepted, you’ll receive your funds in just a couple of days.
There’s no application or repayment fee. Just:
Monthly interest: As low as 0.9%, computed on a reducing balance basis.
Disbursal fee: 5% of the loan amount.
Late fee: Twice the existing monthly interest rate applicable on the overdue principal amount.
Repayments will be automatically deducted from your bank account at the end of each month.
This information is intended as a guide only and does not constitute a loan application or offer of finance. Any finance or loan request is subject to GrabFinance’s internal assessment, standard disclaimers and terms and conditions.
Why Partner with Us?
When you start a small business, you’ve got big dreams. And GrabFinance is here to help. We’re committed to empowering SMEs across Southeast Asia with funding, tools and insights so they can reach their goals, no matter what they are.
Have a question? Check out our FAQs
Want to chat?
Complete our form and we’ll be in touch to talk about your business funding needs.
Let us help you
All Set!
We’ve received your information.
A Grab representative will be in touch with you soon.
Komsan Chiyadis
GrabFood delivery-partner, Thailand
Komsan Chiyadis
GrabFood delivery-partner, Thailand
COVID-19 has dealt an unprecedented blow to the tourism industry, affecting the livelihoods of millions of workers. One of them was Komsan, an assistant chef in a luxury hotel based in the Srinakarin area.
As the number of tourists at the hotel plunged, he decided to sign up as a GrabFood delivery-partner to earn an alternative income. Soon after, the hotel ceased operations.
Komsan has viewed this change through an optimistic lens, calling it the perfect opportunity for him to embark on a fresh journey after his previous job. Aside from GrabFood deliveries, he now also picks up GrabExpress jobs. It can get tiring, having to shuttle between different locations, but Komsan finds it exciting. And mostly, he’s glad to get his income back on track.
