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You are reading Business Loan under Products

Business Loan

Fund your business dreams with a hassle-free, affordable business loan.
Up to
S$100,000
Over
12 months
For
Increasing your working capital and managing daily operating costs

Fund your business dreams

When you’re running a small business, it’s important to have a steady, reliable cashflow. That’s where a GrabFinance Business Loan can help.

How your GrabFinance Business Loan works

1

Apply online

Register and verify your email. Provide some quick business information and upload some documents.
2

Customise your loan

Choose how much you’d like to borrow and how long you’ll need to pay it back. Confirm your monthly repayments and disbursal fee.
3

Chat with us

Our team will be in touch to finalise your loan and disburse the funds to your bank account.
4

Keep track of your loan

Repayments are automatically deducted from your bank account each month. Stay on top of your progress in your online dashboard.

Why a GrabFinance Business Loan for your SME?

Personalised

We’ll get to know your business before offering funding that suits your needs.

Affordable

No application fee and interest rates from as low as 0.7%.

Flexible

Apply online in minutes and customise your loan to suit your business needs.

Testimonial

The loan from GrabFinance is surprisingly very easy and fast - there are not many documents required.

Shakila Sham

Eatz19, Singapore-based restaurant

Calculate your monthly repayment

Use our calculator for an understanding of what your monthly and total repayments might be.
How much would you like to borrow?
1,000100,000
How long do you need to pay it back?
Monthly Interest Rate
0.7%5.0%
Your estimated monthly repayment
SGD3,349.73
Details
Principal
SGD 25,000.00
Total interest
SGD 3,897.73
Fees
SGD 1,250.00
Total payable
SGD 30,147.61

Is my SME eligible?

Get in touch if this sounds like your business.

Limited liabilitypartnership or company

200 staffor fewer

30%+ ownedby a Singapore citizen or PR

6+ monthsin operation

Make getting a business loan easy

When you’re a GrabPay or GrabFood partner, we know your business is on the right track. That means we’re more likely to lend to you, and higher amounts too. It’s a win-win with new revenue streams and easier funding.
Accept more payment options in-store
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Questions?

How long does it take to receive a loan?
It can take up to five business days for us to review and approve your completed application and supporting documents. Once accepted, you’ll receive your funds in just a couple of days.
What fees apply to GrabFinance loans and credit lines?

There’s no application or repayment fee. Just:

Monthly interest: As low as 0.7%, computed on a reducing balance basis.

Disbursal fee: 5% of the loan amount.

Late fee: Twice the existing monthly interest rate applicable on the overdue principal amount.

How do I repay my loan?

If you’re a GrabPay or GrabFood partner, repayments will be automatically deducted from your GrabPay Wallet at the end of each month. If there’s not enough funds available in your balance, we’ll deduct the remainder from your bank account.

If you’re not a Grab merchant, repayments will be automatically deducted from your bank account at the end of each month.

Either way, there’s nothing for you to do except keep focusing on your business.

See more FAQs
This information is intended as a guide only and does not constitute a loan application or offer of finance. Any finance or loan request is subject to GrabFinance’s internal assessment, standard disclaimers and terms and conditions.

Why Partner with Us?

When you start a small business, you’ve got big dreams. And GrabFinance is here to help. We’re committed to empowering SMEs across Southeast Asia with funding, tools and insights so they can reach their goals, no matter what they are.
Have a question? Check out our FAQs

Want to chat?

Complete our form and we’ll be in touch to talk about your business funding needs.