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Tailored funding for your business

No matter what your business goals are, a tailored business loan or credit line can help you make them a reality. At GrabFinance, we’re focused on flexible, specialised loans that help small businesses across Southeast Asia thrive.

Tailored funding for your business

No matter what your business goals are, a tailored business loan or credit line can help you make them a reality. At GrabFinance, we’re focused on flexible, specialised loans that help small businesses across Southeast Asia thrive.

A loan to suit your business

Business Loan

Fund your business dreams with a hassle-free, affordable business loan.
Up to
S$100,000
Over
12 months
For
Increasing your working capital and managing daily operating costs
Learn More

Merchant Credit Line

Get funding when you need it with a flexible, pre-approved line of credit.
Up to
S$100,000
Over
Business lifetime
For
Purchasing inventory and meeting other short-term needs
Learn More

Why choose GrabFinance for your small business?

Fast

With fast approval and regular disbursals, you can receive funding in just a few days.

Easy

Automatic repayments let you set and forget so your loan’s always on track.

Personalised

We’ll get to know your business before offering funding that suits your needs.

Affordable loans for small business

With no application fee and interest rates from as low as 0.7%, a GrabFinance loan can help you realise your business dreams.

Testimonial

Without the funds, a lot of these orders can’t be fulfilled. It really helps companies like us.

Nicholas and Vincent

Flesh Imp, Singapore-based fashion label

What could you do with a GrabFinance loan?

Hire freelancers and employees
Purchase inventory
Trial new products
Upgrade your technology
Expand to new outlets
Manage your cashflow
Renovate your space
Launch marketing campains and promotions
Reinvent your website
Seize new opportunities
Hire freelancers and employees
Purchase inventory
Trial new products
Upgrade your technology
Expand to new outlets
Manage your cashflow
Renovate your space
Launch marketing campains and promotions
Reinvent your website
Seize new opportunities
Check Out More

Is my SME eligible?

Get in touch if this sounds like your business.

Limited liabilitypartnership or company

200 staffor fewer

30%+ ownedby a Singapore citizen or PR

6+ monthsin operation

Get funding more easily

When you’re a GrabPay or GrabFood partner, we know your business is on the right track. That means we’re more likely to lend to you, and higher amounts too. It’s a win-win with new revenue streams and easier funding.
Accept more payment options in-store
Learn more
Feed millions of hungry customers near you
Learn more

Questions?

How long does it take to receive a loan?
It can take up to five business days for us to review and approve your completed application and supporting documents. Once accepted, you’ll receive your funds in just a couple of days.
What fees apply to GrabFinance loans and credit lines?

There’s no application or repayment fee. Just:

Monthly interest: As low as 0.7%, computed on a reducing balance basis.

Disbursal fee: 5% of the loan amount.

Late fee: Twice the existing monthly interest rate applicable on the overdue principal amount.

How do I repay my loan?

If you’re a GrabPay or GrabFood partner, repayments will be automatically deducted from your GrabPay balance at the end of each month. If there’s not enough available in your balance, we’ll deduct the remainder from your bank account.

If you’re not a Grab merchant, repayments will be automatically deducted from your bank account at the end of each month.

Either way, there’s nothing for you to do except keep focusing on your business.

See more FAQs
This information is intended as a guide only and does not constitute a loan application or offer of finance. Any finance or loan request is subject to GrabFinance’s internal assessment, standard disclaimers and terms and conditions.
See full terms and conditions

Why Partner with Us?

When you start a small business, you’ve got big dreams. And GrabFinance is here to help. We’re committed to empowering SMEs across Southeast Asia with funding, tools and insights so they can reach their goals, no matter what they are.
Have a question? Check out our FAQs

Want to chat?

Complete our form and we’ll be in touch to talk about your business funding needs.