Tailored funding for your business
A loan to suit your business
Business Loan
Merchant Credit Line
Why choose GrabFinance for your small business?
Fast
With fast approval and regular disbursals, you can receive funding in just a few days.
Easy
Automatic repayments let you set and forget so your loan’s always on track.
Personalised
We’ll get to know your business before offering funding that suits your needs.
Affordable loans for small business
Testimonial
Without the funds, a lot of these orders can’t be fulfilled. It really helps companies like us.
Nicholas and Vincent
Flesh Imp, Singapore-based fashion label
Learn how GrabFinance helpedWhat could you do with a GrabFinance loan?
- Hire freelancers and employees
- Purchase inventory
- Trial new products
- Upgrade your technology
- Upgrade your technology
- Manage your cashflow
- Renovate your space
- Launch marketing campains and promotions
- Reinvent your website
- Seize new opportunities
Is my SME eligible
Limited liability
partnership or company
200 staff
or fewer
30%+ owned
by a Singapore citizen or PR
6+ months
in operation
Get funding more easily
When you’re a GrabPay or GrabFood partner, we know your business is on the right track. That means we’re more likely to lend to you, and higher amounts too. It’s a win-win with new revenue streams and easier funding.
Accept more payment options in-store
Feed millions of hungry customers near you
Questions?
It can take up to five business days for us to review and approve your completed application and supporting documents. Once accepted, you’ll receive your funds in just a couple of days.
There’s no application or repayment fee. Just:
Monthly interest: As low as 0.7%, computed on a reducing balance basis.
Disbursal fee: 5% of the loan amount.
Late fee: Twice the existing monthly interest rate applicable on the overdue principal amount.
If you’re a GrabPay or GrabFood partner, repayments will be automatically deducted from your GrabPay balance at the end of each month. If there’s not enough available in your balance, we’ll deduct the remainder from your bank account.
If you’re not a Grab merchant, repayments will be automatically deducted from your bank account at the end of each month.
Either way, there’s nothing for you to do except keep focusing on your business.
This information is intended as a guide only and does not constitute a loan application or offer of finance. Any finance or loan request is subject to GrabFinance’s internal assessment, standard disclaimers and terms and conditions.
Why Partner with Us?
Have a question? Check out our FAQs
Want to chat?
Complete our form and we’ll be in touch to talk about your business funding needs.
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