We decide on your limits based on your driving behavior in the past 3 months. I.e. the more you drive and the higher your earnings in the past 3 months, the higher your limits will be*.
We do this to ensure we are responsible lenders and that we protect the financial security of our partners, avoiding the possibility of them being unable to keep a healthy balance between their earnings on the Grab platform and managing payments as much as possible.
*While driving behavior and earnings serve as a main indicator of your limits, higher limits are not always guaranteed