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Merchant-partners

Flexible payments to drive more checkouts

Increase transactions at your online and retail stores with greater checkout convenience, security, rewards and flexibility.

Why GrabPay and PayLater?

1

Attract Grab's wide consumer base

Millions of people use Grab. Make them your customers too, by accepting GrabPay and PayLater by Grab at your stores.

2

Flexible payment options for customers

Customers are more likely to make bigger purchases with the options to pay today with GrabPay, pay next month or over 4, 8 or 12 installments with PayLater by Grab.

3

Risk-free and fast settlement

Settlement is made to you within 5 working days with no risk involved.

4

Seamless integration

GrabPay and PayLater by Grab are compatible with the region’s top payment technologies that you love and trust.

Key Partners

Ways to accept GrabPay and PayLater

Online

In-store

Benefits

Quick and easy payments
  • Payments are truly frictionless, so customers are more likely to complete their purchase.
  • Tokenisation allows for seamless repeat purchases and subscription payments.
Just plug & play
  • Tap on our pre-built integrations with e-commerce shop builders such as Shopify, WooCommerce, Magento, EasyStore and Wix (coming soon), payments partners or via our Direct API.
Get started right away
  • Optimise your acceptance of Grab with our Merchant Resource Centre. Our toolbox of assets and guidelines are ready to optimize your integration immediately while our support team is always standing by.
Visit Merchant Resource Centre
Safer transactions for all
  • Besides reducing the need to handle cash, contactless payment also means less physical contact between staff and customers – a simple precaution to help everyone stay safe.
Just Plug & Play
  • Tap on our pre-built integrations with payment partners or request a customised GrabPay DuitNow QR code.
Get started right away
  • Optimise your acceptance of Grab with educational in-store point of sale material (POSM) that is provided to you.
  • Onboard new in-store staff quickly with our user guides.

Who should apply?

Merchants who have an online web store and want to add GrabPay and/or PayLater as checkout options.

What do I need to do?

Leave us your details and a Grab representative will reach out to you for additional business information and documents. Once your details have been verified, our Grab integration manager will guide you on integrating Grab to your website or app.

Who should apply?

Merchants who have a retail store and want to add GrabPay and/or PayLater as checkout options.

What do I need to do?

Leave us your details and a Grab representative will reach out to you for additional business information and documents. Once your details have been verified, our Grab integration manager will guide you on integrating Grab to your retail store.

How GrabPay and PayLater work

Check your earnings at a glance

Keep track of your transactions and payouts easily via the GrabMerchant Portal.

Make data-driven decisions

Receive valuable insights and reports to help drive your business forward.

Refunds made simple

Easily issue refunds at any time via the GrabMerchant app and portal.

  • 1/3

    Check your earnings at a glance

    Keep track of your transactions and payouts easily via the GrabMerchant Portal.

  • 2/3

    Make data-driven decisions

    Receive valuable insights and reports to help drive your business forward.

  • 3/3

    Refunds made simple

    Easily issue refunds at any time via the GrabMerchant app and portal.

How GrabPay and PayLater work

Check your earnings at a glance

Keep track of your transactions and payouts easily via the GrabMerchant Portal.

Make data-driven decisions

Receive valuable insights and reports to help drive your business forward.

Refunds made simple

Easily issue refunds at any time via the GrabMerchant app and portal.

  • 1/3

    Check your earnings at a glance

    Keep track of your transactions and payouts easily via the GrabMerchant Portal.

  • 2/3

    Make data-driven decisions

    Receive valuable insights and reports to help drive your business forward.

  • 3/3

    Refunds made simple

    Easily issue refunds at any time via the GrabMerchant app and portal.

We care about Security too

World class fraud detection

All transactions are closely monitored by Grab’s machine-learning Fraud Management Technology.

We keep a close eye on all transactions

All GrabPay and PayLater transactions are securely encrypted and protected so you can focus on your business.

No credit card numbers required

GrabPay and PayLater transactions are verified via one-time passwords sent to customers. This means more peace of mind without having to key in their credit card number.

Learn more

Learn more

We care about Security too

World class fraud detection

All transactions are closely monitored by Grab’s machine-learning Fraud Management Technology.

We keep a close eye on all transactions

All GrabPay and PayLater transactions are securely encrypted and protected so you can focus on your business.

No credit card numbers required

GrabPay and PayLater transactions are verified via one-time passwords sent to customers. This means more peace of mind without having to key in their credit card number.

Learn more

Learn more

FAQs

Got questions? We’ve got answers.

For more questions, please visit our Help Centre.

  • How can PayLater by Grab benefit your business?
    PayLater by Grab consumers can access the service easily without application unlike other financing services. With over 160 million Grab consumers region-wide, that's a large pool of customers ready to explore and discover your brand and offers. We keep them coming back for more with GrabCoins, the enhanced version of GrabRewards, our leading loyalty program in the region. Customers are awarded GrabCoins for every Postpaid and Instalments transaction they make at your site. We settle on a T+5 basis so you get paid faster.
  • How does PayLater by Grab work for customers?

    There are two ways to use PayLater by Grab services in Malaysia: PayLater Postpaid and PayLater Instalments.

     

    PayLater Postpaid

    With PayLater Postpaid, customers can consolidate all their Grab purchases (like rides, food, and deliveries) or eligible partner merchants' payments into a single bill and pay for them the following month — interest-free.

     

    How it works:

    • All transactions within the month will be grouped into one bill.
    • Customers receive their bill at the start of the following month.
    • Customers are to pay the full amount by the due date to avoid any late fees.

     

    PayLater Instalments

    PayLater Instalments lets customers split their payments for eligible purchases into 4, 8, or 12 installments. 

     

    How it works:

    • Choose PayLater Instalments at checkout for eligible purchases both online and in-store 
    • Customers can split their payment into 4, 8, or 12 equal installments. Refer to the table below.
    • The first instalment will be charged when the eligible purchase is made. 
  • Is there a cost for customers to use PayLater?

    PayLater by Grab offers several payment options with different fee structures (latest changes starting December 2025):

     

    Payment Type

    Applicable Payment Plan

    		Interest Rate
    PayLater by Grab VIP BrandsPayLater by Grab Other Brands
    Standard payment options
    • Postpaid (pay next month)

    N/A

    N/A

    • 4 Instalments

    Waived

    Limited-time only promo: 1%* of the total transaction amount per installment for online purchases.

    (Valid from 4 Dec 2025 to 31 May 2026)

    In-store purchases will be charged at 1.5% of the total transaction amount per installment.

    Extended instalment plans**

    • 8 Instalments
    • 12 Instalments

    Limited-time only promo: 1%* of the total transaction amount per installment for online purchases.

    (Valid from 4 Dec 2025 to 31 May 2026)

    In-store purchases will be charged at 1.5% of the total transaction amount per installment.

    *Interest rate of 1.5% of total transaction amount per installment will apply after the promotional period.

    **These services are only available to selected users and selected online merchants. 

    A late payment charge of RM10 also applies for each missed payment by the customer.

FAQs

Got questions? We’ve got answers.

For more questions, please visit our Help Centre.

  • Why should I offer PayLater by Grab?
    PayLater consumers can access the service easily without application unlike other financing services. With over 160 million Grab consumers region-wide, that's a large pool of customers ready to explore and discover your brand and offers. We keep them coming back for more with GrabRewards, our leading loyalty program in the region. Customers are awarded GrabRewards points for every Postpaid transaction they make at your site. We settle on a T+2 basis so you get paid faster.
  • What are PayLater’s payment options?

    When a customer activates PayLater, they get instant access to a PayLater Amount that can be used at any of our PayLater merchants. There will be no interest charged nor will there be any other fees incurred as long as payments are made on time.

     

    Grab offers two features to all PayLater consumers:

    • Installments 

    A payment method for customers to spread an online shopping bill into 4 interest-free monthly installments.

    • Postpaid.

    Allows customers to consolidate all their spending into a bill, pay for them the next month and earn GrabRewards.

  • Is there a cost for customers to use PayLater?

    PayLater is a free service offered by retailers, like you, to your customers - we do not charge any upfront fees or interest.

     

    The only fee that may be incurred by customers is an admin fee to reactivate a suspended account due to non-payment of PayLater bill(s).

Grab Checkout Solutions

Offer flexible, rewarding and secure checkouts for customers.

Integrate GrabPay and PayLater today

Integrate GrabPay and PayLater today
Grab Malaysia
Forward Together

G-02 Ground Floor, Block A,
Axis Business Campus,
No 13A & 13B Jalan 225,
Section 51A, Petaling Jaya,
46100 Selangor.

Business Registration:
MyTeksi Sdn. Bhd. - 201101025619
GrabCar Sdn. Bhd. - 201401013360

Malaysia
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Enjoy 9% (RM8) Rebate at
AEON

  • Valid from 15 Jan 2022 – 28 Feb 2022
  • Minimum spend: RM88
  • Limited to 62,500 redemptions 
  • TWO(2) redemptions per user throughout the campaign

1. Campaign period is from 15 January 2022 (12:00am) – 28 February 2022 (11.59pm).
2. GrabPay users are eligible for a “RM8 rebate” in your “My Rewards” when you spend a minimum of RM88 on a single receipt via GrabPay Wallet.
3. The offer of “RM8 rebate” is limited to a total of 62,500 redemptions throughout the campaign period.
4. Offer is valid for TWO (2) in-store redemptions with a cap of ONE(1) redemption per user per day throughout the campaign. Shared across AEON Co, AEON BiG, AEON MaxValu Prime, and AEON Wellness throughout the campaign period. 
5. The “RM8 rebate” will be awarded instantly with a minimum transaction of RM88 with GrabPay at all outlets of AEON Co, AEON BiG, AEON MaxValu Prime, AEON Wellness; The rebate can be found under “My Rewards”. Rebate must be redeemed by clicking “use now” under “My Rewards” 30 days from the date of issuance.
6. The campaign will cease once all redemptions have been fully awarded or at the expiration of the campaign period, whichever is earlier.
7. Offer is based on a first come first served and while stocks last basis only.
8. Grab and AEON Group shall not be under any obligation to inform users, on any communication channels once the offer has been fully redeemed.
9. Offer is only available for AEON Co, AEON BiG, AEON MaxValu Prime, and AEON Wellness physical stores purchases at cashier counter only via GrabPay Wallet; offer is not applicable for online or GrabMart purchases.
10. Offer is not exchangeable for cash or replacements.
11. Offer is not valid with any other voucher, discount or promotion.
12. Grab and AEON Group reserve the right to alter, extend or terminate the promotion, or amend the terms and conditions at its sole discretion at any time without prior notice. In case of any disputes directly or indirectly arising from the promotion, the decision of Grab and AEON Group shall be final.
13. These terms and conditions shall be governed by the laws of Malaysia and any dispute arising out of or in connection with promotion shall be referred to the exclusive jurisdiction of courts of Malaysia.
14. This rebate is non-transferable to any party.