Enjoy flexible payments

For online businesses looking to improve e-commerce conversions, you can offer PayLater to our consumers now.

Why PayLater?

Get what you want now, pay for it later

PayLater is here to bring you what you want when you want it, making payments for life’s pleasures easier, more rewarding and stress-free. 

PayLater, the smart way to pay for life’s many pleasures

2 ways to PayLater

Pay in 4 monthly instalments

Make a large bill smaller. Pay only 1/4 of the total bill today and get up to 1.2% back in GrabRewards points.

Or

Pay the next month

Track your monthly spend and pay for it all in one bill and get GrabRewards at the same time!

*Available for use on Grab services too (e.g. Grab rides, GrabFood orders and more)

No interest,
no fees

Pay only the price of what you’re bringing home, both in-store and online. There’s no interest, no upfront costs, and no fees as long as you pay on time. 

Brands you (will) love

Use PayLater for your Grab spends and on brands you love like Secretlab, FashionValet, and many more. 

Discover new brands and enjoy GrabRewards for every transaction.

It is completely transparent.

Know everything that happens

Get updates every step of the way. From when a transaction has been made to when a payment is successful. Made a refund in-store? We’ll let you know when you will get your money back.

No hidden charges

There’s only one charge if you miss a scheduled payment, and that’s a flat RM10 admin fee to reactivate your suspended PayLater account.

It prioritises your privacy and security.

Keep your credit card
number safe

Keying in sensitive credit/debit card details on multiple websites leaves you at risk of fraudulent transactions. With PayLater, you only need to check out with your mobile number no matter which store you are shopping at.

We confirm it's you who's shopping

We verify every of your transactions with a One-Time Password (OTP) sent to your mobile.

It's super simple to use.

Because the joy is in receiving your parcel, not paying.

Check out in 3 taps

There’s no need to memorise anything. Simply choose to checkout with Grab, key in the OTP sent to your mobile and select PayLater as your payment method. Done!

Pay seamlessly

You can automate deductions from your GrabPay balance or linked card, which makes it virtually impossible to miss a payment, and keeps you from incurring any admin fee.

Yours in 2 minutes

PayLater is designed for easy registration, so you won’t need to apply or send us more documentation to start using it. If you’re an existing Grab user, you’re most likely able to access PayLater almost immediately.

Frequently asked questions

Grab users who are eligible for PayLater should be

  1. You’ve been an existing Grab user for at least 6 months
  2. You’re aged 21 years or over
  3. Your account has been fully verified
  4. You’re a Platinum, Gold, or Silver GrabRewards tier member
  5. Your Grab app has been updated to the latest version.

If you’re eligible for PayLater, you’ll be able to activate it in-app, or simply launch your Grab app, tap on Payments, tap on Enjoy Now and Pay Later under Explore GrabPay.

If you don’t see the PayLater option, we’re unfortunately unable to offer this service to you just yet. All approvals are subject to our internal review.

We are working towards providing the PayLater service to more users soon. Stay tuned!

Yes, you will get up to 1.5* GrabRewards per RM1 spent for every PayLater transaction (both Instalment and Postpaid), depending on your GrabRewards membership tier. Find out more about the full breakdown of GrabRewards awarded per membership tier here.

Look out for our various exciting promotions and merchant offers for great value at our merchant directory.

*With GrabUnlimited

PayLater is a free service offered by retailers to you – there are no upfront fees charged or any interest accrued.

The only fee that may be incurred is admin fee to reactivate your suspended account for each missed payment. Your PayLater account may be suspended if you have overdue PayLater bill and you do not make any payments after being notified by us.

Find a comprehensive library of help articles in our Help Center

Enjoy 9% (RM8) Rebate at
AEON

  • Valid from 15 Jan 2022 – 28 Feb 2022
  • Minimum spend: RM88
  • Limited to 62,500 redemptions 
  • TWO(2) redemptions per user throughout the campaign

1. Campaign period is from 15 January 2022 (12:00am) – 28 February 2022 (11.59pm).
2. GrabPay users are eligible for a “RM8 rebate” in your “My Rewards” when you spend a minimum of RM88 on a single receipt via GrabPay Wallet.
3. The offer of “RM8 rebate” is limited to a total of 62,500 redemptions throughout the campaign period.
4. Offer is valid for TWO (2) in-store redemptions with a cap of ONE(1) redemption per user per day throughout the campaign. Shared across AEON Co, AEON BiG, AEON MaxValu Prime, and AEON Wellness throughout the campaign period. 
5. The “RM8 rebate” will be awarded instantly with a minimum transaction of RM88 with GrabPay at all outlets of AEON Co, AEON BiG, AEON MaxValu Prime, AEON Wellness; The rebate can be found under “My Rewards”. Rebate must be redeemed by clicking “use now” under “My Rewards” 30 days from the date of issuance.
6. The campaign will cease once all redemptions have been fully awarded or at the expiration of the campaign period, whichever is earlier.
7. Offer is based on a first come first served and while stocks last basis only.
8. Grab and AEON Group shall not be under any obligation to inform users, on any communication channels once the offer has been fully redeemed.
9. Offer is only available for AEON Co, AEON BiG, AEON MaxValu Prime, and AEON Wellness physical stores purchases at cashier counter only via GrabPay Wallet; offer is not applicable for online or GrabMart purchases.
10. Offer is not exchangeable for cash or replacements.
11. Offer is not valid with any other voucher, discount or promotion.
12. Grab and AEON Group reserve the right to alter, extend or terminate the promotion, or amend the terms and conditions at its sole discretion at any time without prior notice. In case of any disputes directly or indirectly arising from the promotion, the decision of Grab and AEON Group shall be final.
13. These terms and conditions shall be governed by the laws of Malaysia and any dispute arising out of or in connection with promotion shall be referred to the exclusive jurisdiction of courts of Malaysia.
14. This rebate is non-transferable to any party.