Enabling MSME Growth

Grab empowers micro, small and medium enterprises (MSMEs) merchant-partners to expand beyond their physical storefronts, by connecting them to demand, digital tools and financial solutions.

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Grab’s Impact in 2025

856,000

MSMEs onboarded onto the Grab platform in 2025, +44% year-on-year

47%

of total MSMEs leverage two or more merchant solutions provided by Grab’s ecosystem to drive growth

1 in 4

MSMEs use Merchant AI Assistant, achieving an average +15% uplift in Gross Merchandise Value

Accelerating Growth and Resilience for Merchant-Partners

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Market Access & Omnichannel Growth

Grab helps merchant-partners scale their business online with features such as Group Orders and GrabMore. We also encourage customers to visit the physical stores of merchant-partners with dine-out deals and reservations.

We also provide multiple marketing channels and tools to increase discoverability, from self-serve ad managers to curated discovery programmes.

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Operational Excellence & Digital Enablement

Grab’s Merchant AI Assistant supports merchant-partners with AI-optimised marketing, menu management, and operational improvements. Our integrated payment suite, offering everything from POS integration to flexible "PayLater" options help improve merchant cash flow and consumer checkout speed.

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Financial Access & Risk Protection

We provide MSMSEs with quick access to working capital for businesses through Merchant Cash Advance and bespoke protections through insurance products like Grab Business Cover.

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From Family Recipe to Citywide Recognition

Founded on a 50-year-old family recipe, Mylene Estrella and her daughter leveraged GrabMerchant tools to expand from a local bake shop to a 17-store enterprise. By integrating Grab’s Marketing Manager for targeted customer acquisition and securing a Grab business loan for expansion, the store earned Grab’s 5-Star Eats badge

“Grab marketing tools and financial support allowed us to scale our family treasure into a recognised brand.

Mylene Estrella

Grab Merchant-Partner and Owner of Mylene’s Ensaymada and Banana Cake

The Philippines

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