With Ride Cover, you’ll enjoy our 100% No Delay Guarantee: if your pickup doesn’t arrive within 15 minutes after the estimated arrival time, you’ll get an RM5 Grab Ride voucher. Plus, you can also get up to RM100,000 personal accident coverage in the event of your death or permanent disability on top of your basic coverage for you and any immediate family members sharing the ride. All for just RM0.35/ride.
*The Personal Accident coverage of Ride Cover is underwritten by Chubb Insurance Malaysia Berhad, registration number 197001000564 (9827-A).
Simply opt in to Ride Cover for RM0.35 per trip.
In the event of an unforeseen accident, easily re-trace your ride in-app to file a claim.
|You’ll be compensated if||You’ll receive|
|You get into an accident during your eligible Grab ride in Malaysia||A claim of up to RM100,000 for death or permanent disability, and up to RM2,000 for medical expenses, on top of your basic coverage|
|Your pickup is delayed more than 15 minutes after the estimated arrival time||A RM5 Grab ride voucher once your eligible journey has been completed; your voucher will be valid for six months|
Because you matter to us, you’ll enjoy free COVID-19 coverage as well. If you are diagnosed with COVID-19 within the coverage period**, you will receive a lump sum payment of RM500. Simply opt in from March 23 till April 1.
** COVID-19 coverage is valid from the day of opt in till 30 April 2020.
Get extra personal accident coverage of up to RM100,000
Protection when you need it
One time opt in any time via the Insurance tile
Affordable peace of mind
Get covered for only RM0.35 per ride
Open your Grab App, tap on 'Insurance' in the homepage screen
Tap on ‘View’ (Ride Cover)
Tap on ‘Opt In Now'
Tap on 'Got it' and you're done!
If you have opted in for Ride Cover, you can go to the Insurance Tile and look under the “My Plans” tab to see the status of your Ride Cover plan. If you do not see Ride Cover as one of your plans, it means you have not opted-in and you can opt into the plan.
You can go to the Insurance Tile and click on Ride Cover under the “Explore Plans” tab. You will be able to read all the important information relevant to Ride Cover and will also be able to opt into Ride Cover from that page.
Contact Grab Customer Support at 1300805858 (24/7 hotline) or submit a query so we can help you opt in.
If you are opted into Ride Cover, you will be charged a fee (on eligible rides) and you will be able to see this in the ride receipt that is emailed to you after your ride has been completed.
The Ride Cover fee is RM0.35 (which is inclusive of RM0.05 for Personal Accident Insurance premium, of which RM0.005 is paid as commission to GrabInsure Agency (M) Sdn. Bhd. as agent).
Yes, your family members can be covered. Family Member means a spouse, parent, parent in-law, step-parent, child, brother, sister, brother in-law, sister in-law, daughter in-law, son in-law, half-brother, half-sister, niece, nephew, uncle, aunt, stepchild, grandparent, grandparent in-law or grandchild.
If you pay for any ride using cash or corporate billing, that ride will not be eligible for Ride Cover. You will not be charged the Ride Cover fee for the ride even if you are opted in, and you will not enjoy the Ride Cover benefits for that ride as well.
GrabShare, GrabRent and GrabBike are the only ride types not covered by Ride Cover. If you are opted into Ride Cover and take a GrabShare, GrabRent and GrabBike, no Ride Cover fee will be charged and you will not enjoy the Ride Cover benefits for that ride.
No. Once you have opted in, the fee will be added to every eligible ride of yours until you decide to opt-out. If the fee is charged for a ride, that ride is covered by Ride Cover.
If your pick-up is delayed for more than 15 minutes after the given estimated arrival time, we will send you an inbox message to let you know that you have qualified for the RM5 Grab ride voucher. You will only receive the voucher if you have continued with the ride.
Pick-up delay is not an insurance product. It is a feature exclusive to Ride Cover.
If the fee was not charged, that ride is not eligible for Ride Cover and the pick-up delay benefit does not apply.
Contact Grab Customer Support at 1300805858 (24/7 hotline) or submit a query so we can help you opt out.
If you have previously opted into Ride Cover, you can go to the Insurance Tile and click on Ride Cover under the “My Plans” tab. You will be able to opt out by clicking into the plan.
If you qualify for the voucher (the pick-up was delayed for more than 15 minutes and you completed your ride), you will receive an inbox message informing you that you have received the RM5 Grab ride voucher from us. You can find this voucher under the “My Rewards” tab in GrabRewards.
No, you only qualify if you complete the ride.
If you cancelled the pick-up delayed ride, you will not be given the RM5 Grab ride voucher. You must continue with the ride in order to be eligible for the voucher.
No, you only qualify if you complete the ride. Please contact Grab Customer Support at 1300805858 (24/7 hotline) or submit a query so we can help you.
Fraudulent activity has been detected on your Grab account. Please contact Grab Customer Support at 1300805858 (24/7 hotline) or submit a query so that we can help you.
Any pre-existing conditions are not included. A pre-existing condition means any condition for which a doctor has been consulted or for which treatment or medication has been prescribed; or a condition, the manifestation or symptoms of which a reasonable person in the circumstances would be expected to be aware of at or before the relevant Grab ride commencing. Please refer to policy wording for the complete list of exclusions.
You can put in a claim directly with Chubb Insurance Malaysia Berhad by emailing to GrabInquiries.MY@chubb.com or call in at 03-2058 3181.
Grab’s Personal Accident Insurance ensures that you are protected from pick-up to drop-off in the event of an accident, and is provided to you at no cost. It allows you to claim:
(1) Up to RM40,000 in the event of an Accidental Death or Permanent Disablement, and;
(2) Up to RM2,000 for medical expenses.
More information can be found here.
The complimentary COVID-19 coverage is an additional benefit offered under Ride Cover, for a limited time only. This benefit provides a one-time lump sum payout in the event of diagnosis of COVID-19, subject to policy terms and conditions.
This coverage is automatically available as a free benefit to all passengers who opt-in to Ride Cover Programme at anytime between 23 March and 1 April 2020 (both dates inclusive). For passengers who have opted-in to the Programme prior to 23 March 2020, You must remain to be opted-in to continue to be eligible for this coverage.
In the unfortunate event you are diagnosed and tested positive with COVID-19, you will receive a RM500 lump sum payout.
For the avoidance of doubt, this benefit can only be claimed once and is not extended to your family members.
The coverage starts from the day you opt-in to Ride Cover Programme (i.e. anytime between 23 March and 1 April 2020) till 30 April 2020.
If you are diagnosed with COVID-19 during this period, you may submit a claim.
Please submit your claim with a completed Claim Form, Medical Report confirming the diagnosis of COVID-19 and any supporting documents within 30 days from the date of diagnosis of COVID-19.
If you have another insurance policy with Chubb that covers COVID-19, you can claim the benefit on top of your existing coverage.
Chubb is the world’s largest publicly traded property and casualty insurer. Chubb’s operation in Malaysia (Chubb Insurance Malaysia Berhad) provides a comprehensive range of general insurance solutions for individuals, families and businesses, both large and small through a multitude of distribution channels. With a strong underwriting culture, the company offers responsive service and market leadership built on financial strength. Chubb in Malaysia has a network of 23 branches and more than 2,600 Independent Distribution Partners (Agents).
More information can be found at www.chubb.com/my.
The Personal Accident Coverage of Ride Cover is distributed by GrabInsure Insurance Agency (M) Sdn. Bhd, a wholly-owned subsidiary with the Grab Group of companies.