1. Budget Yourself
Everyone needs budget, no matter their income. Make a list of your essential expenses, such as your rent or loan payment, electricity bills, and groceries. Then add in other subscriptions. Once you have it all listed out, start cutting back on non-essentials
2. Avoid Impulse Buying
3. Pay Your Bills Ahead of Time
When you pay your bills ahead of time, you avoid the risk of forgetting about your due date and getting hit with late fees or shut-off notices.
Paying bills late hurts your credit score. Having a good credit score is considered exceptionally good to most banks and lenders.
4. Enjoy Flexible Payments
Making smart purchases using this method provides a few perks and benefits such as rebates and additional discounts provided by the platform or merchants. It offers flexible payments with no interest, no upfront costs, and no fees as long as you repay on time.
5. Be Better Prepared for the Unexpected
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6. Look for the Good Deals