Good financial habits to get you through tough times

1. Budget Yourself

Everyone needs budget, no matter their income. Make a list of your essential expenses, such as your rent or loan payment, electricity bills, and groceries. Then add in other subscriptions. Once you have it all listed out, start cutting back on non-essentials

2. Avoid Impulse Buying

You should plan and only buy what you need. During this time, it’s more important than ever to save every Ringgit because when you save, you are also earning.
Make a checklist of items that could be needs or wants in your home. By doing so, you have a priority list of the essential items you need.

3. Pay Your Bills Ahead of Time

When you pay your bills ahead of time, you avoid the risk of forgetting about your due date and getting hit with late fees or shut-off notices.

Paying bills late hurts your credit score. Having a good credit score is considered exceptionally good to most banks and lenders. 

4. Enjoy Flexible Payments  

Making smart purchases using this method provides a few perks and benefits such as rebates and additional discounts provided by the platform or merchants. It offers flexible payments with no interest, no upfront costs, and no fees as long as you repay on time.

5. Be Better Prepared for the Unexpected  

Take advantage of this rare opportunity to enjoy subsidised incentives from the government under PenjanaGig by Sosco to protect you while you’re delivering or sending a passenger. Want to know more? Click here

6. Look for the Good Deals

Buying in bulk could save you money, whether it’s something you and your family may regularly use, like toothpaste, shower gels etc. 
Look out for the monthly promotional sales (8.8, 9.9, 10.10, 11.11, 12.12). Smart consumers would also combine it with other vouchers. 
Ready to stretchhh your Ringgit?

Kindly be reminded that all members of the Grab community are required to follow the Code of Conduct and Terms of Services.

Enjoy 9% (RM8) Rebate at

  • Valid from 15 Jan 2022 – 28 Feb 2022
  • Minimum spend: RM88
  • Limited to 62,500 redemptions 
  • TWO(2) redemptions per user throughout the campaign

1. Campaign period is from 15 January 2022 (12:00am) – 28 February 2022 (11.59pm).
2. GrabPay users are eligible for a “RM8 rebate” in your “My Rewards” when you spend a minimum of RM88 on a single receipt via GrabPay Wallet.
3. The offer of “RM8 rebate” is limited to a total of 62,500 redemptions throughout the campaign period.
4. Offer is valid for TWO (2) in-store redemptions with a cap of ONE(1) redemption per user per day throughout the campaign. Shared across AEON Co, AEON BiG, AEON MaxValu Prime, and AEON Wellness throughout the campaign period. 
5. The “RM8 rebate” will be awarded instantly with a minimum transaction of RM88 with GrabPay at all outlets of AEON Co, AEON BiG, AEON MaxValu Prime, AEON Wellness; The rebate can be found under “My Rewards”. Rebate must be redeemed by clicking “use now” under “My Rewards” 30 days from the date of issuance.
6. The campaign will cease once all redemptions have been fully awarded or at the expiration of the campaign period, whichever is earlier.
7. Offer is based on a first come first served and while stocks last basis only.
8. Grab and AEON Group shall not be under any obligation to inform users, on any communication channels once the offer has been fully redeemed.
9. Offer is only available for AEON Co, AEON BiG, AEON MaxValu Prime, and AEON Wellness physical stores purchases at cashier counter only via GrabPay Wallet; offer is not applicable for online or GrabMart purchases.
10. Offer is not exchangeable for cash or replacements.
11. Offer is not valid with any other voucher, discount or promotion.
12. Grab and AEON Group reserve the right to alter, extend or terminate the promotion, or amend the terms and conditions at its sole discretion at any time without prior notice. In case of any disputes directly or indirectly arising from the promotion, the decision of Grab and AEON Group shall be final.
13. These terms and conditions shall be governed by the laws of Malaysia and any dispute arising out of or in connection with promotion shall be referred to the exclusive jurisdiction of courts of Malaysia.
14. This rebate is non-transferable to any party.