Affordable loans to grow your restaurant and satisfy more cravings.

Grow your restaurant

Enter your restaurant information to get started.

Grow your business further

A lending service from Grab and BRIsyariah created with you – our merchant-partners – in mind. We offer loans with one of the lowest revenue sharing rates that are compliant with Syariah standards. That’s all because when you grow, we grow too.

Why choose Grab’s loan?

Syariah bank partnership

We follow the Islamic standards.

7% revenue sharing

Enjoy one of the lowest rates for microloans.

Ease of mind

No collaterals required for microloans up to Rp 25 million.

Which loan is right for you?

Micro loan

Borrow up to Rp 25 million, collateral-free, for up to 3 years.

Small loan

Borrow up to Rp 200 million, based on your collateral, for up to 5 years.

Who should apply?

GrabFood Merchants

You’ve been a GrabFood merchant-partner for at least 3 months.

Transaction Volume

You have received steady amount of GrabFood orders every month.

Get started

Step 2

Our partner, BRIsyariah representative will schedule an in-person meeting with you.

Step 3

Prepare the necessary documents and send them to BRIsyariah’s representative via email or in-person.

Step 4

Once all your documents are ready, BRIsyariah will check and approve your loan in 3 days.

You are now ready to take your business to the next level.


You have chosen to partner with GrabFood, and we’d like to help you grow your business further. That’s because when you grow, we grow too.

You may apply for a loan if you’ve been a GrabFood merchant-partner for at least 3 months with a steady amount of orders.

You may apply for a loan by submitting your details here and a BRIsyariah representative will reach out to you to guide you through the process. You can also find out more about the process here.

  • Completed application form
  • E-KTP (ID card) of applicant and spouse
  • Family card
  • Marriage/Divorce certificate
  • Recent photo of applicant and spouse
  • Legal document for micro-entrepreneurs from local government office
  • Letter statement from bank for collateral release (if any)

Once you have provided all required documents, it takes 3 days to process your loan request.

Your loan approval depends on your loan history from other financial institutions, completeness of your legal documents and a check done by Bank Indonesia.

BRIsyariah have full authority over your loan approval.

No, you will not be charged any additional fee as this is a government program.

You may make payments directly to BRIsyariah every month via bank transfer or teller.

You may make monthly installments through your Bank Account BRIsyariah.

Your monthly instalment is based on a pre-agreed amount.

Yes, you can repay your instalment full in advance without incurring any penalty.