We’ve putfeatures in place to help you build healthy spending habits.
We’ll set appropriate spending limits for you based on your spending history with Grab.
Check your available PayLater spending limit, payments due, upcoming payments, and more on PayLater’s in-app homepage. To help manage your expenses better, you’ll also receive a consolidated monthly bill in your Grab app inbox.
If you’ve missed a payment, your account will be temporarily suspended until you’ve made the outstanding payment. You’ll also need to pay a flat THB 50 collection fee (VAT exclude, total THB 53.50) for each overdue PayLater bill over THB 1,000 to reactivate your account. This fee is chargeable for every missed payment.
With PayLater, your mobile number and Grab PIN is all you need to check out. You won't be asked to share any of your card details online
Your funds are secured with your Grab PIN. Your account is also protected with biometric safety features, including fingerprint scanning authentication on Android devices and Face ID authentication for iOS devices.
Your account is protected with a 24/7 fraud detection engine so you can ride, dine, shop, and pay with confidence. We monitor your account activity to identify unauthorized transactions. Once identified, we will decline the transaction immediately. Contact us anytime if you suspect that your account has been compromised
For more questions, please visit our Help Centre.
Grab consumers who are eligible for PayLater should be
1. You’ve been an existing Grab user for at least 6 months
2. You’re aged 20 to 65 years
3. Your account has been fully verified
4. You’re a Platinum, Gold, or Silver GrabRewards tier user
5. Your Grab app has been updated to the latest Android version or iOS version.
and more from our criteria.
If you’re eligible for PayLater, you’ll be able to activate it in-app, or simply launch your Grab app, tap on Payments, tap on Enjoy Now and Pay Later under Explore GrabPay.
If you don’t see the PayLater option, we’re unfortunately unable to offer this service to you just yet. All approvals are subject to our internal review.
We are working towards providing the PayLater service to more users soon. Stay tuned!
Yes you will and you can easily track if you’re earning GrabRewards points for your selected Grab payment method by checking it during the checkout flow. Get up to 2 GrabRewards points (1 GrabRewards points per 1 THB spent) for every PayLater transaction.
Learn more about GrabRewards Terms and Conditions
PayLater is a free service, there are no upfront fees charged or any interest accrued.
The only fee that may be incurred is (total amount of THB53.50, inclusive of VAT) for each missed payment. Your PayLater account may be suspended if you have overdue PayLater bill and you do not make any payments after being notified by us.