Grab Cash Loan | Grab PH

Consumer

ZERO processing fee. More money in your pocket for whatever you need.

Why Choose Grab Cash Loan

Borrow up to ₱50,000

Whether it’s a vacation, home improvement, or a big purchase, you can borrow up to ₱50,000 hassle-free.

Flexible Payment Terms

Enjoy up to 3 months to repay with automatic deductions via your preferred bank or e-wallet channels.

Instant Approval and Disbursal

Get the cash you need, right when you need it – no waiting, no worries!

Get Started Now

1. Open your Grab app

Launch your Grab app and tap on “Loans”.

2. Choose your Loan Details

Select your loan amount and tenure, then click “Apply”.

3. Complete your Application

Fill in the required application details.

4. Link Repayment Method

Link your preferred method to ensure smooth payments.

5. Review Contract

Review the details and submit your application – you’re done!

Frequently Asked Questions

What documents are needed to apply?

No documents are required! Simply tap “Apply Now” and complete the application form.

How soon will I receive my funds?

Your funds will be transferred to your GrabPay wallet within minutes after submitting your loan application. You’ll receive notifications through the Grab app and email.

Will there be any fees or interest charged?

Interest rates start at 2.99% per month, depending on your eligibility. A one-time processing fee of up to 2% will apply. Check your loan offer to view the latest rates.

When are monthly installments due?

Monthly payments are due one month post your loan disbursement date each month. If that date doesn’t exist in a particular month (e.g., the 31st), the payment will be due on the last day of that month.

For example, if your loan disbursed on August 31st, payments will be due on the 31st of each month. In months without 31st day, such as April, your payment will be due on the last day of the month (e.g., April 30th).

Will there be penalties for missed payments?

There are currently no penalties for late payments; however, they may impact your credit score and future loan opportunities.

Why am I unable to view or apply for the loan offer?

You may not meet the basic requirements yet. To qualify, you must be a Filipino citizen aged 21-65, have a fully verified and active Grab account (at least 3 months old), have no overdue loans, and be currently residing in the Philippines.

Will I be notified when I'm eligible for a loan?

Make sure notifications are enabled in your account settings by navigating to Account > Settings > Communications.

Got more questions? We’ve got answers.

Explore the full FAQ.

The information provided here is intended as a guide only and does not constitute an offer or application for a loan or financing. The above product is available for selected users only and eligibility is subject to the internal assessment, standard disclaimers, and terms and conditions of Grab Financial Services Philippines, Inc.

Please ensure that you have read and understood the loan agreement and disclosure statement before accepting any terms and conditions of the service.

Grab Financial Services Philippines, Inc.
SEC Reg. No. CS201905977 / Certificate of Authority No. 12010
12F Floor Wilcon IT Hub Building, 2251 Chino Roces Avenue, Makati City, Philippines