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Questions about GrabFinance?

When you’re considering financing your business, you need to feel comfortable you’re making the right decision. You’ll find answers to common questions here. If you still have queries, get in touch so we can find a funding solution that meets your business needs.

GrabFinance is a division of Grab, focused on helping SMEs across Southeast Asia get started, grow and thrive. We know that running your own business is hard work and it’s easy to lose sight of your big dreams when you’re focused on the day to day. That’s why we’re here to help with flexible, affordable funding options and tips, tricks, insights and tools to take your business from strength to strength.

We are committed to helping small and medium-sized enterprises expand their businesses by fulfilling their micro financing needs and better management of cash flows through a tailored repayment framework.

Currently, we only offer business loans to our GrabFood merchant-partners in the Philippines. 

To be eligible for a GrabFinance Business Loan, you’ll need to be:

• A corporation, partnership or sole proprietorship,

• In operation for at least 1 year,

• Primary place of business in Metro Manila or nearby, and

• Net monthly sales of ₱25,000.


To complete your application, we’ll need a copy of your:

• Certificate of SEC Registration,

• Articles of Incorporation or Partnership,

• Latest General Information Sheet,

• Latest DTI Certification (for Sole Proprietors),

• Latest Mayor’s & Business Permits,

• Valid Government IDs of authorized signatories & directors,

• Latest 6 months’ bank statements, and

• Latest proof of billing.

Approval within 7-10 business days upon receipt of your completed application and documents. That’s how quick we are! Receive your funds soonest after several days.

There’s no prepayment fee. Just:

• Monthly interest: As low as 1.49% on loan amount.
• Late fee: 3% of the overdue amount.

Repayments will be done through post dated checks or auto-debit from your BDO account. 

Business Loan

Simply put, anything you need! You can meet your immediate business needs, better manage your cashflow, upgrade your offices or technology, hire freelancers or pay employees, redesign your website, launch marketing campaigns – your opportunities are endless.

Depending on your business, you can borrow up to 499,000 over 12 months for your business.

This information is intended as a guide only and does not constitute a loan application or offer of finance. Any finance or loan request is subject to Grab’s internal assessment, standard disclaimers and terms and conditions.

See full terms and conditions

Why Partner with Us?

When you start a small business, you’ve got big dreams. And GrabFinance is here to help. We’re committed to empowering SMEs across Southeast Asia with funding, tools and insights so they can reach their goals, no matter what they are.

Have a question? Check out our FAQs

Want to chat?

Complete our form and we’ll be in touch to talk about your business funding needs.

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The information provided here is intended as a guide only and does not constitute an offer or application for a loan or financing. The above product is available for selected users only and eligibility is subject to the internal assessment, standard disclaimers, and terms and conditions of Grab Financial Services Philippines, Inc.

Please ensure that you have read and understood the loan agreement and disclosure statement before accepting any terms and conditions of the service.

Grab Financial Services Philippines, Inc.
SEC Reg. No. CS201905977 / Certificate of Authority No. 12010
12F Floor Wilcon IT Hub Building, 2251 Chino Roces Avenue, Makati City, Philippines

Let’s chat about your business needs