Tailored funding for your business

No matter what your business goals are, a tailored business loan can help you make them a reality. At GrabFinance, we’re focused on flexible, specialised loans that help our GrabFood merchant-partners with their business needs.

A loan to suit your business


Business Loan

Fund your business dreams with a hassle-free, affordable business loan.
Up to
12 months
Increasing your working capital and managing daily operating costs

Why choose GrabFinance for your small business?


With fast approval and regular disbursals, you can receive funding in just a few days.


Automatic repayments let you set and forget so your loan’s always on track.


We’ll get to know your business before offering funding that suits your needs.

Affordable loans for small business

With no application fee and interest rates from as low as 1.49%, a GrabFinance loan can help you realise your business dreams.

What could you do with a GrabFinance loan?

Is my SME eligible

Business Entities

Corporation, Partnership or Sole Proprietorship

At least ₱25,000

in net monthly sales

Metro Manila 

based business or nearby

1+ years

in operation


Approval within 7-10 business days upon receipt of your completed application and documents. That’s how quick we are! Receive your funds soonest after several days.

There’s no prepayment fee. Just:

• Monthly interest: As low as 1.49% on loan amount.
• Late fee: 3% of the overdue amount.

Repayments will be done through post dated checks or auto-debit from your BDO account. 

See more FAQs

This information is intended as a guide only and does not constitute a loan application or offer of finance. Any finance or loan request is subject to GrabFinance’s internal assessment, standard disclaimers and terms and conditions.

See full terms and conditions

Why Partner with Us?

When you start a small business, you’ve got big dreams. And GrabFinance is here to help. We’re committed to empowering SMEs across Southeast Asia with funding, tools and insights so they can reach their goals, no matter what they are.

Have a question? Check out our FAQs

Want to chat?

Complete our form and we’ll be in touch to talk about your business funding needs.

The information provided here is intended as a guide only and does not constitute an offer or application for a loan or financing. The above product is available for selected users only and eligibility is subject to the internal assessment, standard disclaimers, and terms and conditions of Grab Financial Services Philippines, Inc.

Please ensure that you have read and understood the loan agreement and disclosure statement before accepting any terms and conditions of the service.

Grab Financial Services Philippines, Inc.
SEC Reg. No. CS201905977 / Certificate of Authority No. 12010
12F Floor Wilcon IT Hub Building, 2251 Chino Roces Avenue, Makati City, Philippines

Let us help you

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Let us help you

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Let’s chat about your business needs