{"id":63892,"date":"2020-05-01T19:48:42","date_gmt":"2020-05-01T11:48:42","guid":{"rendered":"https:\/\/www.grab.com\/vn\/?p=63892"},"modified":"2020-07-10T17:08:12","modified_gmt":"2020-07-10T09:08:12","slug":"thong-bao-ve-viec-xac-thuc-tai-khoan-vi-moca","status":"publish","type":"post","link":"https:\/\/www.grab.com\/vn\/en\/blog\/thong-bao-ve-viec-xac-thuc-tai-khoan-vi-moca\/","title":{"rendered":"Verify your Moca Wallet account"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p><b>This year, the new Circular 23\/2019\/TT-NHNN dated Nov 22, 2019 which amendments and supplements to existing Cir 39\/2019\/TT-NHNN dated Dec 11, 2014 of\u00a0 <\/b><a href=\"http:\/\/vbpl.vn\/nganhangnhanuoc\/Pages\/vbpq-toanvan.aspx?ItemID=139072\"><b>State Bank of Vietnam (SBV)<\/b><\/a><b> is requiring all e-wallets to verify the identities of their users.\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400\">Therefore, from now on, Grab app users needed to link their ATM bank card to their Moca Wallet to enjoy Moca cashless payments. Moca and Grab has been working closely with the State Bank of Vietnam, the country\u2019s central bank and financial regulator, to ensure that the e-wallet was compliant with government regulations before deadline (7 July 2020).<\/span><\/p>\n<h3><span style=\"color: #00b14f\">What this means for existing Moca users<\/span><\/h3>\n<p><span style=\"font-weight: 400\">If you\u2019ve been a long-time user of the Moca Wallet, we\u2019ll be asking you to verify your identity via Moca or Grab app. <\/span><b>Between now and 6 July 2020, this process is optional.<\/b><span style=\"font-weight: 400\"> That means you can continue to enjoy the benefits of the Moca Wallet without completing verification. You can start and finish verifying your identity when it\u2019s convenient for you. However, we recommend you to finish the process as soon as possible and before <strong>07 Jul 2020<\/strong> to avoid any interruption in Moca services.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-63929\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220616\/Step-2-HomePage-Moca-2-1.png\" alt=\"\" width=\"369\" height=\"369\" srcset=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220616\/Step-2-HomePage-Moca-2-1.png 2400w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220616\/Step-2-HomePage-Moca-2-1-150x150.png 150w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220616\/Step-2-HomePage-Moca-2-1-250x250.png 250w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220616\/Step-2-HomePage-Moca-2-1-768x768.png 768w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220616\/Step-2-HomePage-Moca-2-1-700x700.png 700w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220616\/Step-2-HomePage-Moca-2-1-120x120.png 120w\" sizes=\"(max-width: 369px) 100vw, 369px\" \/><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-63930\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220635\/Step-3-Entry-Point-1.png\" alt=\"\" width=\"370\" height=\"370\" srcset=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220635\/Step-3-Entry-Point-1.png 2400w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220635\/Step-3-Entry-Point-1-150x150.png 150w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220635\/Step-3-Entry-Point-1-250x250.png 250w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220635\/Step-3-Entry-Point-1-768x768.png 768w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220635\/Step-3-Entry-Point-1-700x700.png 700w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220635\/Step-3-Entry-Point-1-120x120.png 120w\" sizes=\"(max-width: 370px) 100vw, 370px\" \/><\/p>\n<p><em><span style=\"font-weight: 400\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Using Moca Wallet? Verify your Moca Wallet account in few simple steps<\/span><\/em><\/p>\n<p><b>But after 7 July 2020, identity verification will become mandatory.<\/b><span style=\"font-weight: 400\"> This is in line with SBV\u2019s new requirements for all e-wallets. So, if you&#8217;d like to keep using the Moca Wallet after 6 July, you must verify your identity first to comply with government regulations. Once we\u2019ve successfully verified your account, you can use your Moca Wallet again, as usual.\u00a0<\/span><\/p>\n<h3><span style=\"color: #00b14f\">What about new Moca users?<\/span><\/h3>\n<p><span style=\"font-weight: 400\">If you\u2019ve never used the Moca Wallet before and want to start \u2014 then first of all, welcome to a world of convenient payments, rewards, and exclusive deals! Simply follow the steps in the app to activate your Moca Wallet.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-63932\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220923\/Step-3-Entry-Point-2-1.png\" alt=\"\" width=\"377\" height=\"377\" srcset=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220923\/Step-3-Entry-Point-2-1.png 2400w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220923\/Step-3-Entry-Point-2-1-150x150.png 150w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220923\/Step-3-Entry-Point-2-1-250x250.png 250w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220923\/Step-3-Entry-Point-2-1-768x768.png 768w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220923\/Step-3-Entry-Point-2-1-700x700.png 700w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220923\/Step-3-Entry-Point-2-1-120x120.png 120w\" sizes=\"(max-width: 377px) 100vw, 377px\" \/><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-63933\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220946\/Step-4-Link-Card-1.png\" alt=\"\" width=\"374\" height=\"375\" srcset=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220946\/Step-4-Link-Card-1.png 2400w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220946\/Step-4-Link-Card-1-150x150.png 150w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220946\/Step-4-Link-Card-1-250x250.png 250w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220946\/Step-4-Link-Card-1-768x768.png 768w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220946\/Step-4-Link-Card-1-700x700.png 700w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01220946\/Step-4-Link-Card-1-120x120.png 120w\" sizes=\"(max-width: 374px) 100vw, 374px\" \/><\/p>\n<p><em><span style=\"font-weight: 400\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 As a new Moca user, you can verify your identity in four steps.<\/span><\/em><\/p>\n<h3><strong><span style=\"color: #00b14f\">How do I verify my Moca Wallet on Grab app account?<\/span><\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Whether you\u2019re a new or existing Moca Wallet on Grab app user, you can start the process by simply going into your Moca Wallet on Grab app. <\/span><b>Tap on &#8220;Verify Now&#8221; to begin.<\/b><span style=\"font-weight: 400\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"600\" class=\"alignnone size-full wp-image-63934\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01221127\/GIF-EN-Moca-low.gif\" alt=\"\" \/><\/p>\n<p><span style=\"font-weight: 400\">Verifying your identity takes only 3 minutes. (Even less if you&#8217;re an existing user!) You&#8217;ll be soon hearing from us if your verification is successful.<\/span><\/p>\n<p>How do I activate Moca wallet on Grab app account?<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"600\" class=\"alignnone size-full wp-image-63935\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/11\/2020\/05\/01221211\/GIF-EN-New-low-1.gif\" alt=\"\" \/><\/p>\n<h3><span style=\"color: #00b14f\">Tips to breeze through verification<\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400\"><b>For new users, have your ATM card ready. <\/b><span style=\"font-weight: 400\">You need to link this card to your Moca Wallet so you can top it up with your bank account. Please see the list of supported banks <\/span><a href=\"https:\/\/www.grab.com\/vn\/en\/pay\/\"><span style=\"font-weight: 400\">here<\/span><\/a><span style=\"font-weight: 400\">. <\/span><\/li>\n<li style=\"font-weight: 400\"><b>For all users, have your national ID ready.<\/b><span style=\"font-weight: 400\"> You will need to take a photo of your ID to verify your identity. Please use the same ID as the one you submitted for opening the bank account linked to your Moca Wallet.\u00a0<\/span><\/li>\n<\/ul>\n<h3><span style=\"color: #00b14f\">Why do you need my personal information? Will my personal data be safe?<\/span><\/h3>\n<p><span style=\"font-weight: 400\">All banks and e-wallets regulated by SBV must identify their customers so they can create a secure financial and payments platform that can mitigate the risks of fraud, identity theft, money laundering, and other illicit activities.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Following SBV&#8217;s regulations, we collect personal information as part of a process called \u201cKYC\u201d or Know Your Customer. When we collect this data, we ensure that your personal information is protected according to Moca\u2019s <\/span><a href=\"https:\/\/moca.vn\/pass\/wallettoc.html?lang=vi\"><span style=\"font-weight: 400\">privacy policies<\/span><\/a><span style=\"font-weight: 400\"> and Vietnam\u2019s data protection laws. We also use industry-standard technology and practices to secure your data.<\/span><\/p>\n<p><span style=\"font-weight: 400\">We understand your concern for privacy and the safety of your sensitive, personal information. If you feel that Moca isn\u2019t for you, you can withdraw your wallet balance back into your bank account anytime. You can also unlink your ATM card thereafter. Of course, we\u2019ll be sad to see you go. So, if you have any questions about the Moca Wallet, do reach out to us!<\/span><\/p>\n<h3><span style=\"color: #00b14f\">What if my Moca Wallet is linked to someone else\u2019s bank account?<\/span><\/h3>\n<p><span style=\"font-weight: 400\">In full compliance with SBV\u2019s regulations, for successful verification, we require that the Moca Wallet and the linked ATM card must be owned by the same person. <\/span><b>We cannot verify your Moca account if you submit your own national ID but use someone else\u2019s ATM card.<\/b><span style=\"font-weight: 400\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">However, we understand that some users may share a joint bank account with someone. In this case, only one Moca Wallet can be linked to this bank account. To avoid issues with verification, please unlink your ATM card if it doesn\u2019t belong to you or if it\u2019s already been used to verify another Moca Wallet. Then link your wallet to your own ATM card if you have one.<\/span><\/p>\n<p><span style=\"font-weight: 400\">To learn more about the Moca Wallet and the new verification process, you can also check our <a href=\"https:\/\/help.grab.com\/passenger\/en-vn\/360001919228\">Help Centre FAQs<\/a><\/span><\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"&nbsp; This year, the new Circular 23\/2019\/TT-NHNN dated Nov 22, 2019 which amendments and supplements to existing Cir 39\/2019\/TT-NHNN dated Dec 11, 2014 of\u00a0 State Bank of Vietnam (SBV) is requiring all e-wallets to verify the identities of their users.\u00a0 Therefore, from now on, Grab app users needed to link their ATM bank card to [&hellip;]","protected":false},"author":637,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[23],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.grab.com\/vn\/en\/wp-json\/wp\/v2\/posts\/63892"}],"collection":[{"href":"https:\/\/www.grab.com\/vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.grab.com\/vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.grab.com\/vn\/en\/wp-json\/wp\/v2\/users\/637"}],"replies":[{"embeddable":true,"href":"https:\/\/www.grab.com\/vn\/en\/wp-json\/wp\/v2\/comments?post=63892"}],"version-history":[{"count":30,"href":"https:\/\/www.grab.com\/vn\/en\/wp-json\/wp\/v2\/posts\/63892\/revisions"}],"predecessor-version":[{"id":66553,"href":"https:\/\/www.grab.com\/vn\/en\/wp-json\/wp\/v2\/posts\/63892\/revisions\/66553"}],"wp:attachment":[{"href":"https:\/\/www.grab.com\/vn\/en\/wp-json\/wp\/v2\/media?parent=63892"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.grab.com\/vn\/en\/wp-json\/wp\/v2\/categories?post=63892"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.grab.com\/vn\/en\/wp-json\/wp\/v2\/tags?post=63892"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}