You are reading GrabPay under Products

Grow customer loyalty with GrabPay

Offer more ways to pay in your store or restaurant, or online, with GrabPay. It’s a seamless way to accept payments and reward your customers in one step. And, as a GrabPay merchant, you can have better access to flexible, affordable business funding.

How GrabPay works in-store

Sign up online

Submit your details and we’ll be in touch to complete your registration.

Make a sale

Place your GrabPay QR code on your counter for customers to scan. They can pay with their GrabPay wallet or GrabRewards.

Get paid

Your earnings are transferred to your bank account daily, giving you greater control over your cashflow.

Stay on top of business

Access transaction details and daily and monthly reports of your sales right in the Grab app.

Why join GrabPay?


More customers

Millions of customers across Southeast Asia love using GrabPay every day in-store and online, and for rides and food.


Customer rewards

Your customers earn GrabRewards on each purchase and can use them to enjoy up to 75% off the total bill while you get paid in full.


No hardware

With just a QR code on your counter, there’s no need to invest in expensive hardware that’s quickly outdated.


Greater insights

Every transaction is logged in your Grab merchant app in real-time so you can keep an eye on your earnings.

Business funding is easier with GrabPay.

When you’re a GrabPay partner, we know your business is on the right track. That means we’re more likely to lend to you, and higher amounts too. It’s a win-win with new revenue streams and easier funding.

Business Loan

Fund your business dreams with a hassle-free, affordable business loan.

Up to
12 months
Increasing your working capital and managing daily operating costs

Merchant Credit Line

Get funding when you need it with a flexible, pre-approved line of credit.

Up to
12 months
Purchasing inventory and meeting other short-term needs


When you register, we’ll need a copy of your:
– ACRA Business Profile
– Bank account statement

And a copy of the identification card or passport of the person authorised to be Grab’s primary point of contact.

As we get to know your business, we may ask for additional information about you and your business to help you get set up.

Once we’ve received your documents, we’ll process your application and send out your QR sticker within 5 business days.

Yes! Add our one-tap checkout to your website for fast and seamless online sales. Your customers can pay in a tap to cut down cart abandonment and boost your profits.

See more FAQs

This information is intended as a guide only and does not constitute a loan application or offer of finance. Any finance or loan request is subject to GrabFinance’s internal assessment, standard disclaimers and terms and conditions.

Read the full terms and conditions.

Why Partner with Us?


When you start a small business, you’ve got big dreams. And GrabFinance is here to help. We’re committed to empowering SMEs across Southeast Asia with funding, tools and insights so they can reach their goals, no matter what they are.

Have a question? Check out our FAQs

Want to chat?

Complete our form and we’ll be in touch to talk about your business funding needs.

Want to be a GrabPay merchant?

Leave your details here and we will be in touch shortly.

Want to be a GrabPay merchant?

Leave your details here and we will be in touch shortly.

All Set!

We’ve received your information.
A Grab representative will be in touch with you soon.

Let’s chat about your business needs
Follow GrabFinance

Komsan Chiyadis

GrabFood delivery-partner, Thailand

Komsan Chiyadis

GrabFood delivery-partner, Thailand

COVID-19 has dealt an unprecedented blow to the tourism industry, affecting the livelihoods of millions of workers. One of them was Komsan, an assistant chef in a luxury hotel based in the Srinakarin area.

As the number of tourists at the hotel plunged, he decided to sign up as a GrabFood delivery-partner to earn an alternative income. Soon after, the hotel ceased operations.

Komsan has viewed this change through an optimistic lens, calling it the perfect opportunity for him to embark on a fresh journey after his previous job. Aside from GrabFood deliveries, he now also picks up GrabExpress jobs. It can get tiring, having to shuttle between different locations, but Komsan finds it exciting. And mostly, he’s glad to get his income back on track.