Consumers

Supercharge your idle cash

Overview

Earn+ lets you earn 2% - 2.5% p.a.* and is a great low-risk alternative to fixed deposits and endowments. Turn your extra cash into more ways to save, earn and spend across all the Grab services you love.

*Estimated returns are not guaranteed or protected

Why Earn+

1

Get your money off to a great start

Start earning returns of 2 - 2.5% p.a.* on your idle cash.

*Estimated returns are not guaranteed or protected

2

Enjoy limitless flexibility

Whether it’s one-off or once a month, invest straight from your bank – it’s fast, easy and low-risk. Choose to withdraw to your bank or GrabPay Wallet.

3

Make instant withdrawals

Withdraw to your GrabPay Wallet instantly and use it anywhere, anytime for your favourite Grab services, or at merchants that accept the GrabPay Card.

How your money is invested

Put your money to work in a low-risk portfolio of funds managed by Fullerton Fund Management and UOB Asset Management. Learn more about the underlying funds here.

Concerned about security? Us, too.

We’re licensed by MAS

GrabInvest (S) Pte. Ltd. holds a Capital Market Services License for conducting fund management activities from the Monetary Authority of Singapore (CMS100908).

Your money and assets are in safe hands

We ensure your monies and investments are segregated from those of all other Grab group entities and our underlying asset managers. Your monies are kept in a separate client account, and your investments are custodised, with licensed regional financial institutions.

We partner with best-in-class asset managers

Your money is invested in funds managed by asset managers with track records for consistent performance and robust risk management processes. They include Fullerton Fund Management (a subsidiary of Temasek) and UOB Asset Management (a subsidiary of United Overseas Bank).

Learn more

Learn more

FAQs

Got questions? We’ve got answers.

For more questions, please visit our Help Centre.

  • Am I eligible for a Earn+ account?

    Earn+ is currently only available for Singapore Citizens, Singapore Permanent Residents (PRs), and Specified Pass Holders. You must be at least 18 years old to access Earn+.

    Please note that Earn+ is not available for US persons (US Citizen, US Green Card Holder, or US Tax Resident) at this time.

  • What are the fees involved for Earn+?

    The fees to maintain actively managed funds across our Earn+ portfolios are about 0.59% per annum (that’s 59 cents for S$100 invested for 1 year), and are inclusive of fund management fees as well as other costs associated with managing the funds such as custodians, auditors, trustees, and legal advisers. 

    GrabInvest does not charge any fees. Click here to learn more.

  • What am I investing in?

    Your money will be invested in carefully-selected money market and short-term fixed income mutual funds to create investment solutions with stable returns. While we are currently using funds from Fullerton Fund Management and UOB Asset Management Ltd for your investments, we may replace and invest in such other funds which may be managed by other Asset Management Companies as we deem suitable from time to time.

    Learn more about our partners here.
    Learn more about the funds here.

  • Are there any withdrawal requirements to my bank account?

    In order to perform a successful withdrawal and transfer the proceeds to your own bank account, please take note of the following:

    1. The minimum transfer amount is S$1;
    2. If the withdrawal amount is more than 90% of your available withdrawal amount, it will result in a full withdrawal of all the investments in your portfolio; and
    3. If your available withdrawal amount would be less than S$1.00 in your Earn+ plan after deducting the partial withdrawal amount, it will result in a full withdrawal of all the investments in your portfolio.
    4. You can only withdraw your full balance when no other withdrawals are being processed (The withdrawal process will take 4 to 5 working days to be completed).

    To learn more about Earn+ withdrawals, please refer here.

  • Why can't I see the "Invest' icon in my Grab App?

    Make sure you’ve updated to the latest version of the Grab app. You should now be able to find us on the app’s homepage. If you still can’t see it, this feature may not be available to you just yet as we’re progressively rolling it out to all users.

Investments

Grow your cash at 2% - 2.5% p.a.*
*returns are not guaranteed

Try Earn+

Try Earn+
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Komsan Chiyadis

GrabFood delivery-partner, Thailand

Komsan Chiyadis

GrabFood delivery-partner, Thailand

COVID-19 has dealt an unprecedented blow to the tourism industry, affecting the livelihoods of millions of workers. One of them was Komsan, an assistant chef in a luxury hotel based in the Srinakarin area.

As the number of tourists at the hotel plunged, he decided to sign up as a GrabFood delivery-partner to earn an alternative income. Soon after, the hotel ceased operations.

Komsan has viewed this change through an optimistic lens, calling it the perfect opportunity for him to embark on a fresh journey after his previous job. Aside from GrabFood deliveries, he now also picks up GrabExpress jobs. It can get tiring, having to shuttle between different locations, but Komsan finds it exciting. And mostly, he’s glad to get his income back on track.