Komsan Chiyadis
GrabFood delivery-partner, Thailand
Protect yourself with Personal Accident Plus today!
This product is designed for you to add on to the free Group Personal Accident insurance coverage you already enjoy.
How does Personal Accident Plus help me?
It covers you at all times even when you’re not driving, worldwide! You’re protected for:
- Accidental death and permanent disability
- Third-degree burns
- Reimbursement for medical expenses incurred due to an accident
How does it work?
| Plan 1 | Plan 2 | Plan 3 | Plan 4 | |
|---|---|---|---|---|
| Accidental death and permanent disability | $50,000 | $150,000 | $300,000 | $500,000 |
| Third-degree burns | $20,000 | |||
| Reimbursement for medical expenses incurred due to accident | $1,000 | |||
| Monthly premium | $3.50 | $10 | $18.50 | $31 |
| Plan 1 | |
|---|---|
| Accidental death and permanent disability | $50,000 |
| Third-degree burns | $20,000 |
| Reimbursement for medical expenses incurred due to accident | $1,000 |
| Monthly premium | $3.50 |
| Plan 2 | |
| Accidental death and permanent disability | $150,000 |
| Third-degree burns | $20,000 |
| Reimbursement for medical expenses incurred due to accident | $1,000 |
| Monthly premium | $10 |
| Plan 3 | |
| Accidental death and permanent disability | $300,000 |
| Third-degree burns | $20,000 |
| Reimbursement for medical expenses incurred due to accident | $1,000 |
| Monthly premium | $18.50 |
| Plan 4 | |
| Accidental death and permanent disability | $500,000 |
| Third-degree burns | $20,000 |
| Reimbursement for medical expenses incurred due to accident | $1,000 |
| Monthly premium | $31 |
What’s the difference between Group Personal Accident and Personal Accident Plus?
| Group Personal Accident | Personal Accident Plus | |
|---|---|---|
| Coverage | * Up to USD20,000 of coverage on accidental death, disability, burns and medical expenses. * Valid for Grab driver-partners and their passengers from booking to drop-off. * Covers a Grab driver-partner from the time he switches on his drivers app for work. | * Protects you at all time, even when you’re not driving. Coverage is worldwide. * Driver-partners can choose their plan. All plans cover accidental death, third-degree burns and reimbursement for medical expenses incurred as a result of an accident. |
| Premium | None, it’s free. | Premium is deducted monthly from driver-partners’ cash wallet. Learn more about the plans |
| Who’s insured? | All driver-partners and passengers on booked trips. | Driver-partners can buy the product for themselves and their spouses. |
Making a claim?
| Documents required | By when? | How to submit |
|---|---|---|
| * Hospital discharge summary * Medical bills * Completed claims form * Receipts for expenses being claimed * Police investigation report (if applicable) * Death certificate/autopsy report/police report (if applicable) * Any other documents as required by Chubb | Within 30 days of occurrence of the accident | * Fill up a claims form and submit it via the Chubb Claims Centre |
FAQs
Can I buy Personal Accident Plus if I have other personal accident insurance plans already?
The benefits in this policy are payable in addition to any other insurance benefits that you may be entitled to. Except for medical expenses that you incur as a result of an accident because they are on a reimbursement basis as stated in the policy.
What will happen to my free Group Personal Accident benefit if I buy Personal Accident Plus?
Nothing! You will continue to receive the benefits under the Group Personal Accident plan as it is provided free to you by Grab.
Am I covered out of Singapore?
Yes, you are covered at all times, worldwide.
Does Personal Accident Plus cover me only when I am driving?
You are covered at all times, whether you are driving or not.
Will my Personal Accident Plus coverage be valid if I am no longer a Grab driver?
Yes. However if you had purchased the product via the drivers app, you won’t have access to the app anymore if you are no longer a Grab driver-partner. Please contact Chubb Insurance to re-enrol.
Does this policy cover me for illnesses?
No it doesn’t.
What do you mean by a pre-existing medical condition?
Any condition for which a doctor was consulted, or for which treatment or medication was prescribed within 12 months preceding your policy commitment
When can I make a claim?
After your accident, please submit all necessary documents to make a claim within 30 days.
For Personal Accident Plus, can I increase or decrease my coverage limit, or add coverage for my dependents?
Yes, you will be able to make changes to your policy anytime via your Grab drivers app.
How do I make a claim?
Please submit your claims online at Chubb Claim Centre. Alternatively, you may contact Chubb’s Customer Service Hotline at 6299 0988 (Mondays to Fridays, 9.00am – 5.00pm, excluding Public Holidays) for help in filing a claim.
How long does it take to receive the payout?
Upon receiving your claim document, Chubb will do an assessment. It will take about 10 working days to process the payout and 2 to 3 additional working days for inter-bank transfer, if no additional documents are required.
How will I be paid?
You may choose to receive your payment by cheque or through internet banking
Got a question?
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Contact Chubb Customer Service at +6562990988 (Mondays to Fridays, 9.00am – 5.00pm, excluding public holidays).
