Worried about costly repairs after an accident?

Auto Excess

Helps you pay less, naturally

Yes, I want to save on my excess!

Leave your details here and a Chubb representative will be in touch shortly.

Auto Excess

  • By clicking on ‘Contact me’, I consent to Chubb Insurance Singapore Limited calling or emailing me regarding Grab Auto Excess. I may amend my consent at any time here in according with Chubb’s privacy policy.


Auto Excess is an insurance product specially designed to help you pay less for repairs after an accident. We understand how stressful it is when you are faced with additional financial burdens.

Specially designed for drivers of the Grab family, Auto Excess will help you reduce the amount you’re liable to pay in the event of an accident. You could be paying as little as $500 because you’re insured with Auto Excess!

    • Choose from 10 tiers of coverage, from $500 to $5,000

    • Low deductible of just $500

    • Premiums from $5.67 a day for coverage of $5,000

    • Convenient monthly premium payment via GIRO or credit card

    • Cancel by giving only 7 days notice

How does it work?

    • When an accident occurs, you first make a claim with your rental company or commercial auto insurer. You must pay an amount equal to the excess of your package. If the cost of repair is higher than your excess, your insurer will pay for the remainder.

    • If you’re insured with Chubb for Auto Excess, you claim on Chubb after an accident.

    • Chubb will pay for the amount you’re liable to pay as a result of the accident, less the first $500 of the excess, which is the deductible of your policy.

    • Your excess is reduced because you’re covered by Auto Excess.

Buy now to enjoy discounts exclusive to Grab drivers under the Emerald Circle Program!

Calculate your premium
Step 1:

Choose your Emerald Circle tier.

  • Emerald Tier
  • -5%

  • Ruby Tier
  • -10%

  • Sapphire Tier
  • -15%

  • Diamond Tier
  • -20%

Step 2:

Select the amount you’d like to be insured for

How to buy

Buy via Phone:

  1. Submit your details
  2. A Chubb representative will contact you shortly with further information regarding Auto Excess.
  3. Make your purchase via phone or at our Grab Driver’s Center.

Buy at Driver Center:

  1. Visit the driver’s center at 28 Sin Ming Lane, #01-143, Midview City, Singapore 573972
  2. Proceed to the Chubb booth for more information or on-the-spot purchase.


Auto Excess is an insurance policy, designed to reduce the financial burden of commercial drivers by covering a portion of the driver’s excess pay-out, in the event of an accident.

Auto Excess is underwritten by Chubb Insurance Singapore Limited and distributed by GrabInsure Insurance Agency (S) Pte Ltd, a wholly-owned subsidiary with the Grab Group of companies.

All Grab Drivers are eligible to purchase Auto Excess.

It is compulsory for all commercial drivers to purchase commercial car insurance. Every commercial car insurance policy has an excess – an amount that the driver has to pay in the event of an accident. Auto Excess insures a commercial driver’s excess. This means that should an accident occur, you can submit a claim to Chubb, to lower your liability.

Every commercial driver has a different level of excess pegged to his or her commercial car insurance policy. For the Auto Excess policy, you can select a level of coverage that is the same as that of the excess of your commercial car insurance.

No. You must have a valid commercial car insurance policy to buy Auto Excess because the product provides coverage for the excess you are responsible for.

Auto Excess comes with a deductible of S$500.

For example:
A Grab driver chooses to be covered for S$4,000, an amount equivalent to the excess of his commercial car insurance plan. In the event of an accident, assuming the repair costs amounts to S$10,000, the insured Grab driver is only required to pay S$500 as the excess will be covered under the benefit of the Auto Excess policy.

Definitely not! In the event of an accident, you will not be penalised with higher premiums thereafter.

This product is distributed by GrabInsure Insurance Agency (S) Pte. Ltd, a wholly-owned subsidiary with the Grab Group of companies.