Driver and Delivery Partners

Safe access to cash flow when you need it

Overview

HL Bank Personal Loan is a safe loan product with no hidden fees. Enjoy a simple online journey with easy repayments via the driver app.

Why HL Bank Personal Loan

1

Unlock offers when you drive

Get access to our driver exclusive loan offers as long as you meet our eligibility criteria.

2

No Hidden Fees

Only pay what we tell you to on the first day you sign with us, no sudden addition of fees.

3

Simple sign-up

Only 5 minutes to complete the fully online application process. Get your loan approved within 7 working days of submitting your application.

4

Always spend within your means

Avoid overspending with Grab’s personalized safe spending limits. These are set based on your weekly earnings, so you can get what you need, while spending responsibly*.

*Terms and conditions apply.
FAQs

Got questions? We’ve got answers.

For more questions, please visit our Help Centre.

  • What is the HL Bank Personal Loan Program?

    This is a collaboration between HL Bank and GrabFin where preselected drivers and/or delivery partners can apply for loans from HL Bank. GrabFin will send out In-App messages to drivers and/or delivery partners to notify you of your eligibility.

  • How do I apply for a loan?

    GrabFin will send out In-App messages to drivers and/or delivery partners to notify you of your eligibility. Eligible drivers and/or delivery partners can then apply through the following channels:

    1. HL Bank Landing Page
      1. Go to HL Bank Singapore website
      2. Click on “Apply Online”
      3. Click on “Grab Loan”
      4. Apply with HL Bank
    2. In-App (Wallet Page)
      1. Open the Grab Driver app
      2. Tap on the Earnings button at the top left corner of the screen
      3. Tap on the third drop down button “Cash Wallet”
      4. Tap on the “Smooth and Fast loan from HL Bank with just a 5 minutes sign-up” button
      5. Apply with HL Bank
  • How do I become eligible for this program?

    This service is currently only available to selected driver and delivery-partners who fulfill the following requirements*:

    • Have a good history of payments with other GrabFin programs
    • Have driven with Grab for more than 3 months
    • Have driven actively in past 2 weeks
    • Have a satisfactory Credit Score
    • Have at least SGD20,000 annual earnings as a Grab driver and/or delivery partner

    *Please note that satisfying the criteria gives you a higher chance but does not guarantee eligibility for our products.

  • How much can I borrow under the HL Bank Personal Loan?

    GrabFin will let you know how much you can borrow along with the application instructions.
    Although you may key in any amount into the application form, the final approved amount will be determined after: (1) Credit checks by GrabFin; and (2) Review by HL Bank

  • What are the fees and interest charged for the HL Bank Personal Loan?

    There will be a one-time upfront processing fee of 1.5% and this is based on the approved loan amount. In addition, interest of 12% per annum is charged on the approved loan amount. Beyond that, there are no late fees or any interest charged on any overdue amount.

  • What is the tenure of the HL Bank Personal Loan?

    For this program you will be able to choose between tenures, either:
    6 Months - 23-27 Weeks
    12 Months - 46-52 Weeks

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Komsan Chiyadis

GrabFood delivery-partner, Thailand

Komsan Chiyadis

GrabFood delivery-partner, Thailand

COVID-19 has dealt an unprecedented blow to the tourism industry, affecting the livelihoods of millions of workers. One of them was Komsan, an assistant chef in a luxury hotel based in the Srinakarin area.

As the number of tourists at the hotel plunged, he decided to sign up as a GrabFood delivery-partner to earn an alternative income. Soon after, the hotel ceased operations.

Komsan has viewed this change through an optimistic lens, calling it the perfect opportunity for him to embark on a fresh journey after his previous job. Aside from GrabFood deliveries, he now also picks up GrabExpress jobs. It can get tiring, having to shuttle between different locations, but Komsan finds it exciting. And mostly, he’s glad to get his income back on track.