How Earn+ works

You asked, we listened! Introducing Earn+, a flexible cash management tool that supercharges your idle cash and makes your money grow. Earn+ gives you more ways to save, earn, and spend across all the Grab services you love.

No more keeping your money under your mattress or in a low-return savings account! It’s time to make your savings work a little bit harder. That’s where Earn+ comes in. 

Limited Time Promo

Invest with Earn+ and get 20,000 points* or more! Invest and spend anytime.
*T&Cs apply.

What is Earn+?

Earn+ makes your cash work harder by investing into low-risk investments managed by professional asset managers. It offers you flexibility and better potential returns than most saving accounts over the short-to-medium term horizon. The interest you’d earn? An estimated 2 to 2.5% p.a*!  What’s more, the Earn+ investment portfolio is low-risk, so you earn with peace of mind. 

You have the control

Earn+ puts you back in charge of your money. Whether you want to invest once a week or once a month, you decide how much and how often to invest.  Want to buy some new clothes or hungry for a dinner order from Grab? When you need access to a little extra cash quickly, Earn+ provides! With Earn+ you can withdraw your funds instantly to your GrabPay Wallet or directly to your bank account, meaning more options for withdrawing funds and no limits on withdrawals.

When saying NO is a good thing

At Grab, we love to say yes, but sometimes you just need to say NO! No to hidden fees, no to lock-in periods, and no to limits. With Earn+ you have on-demand access to your money without the fear of penalties or fees.

Make it rewarding

Make instant withdrawals to your GrabPay Wallet and use it anywhere, anytime for your favourite Grab services and rack up those GrabRewards Points.

How does Earn+ work?

It’s as simple as 1,2,3. 

1. Deposit

Transfer money from your bank account to your Earn+ account. Or put your feet up and set up a recurring deposit so that your idle cash is automatically supercharged on a regular basis.

2. Earn

Sit back and watch as your deposited cash works harder. Once deposited, your money will be invested into a low-risk and well-diversified portfolio that invests in mutual funds managed by our expert partners at Fullerton Fund Management and UOB Asset Management. Returns are updated daily to provide a clear view of your earnings.

3. Withdraw

Anytime you need, withdraw your funds instantly to your GrabPay Wallet or directly to your bank account to use as you please.

What am I investing in?

When you invest with Earn+, your money is invested into a low-risk, diversified portfolio that is managed by our expert partners – Fullerton Fund Management and UOB Asset Management

The portfolio is made up of short-term bond funds which are low-risk investments.

Earn+ is more than just a cash management tool, it offers you a whole new way to manage your money. You decide how much and how often to invest, plus with no lock-ins and easy withdrawals, you have all of the control.

Get started with Earn+

It takes a few simple steps in the Grab app to get started, or you can onboard through your Singpass account.

Once your account has been verified, you can start easily investing in a portfolio that supercharges your idle cash.

*Projected yield and returns are not guaranteed or protected

Find out more about how Earn+ supercharges your idle cash, or get started on the app.

The content on this website is for information purposes only. For full GrabInvest Terms and Conditions, click here

Any advertisements on the website have not been reviewed by the Monetary Authority of Singapore.
GrabInvest (S) Pte Ltd is regulated by the Monetary Authority of Singapore and holds a Capital Markets Services licence (CMS100908)

Komsan Chiyadis

GrabFood delivery-partner, Thailand

Komsan Chiyadis

GrabFood delivery-partner, Thailand

COVID-19 has dealt an unprecedented blow to the tourism industry, affecting the livelihoods of millions of workers. One of them was Komsan, an assistant chef in a luxury hotel based in the Srinakarin area.

As the number of tourists at the hotel plunged, he decided to sign up as a GrabFood delivery-partner to earn an alternative income. Soon after, the hotel ceased operations.

Komsan has viewed this change through an optimistic lens, calling it the perfect opportunity for him to embark on a fresh journey after his previous job. Aside from GrabFood deliveries, he now also picks up GrabExpress jobs. It can get tiring, having to shuttle between different locations, but Komsan finds it exciting. And mostly, he’s glad to get his income back on track.