{"id":12692,"date":"2019-06-24T11:30:21","date_gmt":"2019-06-24T03:30:21","guid":{"rendered":"https:\/\/www.grab.com\/ph\/?p=12692"},"modified":"2021-04-18T16:37:21","modified_gmt":"2021-04-18T08:37:21","slug":"activate-your-grabpay-basic-wallet","status":"publish","type":"post","link":"https:\/\/www.grab.com\/ph\/blog\/activate-your-grabpay-basic-wallet\/","title":{"rendered":"Activate Your GrabPay Basic Wallet by Confirming Your Identity"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">This year, GrabPay became a licensed and regulated e-money mobile wallet by the Bangko Sentral ng Pilipinas. <strong>Therefore<\/strong><\/span><b>, all GrabPay wallet users are required to confirm their identity to comply with regulation.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Note that you are not yet required to upgrade your GrabPay wallet at this point. You are only required to finish consumer identification for the <\/span><b><i>basic wallet<\/i><\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2><b>HOW TO CONFIRM YOUR IDENTITY<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Confirming your identity gives you access to the <\/span><b><i>GrabPay basic wallet<\/i><\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\"><b>Have a valid government ID ready. <\/b><span style=\"font-weight: 400;\">We accept any of the following: Passport, Driver\u2019s License, NBI Clearance, UMID, TIN ID, SSS, Voter\u2019s ID, or\u00a0 Postal ID. <\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Launch the Grab app.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Go into your GrabPay wallet by tapping on the <\/span><b>Payment<\/b><span style=\"font-weight: 400;\"> icon on your bottom navigation bar.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">On your GrabPay wallet screen, tap on <\/span><b>\u201cConfirm Your Identity\u201d<\/b><span style=\"font-weight: 400;\">. (Pictured below)<\/span><\/li>\n<li style=\"font-weight: 400;\">To confirm your identity, we will be asking for the following: your full legal name, birthdate, place of birth, nationality, number of a valid government ID, and your home address\/es.<\/li>\n<\/ol>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/12\/2019\/06\/27153009\/PH_KYC_confirm-boxed.jpg\" width=\"244\" height=\"422\" \/><\/p>\n<p><span style=\"font-weight: 400;\">This process takes only <\/span><b>3 minutes!<\/b><span style=\"font-weight: 400;\"> (You only need to unlock the basic wallet. You can skip the wallet upgrade for now.)<\/span><\/p>\n<h2><b>WHY CONFIRM YOUR IDENTITY?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">To keep the wallet safe and compliant with BSP, we need to make sure that every user of the GrabPay wallet is a real person. Knowing our consumers helps us create a secure payments platform that can mitigate the risks of fraud, identity theft, money laundering, and other illicit activities.<\/span><\/p>\n<h2><b>\u201cDO I NEED TO UPGRADE MY GRABPAY WALLET?\u201d<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">No, you do <b>NOT\u00a0<\/b>need<\/span><span style=\"font-weight: 400;\">\u00a0to upgrade your wallet to continue using your GrabPay balance for now. As soon as you reach this screen, you can tap on <\/span><b>\u201cLater\u201d<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/12\/2019\/07\/08161512\/skip-upgrade.jpg\" width=\"264\" height=\"495\" \/><\/p>\n<p><span style=\"font-weight: 400;\">However, you are free to upgrade to a GrabPay premium wallet to get early access to new and exciting features!<\/span><\/p>\n<h2><b>WHAT WILL HAPPEN TO YOUR GRABPAY WALLET?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">After July 8th, you will notice that there is no option to dismiss consumer identification. Whenever you tap on any transfer, payment, or cash-in action with your GrabPay wallet, you are always prompted to confirm your identity.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You simply need to complete the <\/span><b>one-time <\/b><span style=\"font-weight: 400;\">process to confirm your identity, so you can resume using and loading your GrabPay wallet. As mentioned above, this takes only 3 minutes!<\/span><\/p>\n<h2><b>WHAT ARE YOUR OPTIONS AFTER JULY 8TH?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">There are different ways that you can re-enable your wallet or withdraw your GrabPay balance. Here are all the options you can consider:<\/span><\/p>\n<table style=\"border: 1px solid #eee; border-collapse: collapse;\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td style=\"width: 25%; padding: .5em; background-color: #00b140; color: #fff; text-align: center;\"><strong style=\"color: #fff;\">Option<\/strong><\/td>\n<td style=\"width: 50%; padding: .5em; background-color: #00b140; color: #fff; text-align: center;\"><strong style=\"color: #fff;\">What is it?<\/strong><\/td>\n<td style=\"padding: .5em; background-color: #00b140; color: #fff; text-align: center;\"><strong style=\"color: #fff;\">How long will it take?<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"padding: .5em; vertical-align: top;\">Confirm your identity in the Grab app.<\/td>\n<td style=\"padding: .5em; vertical-align: top;\">\n<p>Confirm your identity on the Grab app to activate your <a href=\"https:\/\/help.grab.com\/passenger\/en-ph\/360023805331-Why-do-I-need-to-give-my-personal-data-to-use-the-GrabPay-wallet\">GrabPay basic wallet<\/a>. This will only take a few minutes.<\/p>\n<p>Upon completing this process, it will <strong style=\"text-decoration: underline;\">instantly<\/strong> re-enable your GrabPay balance for spending.<\/td>\n<td style=\"padding: .5em; vertical-align: top;\">\n<p><strong>Less than 3 minutes<\/strong><\/p>\n<p>All done in the Grab app!<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: .5em; text-align: center; background-color: #00b140; color: #fff;\" colspan=\"3\"><strong style=\"color: #fff;\">GrabPay Wallet Account Closure<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"padding: .5em; vertical-align: top; background-color: #eee;\">\n<p>Convert your GrabPay balance to Grab ride vouchers.<\/p>\n<p>(Up to a maximum of PhP 500.00)<\/td>\n<td style=\"padding: .5em; vertical-align: top; background-color: #eee;\">\n<p>If you have GrabPay balance of PhP 500.00 or less, you can convert your money into Grab ride vouchers.<\/p>\n<p>Vouchers will be awarded in increments of PhP100.00. Your balance will be rounded up.<\/p>\n<p>Use <a href=\"https:\/\/help.grab.com\/passenger\/en-ph\/360023573052\">this form<\/a> to submit your request.<\/p>\n<p>The form will be available from July 8th onward.<\/td>\n<td style=\"padding: .5em; vertical-align: top; background-color: #eee;\"><strong>7 &#8211; 10 working days<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"padding: .5em; vertical-align: top;\">\n<p>Refund to my cash-in method.<\/p>\n<p>(Debit and Credit Card holders only.)<\/td>\n<td style=\"padding: .5em; vertical-align: top;\">\n<p>We will return your GrabPay balance to their source credit or debit card(s).<\/p>\n<p>Use <a href=\"https:\/\/help.grab.com\/passenger\/en-ph\/360023573052\">this form<\/a> to submit your request. Only possible for users who have loaded balance using a credit or debit card that is saved in the GrabPay wallet.<\/p>\n<p>We are unable to refund card-based cash-in using Dragonpay.<\/p>\n<p>This form will be available from July 8th onward.<\/td>\n<td style=\"padding: .5em; vertical-align: top;\">\n<p><strong>7 &#8211; 10 working days<\/strong> for Grab to process your refund.<\/p>\n<p>(Your bank may take up to one month to reflect the refunded amount in your credit card statement.)<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: .5em; vertical-align: top; background-color: #eee;\">Transfer your GrabPay balance to a local bank account<\/td>\n<td style=\"padding: .5em; vertical-align: top; background-color: #eee;\">\n<p>Use <a href=\"https:\/\/help.grab.com\/passenger\/en-ph\/360023573052\">this form<\/a> to submit your request.<\/p>\n<p>Note that we will require proof of identity for this option.<\/p>\n<p>This form will be available from July 8th onward.<\/td>\n<td style=\"padding: .5em; vertical-align: top; background-color: #eee;\"><strong>10 &#8211; 15 working days<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\"><b><br \/>\nREACTIVATING YOUR GRABPAY WALLET ACCOUNT<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you have any questions or require assistance with your GrabPay wallet, you may use the form in this <\/span><a href=\"https:\/\/help.grab.com\/passenger\/en-ph\/360023573052\"><span style=\"font-weight: 400;\">Help Centre page<\/span><\/a><span style=\"font-weight: 400;\"> to reach out.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When you close your GrabPay wallet, you will be unable to load and store GrabPay balance in your app. You will also lose access to deals, discounts, and other perks exclusive to GrabPay balance users.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you decide in the future to use your GrabPay wallet again, you can simply reactivate it by completing the consumer identification process described on this page.<\/span><\/p>\n<h3><b>\u201cCan I still pay with my credit or debit card after I close my GrabPay wallet?\u201d<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Yes, you can still use your saved credit or debit cards in the Grab app. Closing your GrabPay wallet will not affect your ability to use your cards to pay for rides, food, and deliveries.<\/span><\/p>\n<h2><b>YOUR PRIVACY MATTERS TO US.<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The GrabPay team is committed to protecting your personal data according to Grab\u2019s data collection and <\/span><a href=\"https:\/\/www.grab.com\/ph\/privacy\/\"><span style=\"font-weight: 400;\">privacy policy<\/span><\/a><span style=\"font-weight: 400;\"> as well as the Philippines\u2019 <\/span><a href=\"https:\/\/www.privacy.gov.ph\/data-privacy-act\/\"><span style=\"font-weight: 400;\">Data Privacy Act<\/span><\/a><span style=\"font-weight: 400;\">. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can learn more about your GrabPay wallet by checking our <\/span><a href=\"https:\/\/help.grab.com\/passenger\/en-ph\/360023805331-Why-do-I-need-to-give-my-personal-data-to-use-the-GrabPay-wallet\"><span style=\"font-weight: 400;\">FAQ<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"&nbsp; This year, GrabPay became a licensed and regulated e-money mobile wallet by the Bangko Sentral ng Pilipinas. Therefore, all GrabPay wallet users are required to confirm their identity to comply with regulation. Note that you are not yet required to upgrade your GrabPay wallet at this point. You are only required to finish consumer [&hellip;]","protected":false},"author":672,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[23],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.grab.com\/ph\/wp-json\/wp\/v2\/posts\/12692"}],"collection":[{"href":"https:\/\/www.grab.com\/ph\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.grab.com\/ph\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.grab.com\/ph\/wp-json\/wp\/v2\/users\/672"}],"replies":[{"embeddable":true,"href":"https:\/\/www.grab.com\/ph\/wp-json\/wp\/v2\/comments?post=12692"}],"version-history":[{"count":24,"href":"https:\/\/www.grab.com\/ph\/wp-json\/wp\/v2\/posts\/12692\/revisions"}],"predecessor-version":[{"id":33830,"href":"https:\/\/www.grab.com\/ph\/wp-json\/wp\/v2\/posts\/12692\/revisions\/33830"}],"wp:attachment":[{"href":"https:\/\/www.grab.com\/ph\/wp-json\/wp\/v2\/media?parent=12692"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.grab.com\/ph\/wp-json\/wp\/v2\/categories?post=12692"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.grab.com\/ph\/wp-json\/wp\/v2\/tags?post=12692"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}