{"id":79202,"date":"2020-12-03T17:43:46","date_gmt":"2020-12-03T09:43:46","guid":{"rendered":"https:\/\/www.grab.com\/my\/?page_id=79202"},"modified":"2026-09-24T16:56:36","modified_gmt":"2026-09-24T08:56:36","slug":"pay-later","status":"publish","type":"page","link":"https:\/\/www.grab.com\/my\/finance\/pay-later\/","title":{"rendered":"PayLater by Grab now works on ALL DuitNow QRs!"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"79202\" class=\"elementor elementor-79202\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fae56c2 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fae56c2\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6ff23fe\" data-id=\"6ff23fe\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bbbe530 elementor-widget elementor-widget-image\" data-id=\"bbbe530\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/08\/19135829\/PL-DNQR-GA-Launch-July-Aug-1200x600-main-KV.png\" title=\"PL-DNQR-GA-Launch-July-Aug-1200&#215;600-main KV\" alt=\"PL-DNQR-GA-Launch-July-Aug-1200x600-main KV\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04f374f elementor-widget elementor-widget-spacer\" data-id=\"04f374f\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a7f3a5e elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a7f3a5e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-29e5c16\" data-id=\"29e5c16\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a16827 elementor-widget elementor-widget-spacer\" data-id=\"6a16827\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22a851b elementor-widget elementor-widget-text-editor\" data-id=\"22a851b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3><b>Spot DuitNow QR in-store? PayLater je \ud83e\udd29<\/b><\/h3><p><span style=\"color: #000000;\">More payment options, zero hassle, and total flexibility to manage your daily spend.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cbc95fb elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cbc95fb\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3391608\" data-id=\"3391608\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a4ae07c elementor-widget elementor-widget-spacer\" data-id=\"a4ae07c\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ae7998 elementor-widget elementor-widget-image\" data-id=\"3ae7998\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"600\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150504\/PL-DNQR-GA-Launch-Jul-Aug-1200x600-how-to-scan-in-store.png\" class=\"attachment-full size-full wp-image-235592\" alt=\"\" srcset=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150504\/PL-DNQR-GA-Launch-Jul-Aug-1200x600-how-to-scan-in-store.png 1200w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150504\/PL-DNQR-GA-Launch-Jul-Aug-1200x600-how-to-scan-in-store-250x125.png 250w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150504\/PL-DNQR-GA-Launch-Jul-Aug-1200x600-how-to-scan-in-store-700x350.png 700w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150504\/PL-DNQR-GA-Launch-Jul-Aug-1200x600-how-to-scan-in-store-768x384.png 768w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150504\/PL-DNQR-GA-Launch-Jul-Aug-1200x600-how-to-scan-in-store-18x9.png 18w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150504\/PL-DNQR-GA-Launch-Jul-Aug-1200x600-how-to-scan-in-store-120x60.png 120w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5aaceb elementor-widget elementor-widget-text-editor\" data-id=\"d5aaceb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"text-align: center;\">Split your payment effortlessly regardless of whose brand is on the cashier standee!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e899b0 elementor-widget elementor-widget-image\" data-id=\"6e899b0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"410\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150925\/PL-DNQR-GA-Launch-Landing-Page-CVP-Oct.png\" class=\"attachment-full size-full wp-image-235601\" alt=\"\" srcset=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150925\/PL-DNQR-GA-Launch-Landing-Page-CVP-Oct.png 1200w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150925\/PL-DNQR-GA-Launch-Landing-Page-CVP-Oct-250x85.png 250w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150925\/PL-DNQR-GA-Launch-Landing-Page-CVP-Oct-700x239.png 700w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150925\/PL-DNQR-GA-Launch-Landing-Page-CVP-Oct-768x262.png 768w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150925\/PL-DNQR-GA-Launch-Landing-Page-CVP-Oct-18x6.png 18w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150925\/PL-DNQR-GA-Launch-Landing-Page-CVP-Oct-120x41.png 120w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-abb0513 elementor-widget elementor-widget-spacer\" data-id=\"abb0513\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-386782a elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"386782a\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-0aa6948\" data-id=\"0aa6948\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a21197c elementor-widget elementor-widget-text-editor\" data-id=\"a21197c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3 style=\"text-align: center;\">Looking for better deals when shopping online?<\/h3>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-a397d52\" data-id=\"a397d52\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47f89af elementor-align-center elementor-widget elementor-widget-button\" data-id=\"47f89af\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.grab.com\/my\/grabpay-blog\/paylater-deals-online-savings\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Find out more<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6378c32 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6378c32\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3cabc93\" data-id=\"3cabc93\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43c3d9e elementor-widget elementor-widget-spacer\" data-id=\"43c3d9e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6969fed elementor-widget elementor-widget-image\" data-id=\"6969fed\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"1500\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150921\/PL-DNQR-GA-Launch-Landing-Page-Promo-Oct.png\" class=\"attachment-full size-full wp-image-235600\" alt=\"\" srcset=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150921\/PL-DNQR-GA-Launch-Landing-Page-Promo-Oct.png 1200w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150921\/PL-DNQR-GA-Launch-Landing-Page-Promo-Oct-250x313.png 250w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150921\/PL-DNQR-GA-Launch-Landing-Page-Promo-Oct-700x875.png 700w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150921\/PL-DNQR-GA-Launch-Landing-Page-Promo-Oct-768x960.png 768w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150921\/PL-DNQR-GA-Launch-Landing-Page-Promo-Oct-10x12.png 10w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150921\/PL-DNQR-GA-Launch-Landing-Page-Promo-Oct-120x150.png 120w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1792c17 elementor-widget elementor-widget-spacer\" data-id=\"1792c17\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1c56dbe elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1c56dbe\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e02d383\" data-id=\"e02d383\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-05d6ddf elementor-widget elementor-widget-image\" data-id=\"05d6ddf\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/4\/2020\/12\/03192938\/Group-13.png\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7b17593\" data-id=\"7b17593\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-362f729 elementor-widget elementor-widget-heading\" data-id=\"362f729\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Why PayLater?<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df6a6b2 elementor-widget elementor-widget-heading\" data-id=\"df6a6b2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Get what you want now, pay for it later<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-559a877 elementor-widget elementor-widget-text-editor\" data-id=\"559a877\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>PayLater is here to bring you what you want when you want it, making payments for life&#8217;s pleasures easier, more rewarding and stress-free.\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4018799 elementor-widget elementor-widget-button\" data-id=\"4018799\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/grab.onelink.me\/2695613898?pid=website&#038;c=MY_Nationwide_PAX_GP-PL_ALL_LOC___Broad&#038;is_retargeting=true&#038;af_dp=grab%3A%2F%2Fopen%3FscreenType%3DPAYLATER_ACTIVATION&#038;af_force_deeplink=true&#038;af_sub5=organic&#038;af_ad=&#038;af_web_dp=https%3A%2F%2Fwww.grab.com%2Fmy%2Fdownload%2F&#038;af_ios_url=https%3A%2F%2Fwww.grab.com%2Fmy%2Fdownload%2F\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Activate Now<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e314eb elementor-widget elementor-widget-text-editor\" data-id=\"4e314eb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>PayLater, the smart way to pay for life&#8217;s many pleasures<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b6b4b43 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b6b4b43\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7405ea8\" data-id=\"7405ea8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-308e45f elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"308e45f\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d6aa126\" data-id=\"d6aa126\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f6ab59 elementor-widget elementor-widget-heading\" data-id=\"2f6ab59\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2 ways to PayLater<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b6f5d22 elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"b6f5d22\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d37bd38\" data-id=\"d37bd38\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a8e20f9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a8e20f9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-fed361c\" data-id=\"fed361c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-e135e53\" data-id=\"e135e53\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a76255d elementor-widget elementor-widget-image\" data-id=\"a76255d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/03\/10151728\/1.25___1_-removebg-preview.png\" title=\"1.25___1_-removebg-preview\" alt=\"1.25___1_-removebg-preview\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ed5135 elementor-widget elementor-widget-heading\" data-id=\"6ed5135\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pay in 4, 8 &amp; 12  instalments<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85f5e09 elementor-widget elementor-widget-text-editor\" data-id=\"85f5e09\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Enjoy the flexibility to choose the plan that works best for you and receive up to 2x back in GrabCoins<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-f38600a\" data-id=\"f38600a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-853a665 elementor-widget elementor-widget-text-editor\" data-id=\"853a665\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>Or<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-e9b79f2\" data-id=\"e9b79f2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9ce1039 elementor-widget elementor-widget-image\" data-id=\"9ce1039\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"612\" height=\"786\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2022\/07\/15165148\/Frame-23.png\" class=\"attachment-large size-large wp-image-129912\" alt=\"\" srcset=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2022\/07\/15165148\/Frame-23.png 612w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2022\/07\/15165148\/Frame-23-250x321.png 250w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2022\/07\/15165148\/Frame-23-120x154.png 120w\" sizes=\"(max-width: 612px) 100vw, 612px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76f026c elementor-widget elementor-widget-heading\" data-id=\"76f026c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pay the next month<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a72e964 elementor-widget elementor-widget-text-editor\" data-id=\"a72e964\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Track your monthly spend and pay for it all in one bill and get GrabCoins at the same time!<\/p><p>*Available for use on Grab services too (e.g. <a href=\"https:\/\/www.grab.com\/my\/transport\/\">Grab rides<\/a>, <a href=\"https:\/\/www.grab.com\/my\/food\/\">GrabFood<\/a> orders and more)<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-63fab11\" data-id=\"63fab11\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5b95404 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5b95404\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-eabd8ae\" data-id=\"eabd8ae\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c63bf2e elementor-widget elementor-widget-heading\" data-id=\"c63bf2e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">It is completely transparent.<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ff01c36 elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"ff01c36\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4af8d46\" data-id=\"4af8d46\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-16e6874 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"16e6874\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6551fa7\" data-id=\"6551fa7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9b134bd elementor-widget elementor-widget-image\" data-id=\"9b134bd\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/4\/2020\/12\/03195152\/dff.png\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a61946b\" data-id=\"a61946b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-87408f7 elementor-widget elementor-widget-heading\" data-id=\"87408f7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Know everything that happens<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07d90e4 elementor-widget elementor-widget-text-editor\" data-id=\"07d90e4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Get updates every step of the way. From when a transaction has been made to when a payment is successful. Made a refund in-store? We&#8217;ll let you know when you will get your money back.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-90b8762 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"90b8762\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1f54a31\" data-id=\"1f54a31\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-361f517 elementor-widget elementor-widget-heading\" data-id=\"361f517\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">No hidden charges<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-896dad4 elementor-widget elementor-widget-text-editor\" data-id=\"896dad4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>There&#8217;s only one charge if you miss a scheduled payment, and that&#8217;s a<strong style=\"color: #00b14f;\">\u00a0<\/strong><span style=\"color: #00b14f;\"><b>flat RM10 Late Payment Charges<\/b><\/span>\u00a0to reactivate your suspended PayLater account.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b7e0f41\" data-id=\"b7e0f41\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3dfd4a0 elementor-widget elementor-widget-image\" data-id=\"3dfd4a0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/4\/2020\/12\/03192855\/Frame-4.png\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4a24d80 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4a24d80\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-13a7f58\" data-id=\"13a7f58\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d2779b1 elementor-widget elementor-widget-heading\" data-id=\"d2779b1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">It prioritises your privacy and security.<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-740b8e5 elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"740b8e5\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3ffc64e\" data-id=\"3ffc64e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1cef751 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1cef751\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ab262c3\" data-id=\"ab262c3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3794c90 elementor-widget elementor-widget-image\" data-id=\"3794c90\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/4\/2020\/12\/03192842\/Frame-5.png\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7656c5 elementor-widget elementor-widget-heading\" data-id=\"b7656c5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Keep your credit card <\/br>number safe<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-efe304d elementor-widget elementor-widget-text-editor\" data-id=\"efe304d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Keying in sensitive credit\/debit card details on multiple websites leaves you at risk of fraudulent transactions. With PayLater, you only need to check out with your mobile number no matter which store you are shopping at.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-34f2bed\" data-id=\"34f2bed\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ea87b6 elementor-widget elementor-widget-image\" data-id=\"6ea87b6\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/4\/2020\/12\/03192828\/Frame-6.png\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6639107 elementor-widget elementor-widget-heading\" data-id=\"6639107\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">We confirm it's you who's shopping<br><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f50789f elementor-widget elementor-widget-text-editor\" data-id=\"f50789f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>We verify every of your transactions with a<span style=\"font-weight: bolder\">\u00a0One-Time Password (OTP)<\/span>\u00a0sent to your mobile.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5464773 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5464773\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-12cd091\" data-id=\"12cd091\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ef23535 elementor-widget elementor-widget-heading\" data-id=\"ef23535\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">It's super simple to use.<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7537c31 elementor-widget elementor-widget-text-editor\" data-id=\"7537c31\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tBecause the joy is in receiving your parcel, not paying. \t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cb69ac7 elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"cb69ac7\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3cbdf3e\" data-id=\"3cbdf3e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b59f628 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b59f628\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4c7f878\" data-id=\"4c7f878\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-89bd86e elementor-widget elementor-widget-image\" data-id=\"89bd86e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/4\/2020\/12\/03193009\/Group-10.png\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-fa80f47\" data-id=\"fa80f47\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-019112e elementor-widget elementor-widget-heading\" data-id=\"019112e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Check out in 3 taps<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3428b39 elementor-widget elementor-widget-text-editor\" data-id=\"3428b39\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>There&#8217;s no need to memorise anything. Simply choose to checkout with Grab, key in the OTP sent to your mobile and select PayLater as your payment method. Done!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2db1763 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2db1763\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-78fc58c\" data-id=\"78fc58c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a84541f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a84541f\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-abc11ef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"abc11ef\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1d622e3\" data-id=\"1d622e3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9656864 elementor-widget elementor-widget-image\" data-id=\"9656864\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"506\" height=\"502\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2021\/12\/07113859\/Screen-Shot-2020-12-03-at-9.57.46-AM.png\" class=\"attachment-large size-large wp-image-109793\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ac7df04\" data-id=\"ac7df04\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d1c753d elementor-widget elementor-widget-heading\" data-id=\"d1c753d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pay seamlessly<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44a18e7 elementor-widget elementor-widget-text-editor\" data-id=\"44a18e7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tYou can automate deductions from your GrabPay balance or linked card, which makes it virtually impossible to miss a payment, and keeps you from incurring any admin fee.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f2111cc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f2111cc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f3b7048\" data-id=\"f3b7048\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3659546 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3659546\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a8011ed elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a8011ed\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-73fd5b4\" data-id=\"73fd5b4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9ff47a7 elementor-widget elementor-widget-image\" data-id=\"9ff47a7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/4\/2020\/12\/03192954\/Group-12.png\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a30f2c9\" data-id=\"a30f2c9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7e7be68 elementor-widget elementor-widget-heading\" data-id=\"7e7be68\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Yours in 2 minutes<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-edf6226 elementor-widget elementor-widget-text-editor\" data-id=\"edf6226\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tPayLater is designed for easy registration, so you won&#8217;t need to apply or send us more documentation to start using it. If you&#8217;re an existing Grab user, you&#8217;re most likely able to access PayLater almost immediately.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-91998da elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"91998da\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-aa846a2\" data-id=\"aa846a2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d0492e elementor-widget elementor-widget-spacer\" data-id=\"4d0492e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8536b5d elementor-widget elementor-widget-text-editor\" data-id=\"8536b5d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3 style=\"text-align: center;\"><b>Here&#8217;s how to activate PayLater &amp; start enjoying rewards!<\/b><\/h3>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e0ac8f elementor-widget elementor-widget-image\" data-id=\"9e0ac8f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2025\/03\/20114716\/PayLater_Remerge_MY99GPPAP1PAYLATERLT_Remerge_1200x628_PL-3.gif\" class=\"attachment-full size-full wp-image-229419\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be182cd elementor-button-success elementor-align-center elementor-widget elementor-widget-button\" data-id=\"be182cd\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/grab.onelink.me\/2695613898?pid=EDM&#038;c=MY_PAYDAYDEALS_PAX_GP-GP_ALL_LOC__PAYDAYDEALS_Broad_PAYDAYDEALS&#038;is_retargeting=true&#038;af_dp=grab%3A%2F%2Fopen%3FscreenType%3DPAYLATER_ACTIVATION&#038;af_force_deeplink=true&#038;af_sub5=edm&#038;af_ad=PAYDAYDEALS&#038;af_web_dp=https%3A%2F%2Fwww.grab.com%2Fmy%2Fcampaign%2Fshop-save-with-payday-deals%2F&#038;af_ios_url=https%3A%2F%2Fwww.grab.com%2Fmy%2Fcampaign%2Fshop-save-with-payday-deals%2F\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Activate Now<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b49eaf0 elementor-widget elementor-widget-spacer\" data-id=\"b49eaf0\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45ba3ed elementor-widget elementor-widget-text-editor\" data-id=\"45ba3ed\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3 style=\"text-align: center;\"><b>Scan to pay with PayLater by Grab easily at ANY DuitNow QR stores!<\/b><\/h3>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3ecbf0 elementor-skin-carousel elementor-arrows-yes elementor-pagination-type-bullets elementor-pagination-position-outside elementor-widget elementor-widget-media-carousel\" data-id=\"b3ecbf0\" data-element_type=\"widget\" data-settings=\"{&quot;skin&quot;:&quot;carousel&quot;,&quot;effect&quot;:&quot;slide&quot;,&quot;show_arrows&quot;:&quot;yes&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;speed&quot;:500,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;loop&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]}}\" data-widget_type=\"media-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t<div class=\"elementor-main-swiper swiper-container\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"PL DNQR GEA Launch-July-Aug-1080x1080-how to scan\" style=\"background-image: url(&#039;https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150500\/PL-DNQR-GEA-Launch-July-Aug-1080x1080-how-to-scan.gif&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"PL DNQR GA Launch-Jul-Aug-1080x1080-how to apply offers\" style=\"background-image: url(&#039;https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24150448\/PL-DNQR-GA-Launch-Jul-Aug-1080x1080-how-to-apply-offers.gif&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-left\"><\/i>\t\t\t\t\t\t\t<span class=\"elementor-screen-only\">Previous<\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-right\"><\/i>\t\t\t\t\t\t\t<span class=\"elementor-screen-only\">Next<\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f46d5c elementor-widget elementor-widget-text-editor\" data-id=\"1f46d5c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"text-align: center;\">Shop smart, pay on your terms, and track your spend anytime in the Grab app.<\/p><p style=\"text-align: center;\">The use of PayLater DuitNow QR is subject to the <a href=\"https:\/\/www.grab.com\/my\/terms-policies\/paylater\/\">Terms of Service: PayLater.<\/a><\/p><p style=\"text-align: center;\"><i>This product is offered by GFin Services (M) Sdn Bhd. Terms and conditions apply.<\/i><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a731d3 elementor-widget elementor-widget-spacer\" data-id=\"2a731d3\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dea7dd1 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dea7dd1\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-89525d3\" data-id=\"89525d3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-578b3c0 elementor-widget elementor-widget-spacer\" data-id=\"578b3c0\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81e70cb elementor-widget elementor-widget-heading\" data-id=\"81e70cb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently asked questions<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-513ec50 elementor-widget elementor-widget-accordion\" data-id=\"513ec50\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <div class=\"elementor-accordion \" role=\"tablist\">\n                            <div class=\"elementor-accordion-item\">\n                    <div id=\"elementor-tab-title-8511\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"tab\" aria-controls=\"elementor-tab-content-8511\" aria-expanded=\"false\">\n                                                    <span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n                                                            <span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n                                <span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n                                                        <\/span>\n                                                                        <a class=\"elementor-accordion-title\" href=\"\">Understanding PayLater Terminology<\/a>\n                    <\/div>\n                    <div id=\"elementor-tab-content-8511\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-8511\"><p><strong>What does &#8220;Interest Rate&#8221; mean?<\/strong><\/p>\n<p>The term &#8220;Interest Rate&#8221; refers to the charge applied for using PayLater to split your payments into installments. This charge compensates for the cost of providing the PayLater service.<\/p>\n<p><strong>What are &#8220;Late Payment Charges&#8221;?<\/strong><\/p>\n<p>\u201cLate Payment Charges&#8221; are fees incurred if you fail to pay your installment(s) on time. These charges encourage timely payments and cover administrative costs related to overdue accounts.<\/p><p>The terminology change does not affect the amount charged. The fees\/rate remain the same; only the names are being updated for clarity. Your current PayLater plan and agreement remain unchanged. The updates only affect the terminology used to describe the charges. <\/p><\/div>\n                <\/div>\n                            <div class=\"elementor-accordion-item\">\n                    <div id=\"elementor-tab-title-8512\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"tab\" aria-controls=\"elementor-tab-content-8512\" aria-expanded=\"false\">\n                                                    <span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n                                                            <span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n                                <span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n                                                        <\/span>\n                                                                        <a class=\"elementor-accordion-title\" href=\"\">Am I eligible for PayLater?<\/a>\n                    <\/div>\n                    <div id=\"elementor-tab-content-8512\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-8512\"><p>Grab users who are eligible for PayLater should be<\/p><ol><li>You\u2019re aged\u00a0<strong>21 years<\/strong>\u00a0or over<\/li><li>Your account has been\u00a0fully verified<\/li><li>Your Grab app has been updated to the latest version.<\/li><\/ol><p>If you&#8217;re eligible for PayLater, you&#8217;ll be able to <a href=\"https:\/\/grab.onelink.me\/2695613898?pid=website&amp;c=MY_Nationwide_PAX_GP-PL_ALL_LOC___Broad&amp;is_retargeting=true&amp;af_dp=grab%3A%2F%2Fopen%3FscreenType%3DPAYLATER_ACTIVATION&amp;af_force_deeplink=true&amp;af_sub5=organic&amp;af_ad=&amp;af_web_dp=https%3A%2F%2Fwww.grab.com%2Fmy%2Fdownload%2F&amp;af_ios_url=https%3A%2F%2Fwww.grab.com%2Fmy%2Fdownload%2F\" target=\"_blank\" rel=\"noopener\">activate it in-app<\/a>, or simply launch your Grab app, tap on Payments, tap on Enjoy Now and Pay Later under Explore GrabPay.<\/p><p>If you don&#8217;t see the PayLater option, we&#8217;re unfortunately unable to offer this service to you just yet. All approvals are subject to our internal review.<\/p><p>We are working towards providing the PayLater service to more users soon. Stay tuned!<\/p><\/div>\n                <\/div>\n                            <div class=\"elementor-accordion-item\">\n                    <div id=\"elementor-tab-title-8513\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"tab\" aria-controls=\"elementor-tab-content-8513\" aria-expanded=\"false\">\n                                                    <span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n                                                            <span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n                                <span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n                                                        <\/span>\n                                                                        <a class=\"elementor-accordion-title\" href=\"\">What is PayLater Postpaid and Instalments?<\/a>\n                    <\/div>\n                    <div id=\"elementor-tab-content-8513\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-8513\"><p><strong>PayLater by Grab<\/strong> lets you consolidate and manage your payments across various Grab services, including rides, food, deliveries, online and in-store partners, or at stores with DuitNow QR for selected users. Once activated, you&#8217;ll be granted a PayLater limit to spend. Your Postpaid purchases will be grouped into a monthly bill, payable via GrabPay or linked card.<\/p><p>There are two ways to use PayLater: <strong>PayLater Postpaid<\/strong> and <strong>PayLater Instalments<\/strong>.<\/p><p>\u00a0<\/p><p><span style=\"text-decoration: underline;\"><strong>PayLater Postpaid (Pay next month)<\/strong><\/span><\/p><p>With PayLater Postpaid, you can consolidate all your Grab purchases (like rides, food, and deliveries) or eligible in-store payments into a single bill and pay for them the following month \u2014 interest-free.<\/p><p><strong>How it works:<\/strong><\/p><ul><li>All transactions within the month will be grouped into one bill.<\/li><li>You\u2019ll receive your bill at the start of the following month.<\/li><li>Pay the full amount by the due date to avoid any late fees.<\/li><\/ul><p><strong>How to use:<\/strong><\/p><ol><li>Ensure PayLater is activated.<\/li><li>At checkout, select <strong>PayLater by Grab<\/strong> as your payment method.<\/li><li>Choose <strong>Pay next month<\/strong>.<\/li><li>Complete your order and enjoy your purchase! We&#8217;ll notify you when your monthly bill is ready. Payment will be auto-deducted from your GrabPay or linked card.<\/li><\/ol><p>We&#8217;ll notify you when your monthly bill is ready. Payment will be auto-deducted from your GrabPay Wallet or linked card if a sufficient balance is available.<\/p><p><i>\ud83d\udccc <strong>Example<\/strong>: If you use PayLater Postpaid for rides and food in April, you\u2019ll receive a bill in early May. Pay the full amount before the due date to continue using the service smoothly.<\/i><\/p><p>\u00a0<\/p><p><span style=\"text-decoration: underline;\"><strong>PayLater Instalments<\/strong><\/span><\/p><p>PayLater Instalments lets you split your payments into 4, 8, or 12 monthly payments, making it easier to manage your budget.<\/p><p><strong>How it works:<\/strong><\/p><ul><li>Choose PayLater Instalments at checkout (Valid for online and in-store purchases with Grab QR or DuitNow QR for selected users).<\/li><li>You can split your payment into 4, 8, or 12 instalments. Refer to the table below.<\/li><li>The first instalment will be charged immediately.<\/li><\/ul><p><strong>PayLater Payment Options &amp; Interest Rate<\/strong><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-235610 size-full\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24160354\/Screenshot-2026-09-24-160246.png\" alt=\"\" width=\"1164\" height=\"655\" srcset=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24160354\/Screenshot-2026-09-24-160246.png 1164w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24160354\/Screenshot-2026-09-24-160246-250x141.png 250w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24160354\/Screenshot-2026-09-24-160246-700x394.png 700w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24160354\/Screenshot-2026-09-24-160246-768x432.png 768w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24160354\/Screenshot-2026-09-24-160246-18x10.png 18w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24160354\/Screenshot-2026-09-24-160246-120x68.png 120w\" sizes=\"(max-width: 1164px) 100vw, 1164px\" \/><\/p><p><strong>How to use PayLater to pay online or in-store:<\/strong><\/p><ol><li>Activate PayLater in your Grab app under the <strong>Finance <\/strong>tab.<\/li><li>Shop at any PayLater acceptance stores online or in-store with DuitNow QR.<\/li><li>Choose <strong>PayLater by Grab <\/strong>at the checkout page.<\/li><li>Choose your preferred payment method (pay next month or in 4, 8, or 12 instalments). Add <strong>Offers<\/strong> if any.<\/li><li>If you choose instalments, you only have to pay the first instalment amount upfront.\u00a0<\/li><\/ol><p><i>An interest rate per instalment may apply to your PayLater purchases as illustrated in the table above.<\/i><\/p><p>\u00a0<\/p><\/div>\n                <\/div>\n                            <div class=\"elementor-accordion-item\">\n                    <div id=\"elementor-tab-title-8514\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"tab\" aria-controls=\"elementor-tab-content-8514\" aria-expanded=\"false\">\n                                                    <span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n                                                            <span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n                                <span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n                                                        <\/span>\n                                                                        <a class=\"elementor-accordion-title\" href=\"\">What are PayLater by Grab VIP Brands?<\/a>\n                    <\/div>\n                    <div id=\"elementor-tab-content-8514\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-8514\"><p>We have partnered with a select group of VIP brands who are dedicated to making your shopping experience the most rewarding it can be. These top brands offer you our best available rewards and provide the most attractive shopping deals for you.\u00a0<\/p><p>You will enjoy <strong>0% interest rate per instalment for Postpaid and earn up to 2x GrabCoins<\/strong> when you shop at PayLater by Grab VIP brands! Launch Grab app, tap on \u2018PayLater\u2019 icon in the homepage to browse these brands.\u00a0<\/p><\/div>\n                <\/div>\n                            <div class=\"elementor-accordion-item\">\n                    <div id=\"elementor-tab-title-8515\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"tab\" aria-controls=\"elementor-tab-content-8515\" aria-expanded=\"false\">\n                                                    <span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n                                                            <span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n                                <span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n                                                        <\/span>\n                                                                        <a class=\"elementor-accordion-title\" href=\"\">What is DuitNow QR and can i pay with PayLater?<\/a>\n                    <\/div>\n                    <div id=\"elementor-tab-content-8515\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-8515\"><p>Yes! DuitNow QR is Malaysia\u2019s National Standard QR and you can now use PayLater by Grab to pay at any stores with a DuitNow QR! Just look out for the DuitNow QR standees in-store, as long as there\u2019s a DuitNow QR logo you can pay with PayLater by Grab, even if it\u2019s from other providers like Touch n Go eWallet, MAE or ShopeePay.<\/p><p><strong>How to use PayLater to pay via DuitNow QR in-store:<\/strong><\/p><ol><li>Launch the Grab App.<\/li><li>Open the QR scanner by tapping on the scanner icon.<\/li><li>Scan any DuitNow QR in-store.<\/li><li>Choose your preferred payment options (Postpaid or in 4, 8, or 12 instalments).\u00a0<\/li><li>Add <strong>Offers <\/strong>if any. Then, tap to pay.<\/li><\/ol><p><i><strong>Pro-tip<\/strong>: Tap on the \u2018Finance\u2019 icon in the homepage, click PayLater to view your upcoming payments.\u00a0<\/i><\/p><\/div>\n                <\/div>\n                            <div class=\"elementor-accordion-item\">\n                    <div id=\"elementor-tab-title-8516\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"tab\" aria-controls=\"elementor-tab-content-8516\" aria-expanded=\"false\">\n                                                    <span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n                                                            <span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n                                <span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n                                                        <\/span>\n                                                                        <a class=\"elementor-accordion-title\" href=\"\">Will I earn GrabCoins if I pay using PayLater?<\/a>\n                    <\/div>\n                    <div id=\"elementor-tab-content-8516\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-8516\"><p>Yes! You can earn up to 2x GrabCoins for making online and in-store purchases with PayLater.<\/p><p><a href=\"https:\/\/www.grab.com\/my\/campaign\/paylater-grabcoins-challenge\/\">Unlock Double GrabCoins<\/a>!<\/p><p>Make the most of your Grab transactions with GrabCoins. Visit the <a href=\"https:\/\/www.grab.com\/my\/rewards\/\">GrabCoins homepage<\/a> to check out all of the latest ways you can earn!<\/p><p>To offset GrabPay or PayLater in-store payments:<\/p><ol><li>Tap <strong>Pay<\/strong> at the top-left corner of your app home screen.<\/li><li>Scan the in-store DuitNow QR code.<\/li><li>Verify the store name, enter the payment amount, and tap <strong>Continue<\/strong>. Ensure your GrabPay Wallet or PayLater is sufficient to cover the amount before GrabCoins are applied.<\/li><li>Select how many GrabCoins you would like to use for your discount.<\/li><li>Tap <strong>Pay<\/strong> to complete the transaction.<\/li><\/ol><p>Find out more <a href=\"https:\/\/help.grab.com\/passenger\/en-my\/115010130767-How-to-redeem-GrabCoins\">here<\/a>.<\/p><\/div>\n                <\/div>\n                            <div class=\"elementor-accordion-item\">\n                    <div id=\"elementor-tab-title-8517\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"tab\" aria-controls=\"elementor-tab-content-8517\" aria-expanded=\"false\">\n                                                    <span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n                                                            <span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n                                <span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n                                                        <\/span>\n                                                                        <a class=\"elementor-accordion-title\" href=\"\">PayLater Protect: FREE up to RM3,000 insurance coverage on your PayLater online purchases<\/a>\n                    <\/div>\n                    <div id=\"elementor-tab-content-8517\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-8517\"><p><span style=\"text-decoration: underline;\"><strong>PayLater Protect: Complimentary Buyer &amp; Purchase Protection Coverage<\/strong><\/span><\/p><p>Shopping with PayLater by Grab just got safer.<strong> PayLater Protect<\/strong> is a complimentary insurance benefit that covers your eligible online purchases of RM250 or more with PayLater. It protects your items from accidental damage and theft after you receive them, and also covers you if your item doesn&#8217;t arrive, is damaged during delivery, or isn&#8217;t what you ordered. Find the full details below.<\/p><p><strong>Latest Eligible Period: <\/strong>1 August 2026 &#8211; 31 October 2026<\/p><p>\u00a0<\/p><p><strong>(A) Is PayLater Protect complimentary?<\/strong><\/p><p>Yes, PayLater Protect is an insurance offered as a complimentary benefit by Grab to customers who checkout using PayLater by Grab. Eligible customers are automatically enrolled in this Group Insurance without additional cost, as long as they meet the eligibility criteria.<\/p><p><strong>(B) Who is eligible to receive coverage under PayLater Protect?<br \/><\/strong><\/p><p>Coverage is available to Grab customers who:<\/p><p>(i) are Malaysian residents aged 18 or older;<br \/>(ii) make an online purchase of insured item of RM250 or more via PayLater by Grab as payment method within the Challenge Period (\u201cFirst Purchase\u201d); and\u00a0<br \/>(iii)have manually opted in to the PayLater Protect Challenge organised by Grab.<\/p><p><strong>(C) What is covered under PayLater Protect?<br \/><\/strong><\/p><p>PayLater Protect covers your purchased item(s) valued at above RM50, when paid using PayLater by Grab (\u201cEligible Item\u201d), and made within the Period of Insurance (see question 2(ii)). You will receive an email confirmation indicating the exact Period of Insurance.<\/p><p>The Eligible Item(s) are covered against:<\/p><p>(i) accidental damage, maliciously damaged or theft throughout the Coverage Period (see question 4) (&#8220;Purchase Protection Benefit&#8221;); and<br \/>(ii) instances where your purchased item(s) did not arrive, were damaged during transit, or where the arrived item does not match the seller&#8217;s description and condition (&#8220;Buyer\u2019s Protection Benefit&#8221;).<\/p><p>Please refer to the policy wording for the full details of all benefits, terms, conditions and exclusions that are applicable.\u00a0<\/p><p><strong>(D) How long does the insurance coverage last?<\/strong><\/p><p>Each Eligible Item (refer to (C)) purchased within the Period of Insurance will be covered for 120 consecutive days starting from the date the item(s) are received (&#8220;Coverage Period&#8221;).<\/p><p><strong>(E) What should I do if I wish to claim for PayLater Protect?<\/strong><\/p><p>You can simply submit a claim to Chubb Malaysia via either methods below:<\/p><ul><li>Send an email to SPLClaims.MY@chubb.com, or<\/li><li>Call Chubb customer service hotline at 03-2058 3000<\/li><\/ul><p>You may be required to submit a claim form and proof of loss, or any supporting documentation regarding the Claim if required by Chubb. Further, you are required to bear a deductible of 10% of the item\u2019s purchase value for each claim.\u00a0<\/p><p>For information on the documents needed to file a Claim, the Insured may visit <a href=\"https:\/\/www.chubb.com\/my-en\/\">www.chubb.com\/my<\/a>.\u00a0<\/p><p><strong>(F) What happens if my claim is approved?<\/strong><\/p><p>After your claim is approved, Chubb will either repair or replace your item. If repair or replacement is not possible, Chubb will provide reimbursement up to the item&#8217;s purchase value.<\/p><p>Note that all repairs, replacements, or reimbursements are claimable up to the Purchase Value for each claim, subject to a maximum of <strong>RM3,000 combined policy limit<\/strong> in aggregate for all claims throughout the Period of Insurance. You will be required to bear a deductible of 10% of the item\u2019s purchase value for each claim.<\/p><p>Reimbursement settlements will be processed within 2 to 7 working days, depending on the payment method. Please contact the Chubb customer service hotline for any queries.<\/p><p><strong>(G) How do I know if my claim is approved?<\/strong><\/p><p>You will be notified by Chubb via email once your claim is approved.<\/p><p><strong>(H) What are some of the important exclusions under this insurance? (Non-exhaustive)<\/strong><\/p><p>The insurance does not cover loss of items not due to theft, and damage caused by normal wear and tear, product defects, or faulty workmanship; loss due to negligence, misuse or modifications to the original specifications of the insured device; losses from natural disasters, war, nuclear contamination, or government confiscation; or where there is a transfer of ownership. Disposable goods are excluded from claims under the Purchase Protection Benefit.<\/p><p>For a complete list of exclusions, please refer to the policy wording.<\/p><p><strong>(I) What is the limit of my claim(s)?<\/strong><\/p><p>Claims are up to the Eligible Item\u2019s purchase value for each claim subject to a maximum of RM3,000 combined policy limit in aggregate for all claims. Note that you will be required to bear a deductible of 10% of the item\u2019s purchase value for each claim.<\/p><p><strong>(J) How many claims am I entitled to under the policy?<br \/><\/strong><\/p><p>You can make as many claims as you wish subject to a maximum of RM3,000 combined policy limit in aggregate for all claims. Note that you will be required to bear a deductible of 10% of the item\u2019s purchase value for each claim.<\/p><p><strong>(K) What if I have further questions about PayLater Protect?<\/strong><\/p><p>For further inquiries on this benefit, please contact Chubb via email at Inquiries.MY@chubb.com.<\/p><\/div>\n                <\/div>\n                            <div class=\"elementor-accordion-item\">\n                    <div id=\"elementor-tab-title-8518\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"tab\" aria-controls=\"elementor-tab-content-8518\" aria-expanded=\"false\">\n                                                    <span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n                                                            <span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n                                <span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n                                                        <\/span>\n                                                                        <a class=\"elementor-accordion-title\" href=\"\">What happens if I miss a payment?<\/a>\n                    <\/div>\n                    <div id=\"elementor-tab-content-8518\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-8518\"><p>If you miss a scheduled monthly bill or instalment payment past its due date, the following rules apply:<\/p><ul><li><strong>Account Suspension: <\/strong>Your PayLater account will be temporarily deactivated immediately to prevent further accumulation of debt.<\/li><li><strong>Late Payment Charges: <\/strong>There are no compound interest penalties. However, a RM10 late payment charge applies for each overdue bill. To reactivate your suspended PayLater account, clear your outstanding balance.<\/li><\/ul><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-235620 size-full\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24161850\/Screenshot-2026-09-24-161803.png\" alt=\"\" width=\"1171\" height=\"227\" srcset=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24161850\/Screenshot-2026-09-24-161803.png 1171w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24161850\/Screenshot-2026-09-24-161803-250x48.png 250w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24161850\/Screenshot-2026-09-24-161803-700x136.png 700w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24161850\/Screenshot-2026-09-24-161803-768x149.png 768w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24161850\/Screenshot-2026-09-24-161803-18x3.png 18w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24161850\/Screenshot-2026-09-24-161803-120x23.png 120w\" sizes=\"(max-width: 1171px) 100vw, 1171px\" \/><\/p><\/div>\n                <\/div>\n                            <div class=\"elementor-accordion-item\">\n                    <div id=\"elementor-tab-title-8519\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"tab\" aria-controls=\"elementor-tab-content-8519\" aria-expanded=\"false\">\n                                                    <span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n                                                            <span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n                                <span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n                                                        <\/span>\n                                                                        <a class=\"elementor-accordion-title\" href=\"\">PayLater Interest Rate and Charges<\/a>\n                    <\/div>\n                    <div id=\"elementor-tab-content-8519\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-8519\"><p>PayLater by Grab provides a clear pricing structure depending on how you choose to spend. We are committed to transparency, meaning there are no hidden fees.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-235610 size-full\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24160354\/Screenshot-2026-09-24-160246.png\" alt=\"\" width=\"1164\" height=\"655\" srcset=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24160354\/Screenshot-2026-09-24-160246.png 1164w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24160354\/Screenshot-2026-09-24-160246-250x141.png 250w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24160354\/Screenshot-2026-09-24-160246-700x394.png 700w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24160354\/Screenshot-2026-09-24-160246-768x432.png 768w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24160354\/Screenshot-2026-09-24-160246-18x10.png 18w, https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2026\/09\/24160354\/Screenshot-2026-09-24-160246-120x68.png 120w\" sizes=\"(max-width: 1164px) 100vw, 1164px\" \/><\/p><ul><li>These services are only available to selected users and selected online &amp; in-store brands.\u00a0<\/li><\/ul><\/div>\n                <\/div>\n                            <div class=\"elementor-accordion-item\">\n                    <div id=\"elementor-tab-title-85110\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"tab\" aria-controls=\"elementor-tab-content-85110\" aria-expanded=\"false\">\n                                                    <span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n                                                            <span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n                                <span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n                                                        <\/span>\n                                                                        <a class=\"elementor-accordion-title\" href=\"\">My PayLater transaction failed, what do I do?<\/a>\n                    <\/div>\n                    <div id=\"elementor-tab-content-85110\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-85110\"><p>You can easily manage your PayLater transactions and resolve checkout or cancellation issues directly in the app.<\/p><div class=\"article-body\"><strong>Resolve checkout issues<\/strong><\/div><div><p>If you can&#8217;t complete your checkout with PayLater, please review these common solutions:<\/p><ul><li><strong>Check for outstanding payments: <\/strong>Missed payments may result in account suspension. Go to the <strong>Finance<\/strong> tab, select <strong>PayLater<\/strong>, and tap <strong>See all<\/strong> to settle any outstanding bills.<\/li><li><strong>Verify merchant acceptance:<\/strong> PayLater by Grab is available across various Grab services, including rides, food, deliveries, online, in-store and DuitNow QR purchases for selected users. Launch Grab app, tap on \u2018<strong>PayLater<\/strong>\u2019 icon in the homepage to browse some of the available brands.\u00a0<\/li><li><strong>Ensure your linked card is valid: <\/strong>Payments are first deducted from your GrabPay Wallet. If your balance is insufficient, your linked card is charged automatically. Ensure your card is valid, active, and not expired or cancelled. You can <a href=\"https:\/\/help.grab.com\/passenger\/en-my\/900004374823\">change your PayLater-linked credit\/debit card<\/a> to ensure successful payments.<\/li><li><strong>Check your PayLater limits:<\/strong> Ensure your purchase doesn&#8217;t exceed your available PayLater limit shown in the app. Limits are based on your profile and payment habits to encourage responsible spending. Postpaid and Instalments have separate limits, which together affect your overall available PayLater balance. If your purchase exceeds the limit, try reducing items in your basket.<\/li><li><strong>Check GrabPay Wallet transaction limits: <\/strong>When you hit your daily, monthly, or annual Wallet transaction limit, you won&#8217;t be able to pay with GrabPay Wallet, PayLater, or transfer Wallet funds. These limits reset every year on January 1st. You can learn more about your <a href=\"https:\/\/help.grab.com\/passenger\/en-my\/360023805451\">GrabPay Wallet transaction limits<\/a>.<\/li><\/ul><p>Keeping your account active ensures uninterrupted access to PayLater services.<\/p><p><strong>Understand cancelled instalment payments<\/strong><\/p><p>If your PayLater Instalment transaction is cancelled and your first payment is refunded, it may be due to:<\/p><ul><li>Insufficient balance in your GrabPay Wallet.<\/li><li>A technical error during checkout.<\/li><li>No stock remaining for your selected items.<\/li><li>The merchant has canceled the transaction.<\/li><\/ul><p>Your first instalment is refunded immediately upon cancellation, and your PayLater Instalment balance is restored.<\/p><p>To continue using PayLater Instalments, ensure your GrabPay Wallet has enough funds to cover at least the first instalment amount at checkout. For example, for an RM400 purchase with a monthly instalment of RM100, you must have at least RM100 in your wallet at checkout.<\/p><\/div><\/div>\n                <\/div>\n                            <div class=\"elementor-accordion-item\">\n                    <div id=\"elementor-tab-title-85111\" class=\"elementor-tab-title\" data-tab=\"11\" role=\"tab\" aria-controls=\"elementor-tab-content-85111\" aria-expanded=\"false\">\n                                                    <span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n                                                            <span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n                                <span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n                                                        <\/span>\n                                                                        <a class=\"elementor-accordion-title\" href=\"\">I have more questions, where can I get help?<\/a>\n                    <\/div>\n                    <div id=\"elementor-tab-content-85111\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"11\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-85111\"><p>Find a comprehensive library of help articles in our <a href=\"https:\/\/help.grab.com\/passenger\/en-my\/900001216483-PayLater\">Help Center<\/a>.\u00a0<\/p><\/div>\n                <\/div>\n                    <\/div>\n        \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc1dd5c elementor-widget elementor-widget-spacer\" data-id=\"fc1dd5c\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"Spot DuitNow QR in-store? PayLater je \ud83e\udd29 More payment options, zero hassle, and total flexibility to manage your daily spend. Split your payment effortlessly regardless of whose brand is on the cashier standee! Looking for better deals when shopping online? Find out more Why PayLater? Get what you want now, pay for it later PayLater [&hellip;]","protected":false},"author":607,"featured_media":235595,"parent":46230,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.grab.com\/my\/wp-json\/wp\/v2\/pages\/79202"}],"collection":[{"href":"https:\/\/www.grab.com\/my\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.grab.com\/my\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.grab.com\/my\/wp-json\/wp\/v2\/users\/607"}],"replies":[{"embeddable":true,"href":"https:\/\/www.grab.com\/my\/wp-json\/wp\/v2\/comments?post=79202"}],"version-history":[{"count":326,"href":"https:\/\/www.grab.com\/my\/wp-json\/wp\/v2\/pages\/79202\/revisions"}],"predecessor-version":[{"id":235641,"href":"https:\/\/www.grab.com\/my\/wp-json\/wp\/v2\/pages\/79202\/revisions\/235641"}],"up":[{"embeddable":true,"href":"https:\/\/www.grab.com\/my\/wp-json\/wp\/v2\/pages\/46230"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.grab.com\/my\/wp-json\/wp\/v2\/media\/235595"}],"wp:attachment":[{"href":"https:\/\/www.grab.com\/my\/wp-json\/wp\/v2\/media?parent=79202"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}