{"id":211333,"date":"2025-04-25T15:28:13","date_gmt":"2025-04-25T07:28:13","guid":{"rendered":"https:\/\/www.grab.com\/my\/?page_id=211333"},"modified":"2025-12-22T10:29:49","modified_gmt":"2025-12-22T02:29:49","slug":"biz-financing-i","status":"publish","type":"page","link":"https:\/\/www.grab.com\/my\/ms\/biz-financing-i\/","title":{"rendered":"Grab Biz-Financing-i"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"211333\" class=\"elementor elementor-211333\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-293b1cc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"293b1cc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-24f0bc2\" data-id=\"24f0bc2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aedd765 elementor-widget elementor-widget-grab_language_switcher\" data-id=\"aedd765\" data-element_type=\"widget\" data-widget_type=\"grab_language_switcher.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <div class=\"gr21-boxed-content\">\n            <div class='lang-switch-wrapper___1Ectv'>\n                <a href=\"\/my\/wp-json\/wp\/v2\/pages\/211333\">\n                        <div class=\"lang-switch-link-text___kZawP\">EN<\/div>\n                    <\/a>\n                &nbsp\/&nbsp<a href=\"\/my\/ms\/wp-json\/wp\/v2\/pages\/211333\">\n                        <div class=\"lang-switch-link-text___kZawP lang-switch-active-page___3MhIG\">BM<\/div>\n                    <\/a>\n                            <\/div>\n        <\/div>\n        \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bad700a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bad700a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-96be58d\" data-id=\"96be58d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ea452d6 elementor-widget elementor-widget-image\" data-id=\"ea452d6\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2025\/06\/05181325\/Biz-financing-i_A5-Flyer_Website-elements_KV_BM.jpg\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc8ca3f elementor-widget elementor-widget-spacer\" data-id=\"dc8ca3f\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0a2750 elementor-widget elementor-widget-heading\" data-id=\"b0a2750\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><p>Kembangkan perniagaan ke tahap baharu:<\/p><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0c0cb4 elementor-widget elementor-widget-heading\" data-id=\"a0c0cb4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><p><span style=\"color: #000000\">Grab Biz Financing-i\u2014melalui aplikasi GrabMerchant anda!<\/span><\/p><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7b58bf elementor-widget elementor-widget-text-editor\" data-id=\"e7b58bf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Kami memahami bahawa mengusahakan perniagaan sememangnya penuh dengan cabaran, terutamanya dalam isu pembiayaan. Aliran tunai yang mencukupi amat penting untuk memastikan operasi berjalan lancar.\u00a0Perlukan bantuan kewangan? <span style=\"color: #00b14f\"><strong>Grab Biz Financing-i<\/strong> <\/span>sedia memberikan sokongan yang diperlukan oleh perniagaan anda.<\/p><p>Mohon sekarang \u2014 pembiayaan patuh Shariah dengan <span style=\"text-decoration: underline\"><strong>penyaluran segera*<\/strong><\/span> dan <span style=\"text-decoration: underline\"><strong>tiada dokumen atau cagaran diperlukan<\/strong><\/span>!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f8f3ba elementor-widget elementor-widget-image\" data-id=\"9f8f3ba\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2025\/09\/22173727\/Biz-financing-i_A5-Flyer_Website-elements_Benefits_BM-1.jpg\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3314091 elementor-widget elementor-widget-image\" data-id=\"3314091\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2025\/06\/05181807\/Biz-financing-i_A5-Flyer_Website-elements_Benefits-2_BM.jpg\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-caf01eb elementor-widget elementor-widget-text-editor\" data-id=\"caf01eb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2 style=\"text-align: center\"><strong>Langkah-langkah untuk memohon Grab Biz-Financing-i<\/strong><\/h2>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c702ae1 elementor-widget elementor-widget-image\" data-id=\"c702ae1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/assets.grab.com\/wp-content\/uploads\/sites\/8\/2025\/05\/20204202\/BFi-In-App_Step-by-Step_June2024_BM.gif\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c936c27 elementor-widget elementor-widget-spacer\" data-id=\"c936c27\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18484d8 elementor-widget elementor-widget-spacer\" data-id=\"18484d8\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b8fcdec elementor-align-center elementor-widget elementor-widget-button\" data-id=\"b8fcdec\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/grab.onelink.me\/k45t?pid=website&#038;c=MY_NA_MEX_GP-LEN_AW-CONV_LOC__NA_NA_MYMCA_MRC&#038;is_retargeting=true&#038;af_dp=grabmex%3A%2F%2Ffinance%3Fsource%3Dmca_dotcom\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\"><p style=\"text-align: center\">Mohon Biz-Financing-i Sekarang<\/p><\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bdd3364 elementor-widget elementor-widget-text-editor\" data-id=\"bdd3364\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3 style=\"text-align: center\"><strong>Perlukan bantuan lanjut? Sila isi borang di <span style=\"text-decoration: underline\"><a href=\"https:\/\/grb.to\/41KzVKn\"><span style=\"color: #00b14f;text-decoration: underline\">SINI<\/span><\/a><\/span>\u00a0untuk berhubung dengan ejen jualan yang dilantik.<\/strong><\/h3>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd2f3c7 elementor-widget elementor-widget-spacer\" data-id=\"dd2f3c7\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ad98f8 elementor-widget elementor-widget-accordion\" data-id=\"5ad98f8\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <div class=\"elementor-accordion\" role=\"tablist\">\n                            <div class=\"elementor-accordion-item\">\n                    <div id=\"elementor-tab-title-9522\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"tab\" aria-controls=\"elementor-tab-content-9522\" aria-expanded=\"false\">\n                                                    <span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n                                                            <span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n                                <span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n                                                        <\/span>\n                                                                        <a class=\"elementor-accordion-title\" href=\"\"><p><strong>Soalan Lazim (FAQs)<\/strong><\/p><\/a>\n                    <\/div>\n                    <div id=\"elementor-tab-content-9522\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-9522\"><ol><li><strong>Apakah yang dimaksudkan dengan Grab Biz Financing-i?<\/strong><br \/>\u2060Grab Biz Financing-i ialah produk pembiayaan perniagaan patuh Shariah tidak bercagar yang ditawarkan oleh GrabFinance, hanya untuk Rakan Niaga Grab (\u201cRakan Niaga\u201d) yang layak sahaja.<\/li><li><strong>Apakah yang dimaksudkan dengan pembiayaan patuh Shariah?<\/strong><br \/>Pembiayaan Islam atau pembiayaan patuh shariah merujuk kepada kewangan atau aktiviti yang mematuhi Shariah (undang-undang Islam). Peraturan yang mengawal transaksi komersial dalam pembiayaan Islam dikenali sebagai fiqh al-muamalat.<\/li><li><strong>Di manakah saya boleh mencari program Grab Biz Financing-i?<\/strong><br \/>\u2060Grab Biz Financing-i hanya ditawarkan kepada Rakan Niaga yang layak sahaja. Rakan Niaga yang layak boleh mengetahui lebih lanjut melalui jubin &#8220;Financing&#8221; di aplikasi GrabMerchant. Sila pastikan anda menggunakan versi aplikasi yang terkini. Rakan Niaga yang layak juga akan dimaklumkan melalui mesej dalam aplikasi GrabMerchant atau emel.<\/li><li><strong>Adakah sebarang had kepada jenis aktiviti yang boleh saya gunakan dengan jumlah pembiayaan?<\/strong><br \/>Anda digalakkan menggunakan jumlah pembiayaan untuk keperluan \/ aktiviti berikut:<br \/>\u2060\u2022 Beli peralatan<br \/>\u2060\u2022 Beli inventori<br \/>\u2060\u2022 Beli bahan mentah<br \/>\u2060\u2022 Bayar hutang<br \/>\u2060\u2022 Bayar sewa<br \/>\u2060\u2022 Bayar gaji<br \/>\u2022 Pembaikan atau pengubahsuaian<br \/>\u2060\u2022 Perbelanjaan pemasaran<br \/>\u2060\u2022 Perbelanjaan teknologi<br \/>\u2060\u2022 Membuka kedai baru<\/li><li><strong>Apakah kriteria untuk melayakkan diri untuk pembiayaan ini?<\/strong><br \/>\u2060\u2022 Perniagaan patuh Shariah<br \/>\u2022 Rakan Niaga Grab melebihi 3 bulan<br \/>\u2022 Mempunyai sekurang-kurangnya 1 transaksi dalam 1 bulan lepas<br \/>\u2022 Pendapatan kasar Grab bulanan &gt; RM400 <br \/>\u2022 Pemilik perniagaan mestilah warganegara Malaysia, berumur 21 hingga 70 tahun<br \/>\u2022 Untuk Rakan Niaga Grab di seluruh negara.<br \/>\u2022 Kadar pembatalan yang rendah dari Rakan Niaga<br \/>\u2022 Aplikasi GrabMerchant mesti digunakan<br \/><em><br \/>Note: Kriteria kelayakan di atas hanyalah panduan. GrabFinance berhak untuk mengubah suai kriteria kelayakan dari semasa ke semasa mengikut budi bicara. Sila ambil perhatian bahawa permohonan yang telah memenuhi semua kriteria di atas masih tertakluk kepada penilaian dan kelulusan akhir GrabFinance untuk program tersebut.<\/em><br \/>\u2060<br \/>\u2060Klik <span style=\"text-decoration: underline\"><a href=\"https:\/\/help.grab.com\/merchant\/ms-my\/20000192-Grab-Biz-Financing-i\"><span style=\"color: #0000ff\"><strong>SINI<\/strong><\/span><\/a><\/span> untuk membaca lebih lanjut mengenai Soalan Lazim (FAQs).<\/li><\/ol><\/div>\n                <\/div>\n                    <\/div>\n        \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc45282 elementor-widget elementor-widget-accordion\" data-id=\"fc45282\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <div class=\"elementor-accordion\" role=\"tablist\">\n                            <div class=\"elementor-accordion-item\">\n                    <div id=\"elementor-tab-title-2642\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"tab\" aria-controls=\"elementor-tab-content-2642\" aria-expanded=\"false\">\n                                                    <span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n                                                            <span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n                                <span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n                                                        <\/span>\n                                                                        <a class=\"elementor-accordion-title\" href=\"\"><p><strong>Terma &amp; Syarat<\/strong><\/p><\/a>\n                    <\/div>\n                    <div id=\"elementor-tab-content-2642\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2642\"><p>Klik <span style=\"text-decoration: underline\"><a href=\"https:\/\/grb.to\/GBFi_FL_TnC\"><span style=\"color: #00b14f\"><strong><span style=\"color: #0000ff;text-decoration: underline\">SINI<\/span><\/strong><\/span><\/a><\/span> untuk Terma dan Syarat.<\/p><\/div>\n                <\/div>\n                    <\/div>\n        \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a46056 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"2a46056\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"color: #000000\">Sila diingatkan bahawa semua ahli komuniti Grab dikehendaki mematuhi<\/span>\u00a0<strong><a href=\"https:\/\/www.grab.com\/my\/terms-policies\/code-of-conduct-driver\/\">Kod Etika<\/a><\/strong>\u00a0<span style=\"color: #000000\">dan<\/span>\u00a0<strong><a href=\"https:\/\/www.grab.com\/my\/terms-policies\/transport-delivery-logistics\/\">Terma Perkhidmatan<\/a><\/strong><a href=\"https:\/\/www.grab.com\/my\/terms-policies\/transport-delivery-logistics\/\"><span style=\"color: #000000\">.<\/span><\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-08ebe9c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"08ebe9c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6c284a5\" data-id=\"6c284a5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"EN &#038;nbsp\/&#038;nbsp BM","protected":false},"author":1763,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.grab.com\/my\/ms\/wp-json\/wp\/v2\/pages\/211333"}],"collection":[{"href":"https:\/\/www.grab.com\/my\/ms\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.grab.com\/my\/ms\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.grab.com\/my\/ms\/wp-json\/wp\/v2\/users\/1763"}],"replies":[{"embeddable":true,"href":"https:\/\/www.grab.com\/my\/ms\/wp-json\/wp\/v2\/comments?post=211333"}],"version-history":[{"count":85,"href":"https:\/\/www.grab.com\/my\/ms\/wp-json\/wp\/v2\/pages\/211333\/revisions"}],"predecessor-version":[{"id":223991,"href":"https:\/\/www.grab.com\/my\/ms\/wp-json\/wp\/v2\/pages\/211333\/revisions\/223991"}],"wp:attachment":[{"href":"https:\/\/www.grab.com\/my\/ms\/wp-json\/wp\/v2\/media?parent=211333"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}