Offer flexible payment options for your consumers

Consumers are always looking for more flexible ways to stretch their payments. One of the most common flexible payment methods are credit cards. But if consumers don’t own one, is there an alternative way to extend the payment period?

Lucky for them, there’s a new way to help consumers afford their online purchases! The “buy now, pay later” payment option lets consumers purchase and make payments in monthly instalments at a later time.

Grab is here to help you give consumers the payment options they need to do this. PayLater by Grab provides a flexible and seamless checkout experience for both you and consumers.

What is PayLater by Grab?

PayLater is a flexible payment solution that helps consumers buy what they need today, but pay for it later without interest. It caters to different consumers via PayLater Postpaid and PayLater Instalments.

This gives you the advantage of attracting a wider pool of consumers with different buying habits and needs.

Give consumers a reason to buy now

PayLater Postpaid lets consumers buy now and pay at the end of the month. This allows Grab consumers to buy what they need today, without getting into revolving debt – making it easier for you to make your sales instantly!

Make it easy to sell more or higher-value items

You get the full payout within three working days upon purchase! PayLater Instalments allow consumers to split large online purchases into four interest-free instalments. This makes it easier for them to spend more at your store.


A consumer shops on your website and goes to the checkout page.


The consumer chooses to pay via Grab , and has the option to choose PayLater by Grab.


The consumer chooses PayLater by Grab. This means they can pay via PayLater Postpaid or PayLater Instalments.


The consumer completes the payment process with PayLater.


Grab will cover the payment and send you the total sales value in full within 3 working days. You don’t need to wait until the end of the month or for the instalments to come in!


The consumer will then pay Grab
for their purchase in the next month (via PayLater Postpaid) or in four instalments (via PayLater Instalments). You don’t need to worry about the consumer’s repayment!

Why should you offer PayLater by Grab ?

PayLater by Grab allows you to offer two alternative payment options, which can help you attract consumers with different needs. Consumers shop for more higher-value items, generating you higher revenue too! Our current PayLater merchant-partners have already experienced this growth.

Here’s what they enjoyed on average:

Up to

0 %

increase in new consumers

Attract a wider range of consumers with different payment options.

Up to

0 %

more checkouts and sales

Make it easier for consumers to purchase from you any time.

Up to

0 %

larger in order values

Consumers tend to purchase higher value items when they are able to pay later in affordable instalments.

Risk-free upfront payouts

Grab takes on all the credit and fraud risk, while you enjoy the payout!

New competitive edge

Be one of the first to offer flexible payment options for your consumers.

*The performances above are captured from PayLater merchants regionally across South East Asia.

Enjoy additional support from PayLater by Grab.

PayLater is not just a flexible payment option – as a merchant-partner that offers PayLater , you will also receive additional support to help you improve and grow your business in a variety of ways.

Comprehensive consumer insights

Get insights on GrabMerchant Portal to help you understand your consumers’ spending behaviour, so you can plan ways to target them.

Increased visibility on the Grab App

As a PayLater merchant-partner, your business will be listed in the Shopping feature within the Grab App homepage. Consumers can easily discover your store and go to your website directly from the Grab App.

Show that you offer PayLater

Get ready-made assets from us, such as digital banners, and use them as marketing materials on your website. Drive conversions when consumers know that you offer a payment option that provides them flexibility.

Show your products' affordability

Instal an easy-to-set-up price divider plug-in on your website. This will help consumers see how affordable your products are when the prices are broken down into instalments.

Participate in marketing collaborations

Empower your business further with seasonal marketing campaigns that will help drive sales and visibility for your store.

How PayLater helps merchants like you

Whatever your goals and needs are, PayLater can help you take your business to the next level. Check out some of the Grab merchant-partners who are already offering PayLater below:

ana tomy

There has been an average growth of 20% in average order value after activating PayLater by Grab in ana tomy.

Bottoms Lab

We enabled PayLater by Grab back in March and partnered with Grab on various campaings which helped to grow our sales month on month.

Thousand Miles

Grab has been the key partner for Thousand Miles as we believe in the brand. It has helped to boost our average order value by 15% ever since we started collaborating with Grab.

These are just some of our merchant-partners who have started benefiting from, PayLater by Grab, with many more coming onboard soon.

And many more...

Start attracting consumers by helping them afford their purchases with flexible payment options, brought to you by PayLater. Sign up to offer PayLater by Grab now!

Enjoy 9% (RM8) Rebate at

  • Valid from 15 Jan 2022 – 28 Feb 2022
  • Minimum spend: RM88
  • Limited to 62,500 redemptions 
  • TWO(2) redemptions per user throughout the campaign

1. Campaign period is from 15 January 2022 (12:00am) – 28 February 2022 (11.59pm).
2. GrabPay users are eligible for a “RM8 rebate” in your “My Rewards” when you spend a minimum of RM88 on a single receipt via GrabPay Wallet.
3. The offer of “RM8 rebate” is limited to a total of 62,500 redemptions throughout the campaign period.
4. Offer is valid for TWO (2) in-store redemptions with a cap of ONE(1) redemption per user per day throughout the campaign. Shared across AEON Co, AEON BiG, AEON MaxValu Prime, and AEON Wellness throughout the campaign period. 
5. The “RM8 rebate” will be awarded instantly with a minimum transaction of RM88 with GrabPay at all outlets of AEON Co, AEON BiG, AEON MaxValu Prime, AEON Wellness; The rebate can be found under “My Rewards”. Rebate must be redeemed by clicking “use now” under “My Rewards” 30 days from the date of issuance.
6. The campaign will cease once all redemptions have been fully awarded or at the expiration of the campaign period, whichever is earlier.
7. Offer is based on a first come first served and while stocks last basis only.
8. Grab and AEON Group shall not be under any obligation to inform users, on any communication channels once the offer has been fully redeemed.
9. Offer is only available for AEON Co, AEON BiG, AEON MaxValu Prime, and AEON Wellness physical stores purchases at cashier counter only via GrabPay Wallet; offer is not applicable for online or GrabMart purchases.
10. Offer is not exchangeable for cash or replacements.
11. Offer is not valid with any other voucher, discount or promotion.
12. Grab and AEON Group reserve the right to alter, extend or terminate the promotion, or amend the terms and conditions at its sole discretion at any time without prior notice. In case of any disputes directly or indirectly arising from the promotion, the decision of Grab and AEON Group shall be final.
13. These terms and conditions shall be governed by the laws of Malaysia and any dispute arising out of or in connection with promotion shall be referred to the exclusive jurisdiction of courts of Malaysia.
14. This rebate is non-transferable to any party.